Guys usually spend heavily during xmas and new year celebration including I.,so I want to know the area we normally do d spending most.
1.Family needs for the season.
2.Siblings and close relations gift.
3.Girlfriends and other new catch.
4.Drinks and other similar merriment wt ur pals.
5.House maintenance.
6.Money for ur parents.
7.Fueling of ur vehicle.
8.On the less privilege e.g orphanages,motherless babies home e.tc.
9.Church activities like bazaar,paying of tithe e.tc.
10.Cultural festivals
if anyother,u can add. Remember January and spend wt caution.
Merry Xmas and prosperous New year.

mine is mostly 1 2 6 bt i wl add 8 9 this period.