http://tenajawaji./2013/09/20/important-things-every-girl-must-carry-in-her-handbag/
Apart from some basics like phones, house/car keys, ATM cards etc that everyone must have with them whenever they are leaving the house there are very essential things that you as a girl must carry in your handbag:
1. TOILET ROLL/HANDKERCHIEF/BABY WIPES: These all play similar roles but it is important you carry at least two of the mentioned items above. Note that baby wipes are useful after a quick meal in public or a quick visit to the convenience.
2. HANDCREAM: Your hands must be moisturised regularly to keep them in good shape. Handcreams are also useful after a visit to the convenience.
3. PERFUME: The importance of a perfume in your handbag cannot be over emphasised; when you notice any contradicting odour after visiting certain places or if your perfume wears off, you can simply spray a little on your body.
4. PADS/TAMPONS: Trust me some ladies have had to learn this the hard way so always carry them with you. Personally I always carry at least two just in case someone else might be in need and remember you can never be too sure when it comes to your monthly flow especially for ladies that go through a lot of stress.
5. MIRROR: You need this to check your teeth, nose, lips and basically your face regularly to avoid any embarrassing situations.
6. MINI MAKE-UP SET: This should include you powder, lipstick or lip gloss, etc. You don't have to bring your whole make up bag/box with you, just the essentials.
7. BREATH FRESHNER: To avoid awkward close up conversations, always carry a mint/gum; a bad breath is a major turn-off so your breath must always be fresh. This however, is not an excuse to chew gum unnecessarily or noisily, that also is a turn-off!
8. EXTRA PAIR OF SHOES: Yes please! I've had to learn this the hard way many times when my shoe / sandal gets bad in the most isolated places with no one or place to fix them. Carry Black and preferably flat shoes so they can blend into whatever you're wearing.

why you no carry wardrobe put?

Did u say MUST
Nos 1-3, 5-7 is very necessary but 4 and 8, I guess they r not as importan as others.

Nice one @ Realjenny

No. 1,2, 4, 6 n 8 r very important!

Expecially no. 8

9. Phone- you can't leave it @ home
10. Pen- you may need to write. Borrowing isn't ladylike
11. Comb-to keep stray strands in place
12. Water.
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Eebrahym: Did u say MUST
Nos 1-3, 5-7 is very necessary but 4 and 8, I guess they r not as importan as others.

Nice one @ Realjenny

Tnx but trust me when ure a lady dey are very important

Aiit, no Problem ma

And pepper spray for the increasing no of molesters parading the streets

twogood: 9. Phone- you can't leave it @ home
10. Pen- you may need to write. Borrowing isn't ladylike
11. Comb-to keep stray strands in place
12. Water.
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The Op mentioned phone
Oh yeah! Pen is also very important.I always put pen in my bag when going out.
Why water?

Yea a pen is also important but not just for women but both sexes so it shud be categorised under basics hence the "etc"

Guess this explains why some ladies' handbag would be as large as 'ghana-must-go'.