1. A Debit card is popularly referred to as an
ATM card. So this means the regular card
you use for transactions on an ATM.
2. Please note that your Debit Card (ATM) is
your personal property, do NOT disclose
your card details to anyone.
3. If you believe your debit card information
has been compromised, change your pin
and then contact your nearest bank branch.
4. For a general idea on how to pay on
LAUTECH site - check this video
5. There are 3 different card types on
LAUTECH Interswitch payment gateway (i.e.
Interswitch debit cards, Verve, and
Mastercard). Check the logo on the front of
your card to identify which type of card you
have.
6. If your card type requires a CVV2 number,
this is a 3 digit number, which is found at
the back of your debit card.
7. At all times pay attention to your
Transaction reference. It will be used to
trace any transaction if the need arises.
8. Pay close attention to the response
message received after you make an
attempt to pay on Interswitch site,
particularly if the response was not
successful.
9. Make sure you print any response
message for your personal record.
10. A response like “Issuer or switch
inoperative” is basically a switching
problem, do not be alarmed, wait a while
and try again later.
11. However, if you get a response like
“Exceeds withdrawal limit” or “Transaction
not permitted to card holder, via channels”
or something similar, and you are certain
you own the debit card and you have
unlimited access to the card, then contact
your bank.
12. A case like 8 above occurs if the debit
card has not been activated to be used on
an online platform. Make a request at your
bank that your debit card should be
activated for online payment.
13. Some identified banks that probably
don’t activate their debit cards for online
payment include First Bank, Skye Bank,
Oceanic Bank, amongst others. Visit your
bank if a case like 8 above occurs.
14. If you keep having persistent problems
with payment, and you have reviewed all the
steps above, then contact us on 038817377
or send us a mail – support@lautech.edu.ng,
we will be glad to assist you.
15. Always check back here for more tips/
information, we will update this as the need
arises.