The Web is a big place. You can buy anything from t-shirts to books to car insurance to genealogy newsletters to automobiles just by entering your credit card number. The more you buy on the Internet with a normal credit card, the more your credit card number is being spread around. I don't like sending my credit card number all over the place, especially to companies I never heard of before. PayPal has a better way.

PayPal conceals your credit card numbers so the merchants or other users cannot access your accounts. PayPal allows a quicker, smoother way to pay for your transactions. Use your Visa, Master Card, Discover or American Express credit card safely, and be insured for all of your purchases. Or, use your bank account and never reveal any of your sensitive banking information to merchants.

PayPal is the leading online checkout site and is trusted globally. You'll notice millions of sellers accept PayPal as their preferred form of payment. You'll be protected if the item you pay for is never shipped, and in some instances, you'll be covered under the PayPal Protection Policy if the item is significantly not as described.

For Individuals
If you’re new to buying online you may not have a PayPal account, but when you get one you’ll be so pleased you did. It allows you to buy stuff from websites without having to go through the hassle of getting your card out and entering the details of it in to the checkout, you don’t need to enter your address details either, it’s already set up on PayPal so after just a few clicks you’re done.
Payment Protection – Refunds etc.
They do all this. Refunds are a breeze, a few clicks and it’s done, but payment protection is another kettle of fish. It works, but it takes weeks and weeks and you’ll have to jump through all kinds of hoops – so it works, but not very well
So whoever you are, if you’re doing stuff online, there will come a time a time when you need a PayPal account, so get one now