₦airaland Forum

Viktoreze:
“It is a comfortable feeling to know that you stand on your own ground. Land is about the only thing that can’t fly away.” - Anthony Trollope, novelist

Viktoreze:
“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”
-Theodore Roosevelt

Viktoreze:
“Everyone wants a piece of land. It’s the only sure investment. It can never depreciate like a car or a washing machine. Land will double its value in ten years or in less than that. Land is going up every day.” -SAM SHEPARD, Curse of the Starving Class

Viktoreze:
“Buy on the fringe and wait. Buy land near a growing city! Buy real estate when other people want to sell. Hold what you buy!” - John Jacob Astor, real estate and business mogul.

Viktoreze:
“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”
-Theodore Roosevelt

Viktoreze:
“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”
-Theodore Roosevelt

Viktoreze:
“Find out where the people are going and buy the land before they get there.” ~William Penn Adair

Viktoreze:
“It is a comfortable feeling to know that you stand on your own ground. Land is about the only thing that can’t fly away.” - Anthony Trollope, novelist

Viktoreze:
..“Now, one thing I tell everyone is learn about real estate. Repeat after me: real estate provides the highest returns, the greatest values and the least risk.” - Armstrong Williams, entrepreneur

Viktoreze:
As we grow older, we all start to notice some changes in our ability to remember things.

Maybe you've gone into the kitchen and can't remember why or can't recall a familiar name during a conversation. You may even miss an appointment because it slipped your mind. Memory lapses can occur at any age, but we tend to get more upset by them as we get older because we fear they're a sign of dementia, or loss of intellectual function. The fact is, significant memory loss in older people isn't a normal part of aging—but is due to organic disorders, brain injury, or neurological illness, with Alzheimer's being among the most feared.

Most of the fleeting memory problems that we experience with age reflect normal changes in the structure and function of the brain. These changes can slow certain cognitive processes, making it a bit harder to learn new things quickly or screen out distractions that can interfere with memory and learning. Granted, these changes can be frustrating and may seem far from benign when we need to learn new skills or juggle myriad responsibilities. Thanks to decades of research, there are various strategies we can use to protect and sharpen our minds. Here are seven you might try.

1. Keep learning
A higher level of education is associated with better mental functioning in old age. Experts think that advanced education may help keep memory strong by getting a person into the habit of being mentally active. Challenging your brain with mental exercise is believed to activate processes that help maintain individual brain cells and stimulate communication among them. Many people have jobs that keep them mentally active but pursuing a hobby or learning a new skill can function the same way. Read; join a book group; play chess or bridge; write your life story; do crossword or jigsaw puzzles; take a class; pursue music or art; design a new garden layout. At work, propose or volunteer for a project that involves a skill you don't usually use. Building and preserving brain connections is an ongoing process, so make lifelong learning a priority.



2. Use all your senses
The more senses you use in learning something, the more of your brain will be involved in retaining the memory. In one study, adults were shown a series of emotionally neutral images, each presented along with a smell. They were not asked to remember what they saw. Later, they were shown a set of images, this time without odors, and asked to indicate which they'd seen before. They had excellent recall for all odor-paired pictures, and especially for those associated with pleasant smells. Brain imaging indicated that the piriform cortex, the main odor-processing region of the brain, became active when people saw objects originally paired with odors, even though the smells were no longer present and the subjects hadn't tried to remember them. So, challenge all your senses as you venture into the unfamiliar. For example, try to guess the ingredients as you smell and taste a new restaurant dish. Give sculpting or ceramics a try, noticing the feel and smell of the materials you're using.

3. Believe in yourself
Myths about aging can contribute to a failing memory. Middle-aged and older learners do worse on memory tasks when they're exposed to negative stereotypes about aging and memory, and better when the messages are positive about memory preservation into old age. People who believe that they are not in control of their memory function are less likely to work at maintaining or improving their memory skills and therefore are more likely to experience cognitive decline. If you believe you can improve and you translate that belief into practice, you have a better chance of keeping your mind sharp.

4. Economize your brain use
If you don't need to use mental energy remembering where you laid your keys or the time of your granddaughter's birthday party, you'll be better able to concentrate on learning and remembering new and important things. Take advantage of calendars and planners, maps, shopping lists, file folders, and address books to keep routine information accessible. Designate a place at home for your glasses, purse, keys, and other items you use often. Remove clutter from your office or home to minimize distractions, so you can focus on new information that you want to remember.

5. Repeat what you want to know
When you want to remember something you've just heard, read, or thought about, repeat it out loud or write it down. That way, you reinforce the memory or connection. For example, if you've just been told someone's name, use it when you speak with him or her: "So, John, where did you meet Camille?" If you place one of your belongings somewhere other than its usual spot, tell yourself out loud what you've done. And don't hesitate to ask for information to be repeated.

6. Space it out
Repetition is most potent as a learning tool when it's properly timed. It's best not to repeat something many times in a short period, as if you were cramming for an exam. Instead, re-study the essentials after increasingly longer periods of time — once an hour, then every few hours, then every day. Spacing out periods of study is particularly valuable when you are trying to master complicated information, such as the details of a new work assignment. Research shows that spaced rehearsal improves recall not only in healthy people but also in those with certain physically based cognitive problems, such as those associated with multiple sclerosis.

7. Make a mnemonic
This is a creative way to remember lists. Mnemonic devices can take the form of acronyms (such as RICE to remember first-aid advice for injured limbs: Rest, Ice, Compression, and Elevation) or sentences (such as the classic "Every good boy does fine" to remember the musical notes E, G, B, D, and F on the lines of the treble clef).

