Follow these simple steps:

Firstly, log in to your paypal account and make sure you entered the correct billing address for your card.

Secondly, check your email for the 'Welcome to Paypal' email sent into the email address you used in opening your paypal account.
There is a 'Link Your Card' link inside that email; click on that link, follow the prompt and log into your paypal account.

In your account follow the step by step instruction making sure your card details and billing address are correct, then click 'Continue'.

If your card details are correct, Paypal will deduct $1.95 from your account with an instruction to look out from an alert from your bank in 2-3 days time. My GTB alert took less than 1 hour to arrive on my phone.

The message in the bank alert goes thus " Acct""""""""""""""""""""9033 The naira equivalent of USD 1.95 has been approved for the transaction done on PP"9033CODE 5678364577 LU

Thirdly, Log back into your Paypal account and click either the 'Verify' tab at the top of your paypal account statement or 'Confirm your card' link in the right hand column of your Papal account.

Doing either of the two will take you to a window where you'll be required to enter the four digit code in the alert message sent to you by your bank. Enter the 4 digit numbers preceding CODE in the SMS alert; its 9033 in the sample SMS given above.

After entering the 4 digit code in the space provide, scroll down and click the 'Confirm Card' tab.

That's it!

You've successfully verified your Nigerian Paypal account and you can now shop all over the world with that your ATM card without any merchant turning you down each time you choose the PayPal payment option.

Verifying your account also lifts the limit off the $250 spending limit on unverified accounts.

I hope this helps those who are having issues with verifying their Nigerian Paypal accounts.

Done this and it worked thanks