Viktoreze:
In January 2020, Chikezie Nnabuike, a manager at a private firm in Lagos, started building a house away from where he resides presently. Because of the COVID-19 lockdown work slowed on the building project being supervised by an engineer who was his roommate in the university.

He did not, however, give up on his plan to complete the building in 18 months, in which case he expected to finish the walling and roofing aspects of the building, latest, by the end of the second quarter of 2021. But that has turned out to be a dream deferred.


The house, today, is not yet 60 percent completed, meaning that he is still a tenant and will remain so for as long as only God knows when. The rising prices of building materials, particularly cement and iron rods, have, in the past six months, risen to a point where all building projections no longer make sense.

“I started out this project on a budget for the entire building. Now, I have not gone very far with the project, but I have already surpassed the budget because it is as if building materials are rising every day,” Nnabuike told our correspondent last Thursday.

“I have suspended that project, for now, because I can no longer keep pace with price increases, especially cement and iron rods, which I was told were needed for beams and columns. Besides the project, I have a family to feed. Even feeding does not come easy these days and so I have had to re-order my priorities, he said.

Nnabuike is not an isolated case. There are countless others like him out there and what this means is that homeownership for all of them remains a daydream. They have to continue as tenants where they are, enduring landlords’ arbitrary increases in rents and adding to the housing deficit.


In October 2020, a 50kg bag of cement was selling for between N2,400 and N2,500 in many states of the federation. But in November of the same year, the price of the commodity started rising and has increased to N3,800, depending on the brand and the location.

“In the last 24 hours, the price of cement has gone up from N3,450 to N3,800 and it will still go up. We are, therefore, rushing to get more that can take us for a while,” Kunle Adeyemi, CEO, Sterling Homes, confirmed to our correspondent in Lagos.


According to Adeyemi, at the current price, it means that cement price within the first quarter of this year has moved over 70 percent and it is so bad that some dealers are hoarding the commodity because they are sure the price will still go up further.

So many reasons have been adduced for the soaring price of cement. One of the major reasons is the scarcity of the product which, unfortunately, has to do with rising insecurity in the country, supply monopoly and also cost of inputs, which has also gone up considerably.

“Producers do not supply the commodity to some parts of the country because of insecurity. They fear attacks by kidnappers, bandits and other insurgents. Again, the roads are so bad that the suppliers avoid them, leading to scarcity and rise in the price of the product,” Adeyemi noted.

There is about a 40 percent cement supply gap, according to Dangote Group, the largest producer of the commodity with over 60 percent share of the market. Devakumar Edwin, Dangote Group executive director, strategy, portfolio development and capital projects, was quoted recently as saying that manufacturers were working to close the gap.

Edwin attributed the increase in demand to increase in construction activities as investors considered the industry good to hedge against falling local currency. Edwin, who spoke at an event in Lagos, insisted that their ex-depot price had not changed but that some retailers had taken advantage of the supply gap to increase their prices.

He also mentioned devaluation of the naira and the increase in Value Added Tax as reasons for the increase in the cost of critical components such as gas, gypsum, bags and machine spare parts.

The implication of these price increases is far-reaching. “The dream of an average Nigeria to own a home is now very slim. For us as developers, it is a huge challenge because we already have the prices of houses that are still being built. We cannot deliver at that price anymore,” Adeyemi said.

Continuing, he said, “I foresee doom because some developers may be forced to compromise on quality and standards of houses they put on the market. They may go for sub-standard materials in a bid to meet up with supply and that simply foretells housing collapse and construction failure.”

He canvassed the government’s intervention through what he called price control policy that will effectively regulate the price of the commodity, saying the government should also break the monopoly in the supply of the product which, he reasoned, was part of the causes of the product scarcity.

culled from businessdaydotng

Viktoreze:
“Find out where the people are going and buy the land before they get there.” ~William Penn Adair

Myrealtor:
“It’s tangible, it’s solid, it’s beautiful. It’s artistic, from my standpoint, and I just love real estate.” ~Donald Trump

Viktoreze:
“Now, one thing I tell everyone is learn about real estate. Repeat after me: real estate provides the highest returns, the greatest values and the least risk.” - Armstrong Williams, entrepreneur

Viktoreze:
“Ninety percent of all millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined. The wise young man or wage earner of today invests his money in real estate.” - Andrew Carnegie, billionaire industrialist

Viktoreze:
“Buy on the fringe and wait. Buy land near a growing city! Buy real estate when other people want to sell. Hold what you buy!” - John Jacob Astor, real estate and business mogul

Viktoreze:
Find out where the people are going and buy the land before they get there.” ~William Penn Adair

Viktoreze:
“Buy on the fringe and wait. Buy land near a growing city! Buy real estate when other people want to sell. Hold what you buy!” - John Jacob Astor, real estate and business mogul

Viktoreze:
“Landlords grow rich in their sleep without working, risking or economizing.” - John Stuart Mill, political economist

Viktoreze:
“Now, one thing I tell everyone is learn about real estate. Repeat after me: real estate provides the highest returns, the greatest values and the least risk.” - Armstrong Williams, entrepreneur

Viktoreze:
“It is a comfortable feeling to know that you stand on your own ground. Land is about the only thing that can’t fly away.” - Anthony Trollope, novelist

Viktoreze:
“Buy on the fringe and wait. Buy land near a growing city! Buy real estate when other people want to sell. Hold what you buy!” - John Jacob Astor, real estate and business mogul

dawnomike:
A very vital project to m the city of Lagos...

Viktoreze:
“If you don’t own a home, buy one. If you own a home, buy another one. If you own two homes, buy a third. And, lend your relatives the money to buy a home.”
John Paulson, investor and multi-billionaire