jideflows:
Pls must I send my credentials to WES? I'm going for skilled worker.... Because I have Bsc n other certification like I'm welding n NDT n an instrumentation certs as well... Some I did out side Nigeria then will my IELTS result cover my spouse or she will have to write hers?... Some should please help out...

jideflows:
Pls must I send my credentials to WES? I'm going for skilled worker.... Because I have Bsc n other certification like I'm welding n NDT n an instrumentation certs as well... Some I did out side Nigeria then will my IELTS result cover my spouse or she will have to write hers?... Some should please help out...

jideflows:

Pls dupyshoo kindly assist me answer these questions pls... Pls must I send my credentials to WES? I'm going for skilled worker.... Because I have Bsc n other certification like I'm welding n NDT n an instrumentation certs as well... Some I did out side Nigeria then will my IELTS result cover my spouse or she will have to write hers?... Some should please help out...

irondome:


It's okay he has seen a successful precedent with using pension funds, but I would be very careful. IRCC requirements stated the funds must not be encumbered, i.e should be readily available when needed. With most pension schemes across the globe, holders are usually entitled to a percentage of the money; in most cases, in few months after resignation. So, technically, the money ain't readily available.

Bottom line, it boils down to what you are comfortable with.

On his ielts, it would be nice if he could up his score to 8777, depending on his score, he might actually need to start scouting for provincial nomination

irondome:


It's okay he has seen a successful precedent with using pension funds, but I would be very careful. IRCC requirements stated the funds must not be encumbered, i.e should be readily available when needed. With most pension schemes across the globe, holders are usually entitled to a percentage of the money; in most cases, in few months after resignation. So, technically, the money ain't readily available.

Bottom line, it boils down to what you are comfortable with.

On his ielts, it would be nice if he could up his score to 8777, depending on his score, he might actually need to start scouting for provincial nomination

tundechange:


If you want to claim points for your qualification, you must send your credentials for evaluation to WES or IQAS. Also, your wife should write a separate IELTS too if you want to claim points for her. Make sure you aim for 8777 for LSRW.

Goodluck!

hartson:


Hi,WES evaluates only academic qualifications therefore send in your Bsc for evaluation.They don't evaluate professional certifications.your wife is expected to sit for the IELTS GT.

jideflows:
thanks a lot.. whats the first thing to be done? WES OR IELTS?

dupyshoo:
This is the estimate of what it cost my family:

Myself
WES - C$233.91
IELTS - £150
Transcript (2 Universities) - £20 +N10,000
PCC (2 countries) - £45 + N6,000

Spouse
IELTS - £150
PCC (2 countries) - £45 + N9,000


Medicals (Family of 3) - £780
Application (family of 3) - C$2230
Total - £1190 + C$2463.91 +N25,000 (approximately N1,042,476)

Yours will probably be a lot cheaper as your application fee will be about C$1000 and medicals done in Naija are a lot cheaper. It should be about N400,000. Please note that this does not include flight ticket and the cost of sending your passport via DHL or VFS. You might want to include that as well.

alanimi200:
Dea House pls assist me as ckerly as u can, am 37yrs old HND gradute of accounting and a Chartered Accountant with over 10 yrs working experience. I am interested in Canadian skill permanent residemcial scheme. I have no prior knowledge , pls assist me with step by step process for a movice like me . U can also reach me at jydayamos@gmail.com
Thank u.

hartson:


On the Pension Fund as POF.The person will need to back it up with statement of account starting from when the account was pension opened with a letter from the PFA that the money can be withdrawn at any given time I think the authorities accept that.

powermike9999:
@hartson thx for dis info.
So many people have brought up this topic severally in d past wt no satisfactory answer from any1. My question to u will be;
1-Do u know any1 or have u seen any1 who submitted his Pension fund account before & followed this recommendation
2- Did d Canandian consular accepted it as POF. Was the person granted a visa based on this as part of his POF. Pls educate us.

If u have used ur pension fund as POF and was successful pls contribute to assist
Others with doubts or if u know any successful person pls contribute

poseman:
Good day house,

Please i would like to know which is faster to use to submit a passport to Accra.

1.) Through VFS
2.) Through DHL

Within how many days will the passport be returned.

Regards

beyunce:

Don't worry you don't need it for any part of this application. If you can't get it, the normal bank reference letter and bank statement will work.
That's what I will be using for my app also.
Good luck

obioby:
good morning everyone. I am married with two kids and I need clarification on the following
- I am the principal applicant, is it possible that I elect to be assessed alone as my scores will be higher if I am assessed alone.my husband s job category is C and he does not have a post secondary qualification.I stand a better chance with ielts results.claiming points for him will be extra cost.
- pls How do I apply to nova scotias PNP
-

Etfash:


You are welcome back since 2007

You can elect to be assessed alone. But, your POF must cover 4 people. You won't need to evaluate your husband's credentials and he wouldn't need to sit the IELTS. You can invite him over when you are settled.

However, since you are considering PNP, you could as well guide him to write the IELTS if he offers to pay for it. That way everyone and everything is fine.
The Nova Scotia Demand is currently closed; the one currently open requires that you secure a valid job offer. Follow PNP threads on canadavisa.com forum for updates on open Provinces.

Etfash:


You are welcome back since 2007

You can elect to be assessed alone. But, your POF must cover 4 people. You won't need to evaluate your husband's credentials and he wouldn't need to sit the IELTS. You can invite him over when you are settled.

However, since you are considering PNP, you could as well guide him to write the IELTS if he offers to pay for it. That way everyone and everything is fine.
The Nova Scotia Demand is currently closed; the one currently open requires that you secure a valid job offer. Follow PNP threads on canadavisa.com forum for updates on open Provinces.

segbas:
@Etfash,

Please how can one do it? if the husband want to join the wife later in Canada

joyuzo:
Thanks so much dubyshoo....I really got a clear view from your detailed info and explanations. But u didn't say about the POF and for how long it should stay in one's account. Thanks for your time too. I read your experience on your IELTS prep and I got encouraged as I'm a nursing mom too and trust me my boy worries a whole lot. Lol.

dupyshoo:
With regard to proof of funds, This is what IRCC requires as POF

"If you are applying for permanent residence in Canada, you must provide an official letter issued by your financial institution indicating your financial profile. This must:

list of all your bank (chequing and savings) and investment accounts, the account numbers, dates each account was opened and the balance of each account over the past six months,
list all outstanding debts, such as credit cards and loans,
be printed on the letterhead of the financial institution, and include your name and the contact information of the financial institution (address, telephone number and e-mail address)."

From the statement above, my understanding is that for each of one's account, IRCC wants the account number, the account opening date, the current balance on the account and the average balance of the account for the past 6 months. So a letter showing these information will be adequate.

IRCC never stated specifically that the money should be there for 6 months but that the money should be there as at the time you are submitting your application. Therefore, they won't reject your application if it is not there for the whole 6 months. However, they don't want you to borrow the money, so any large lump sums deposited in your account within the 6 months will have to be explained. IRCC demands for 6 months average balance. if the average balance is over 20-25% different from your current balance, then they might be suspicious that you deposited a large sum within the 6 month. A gradual build up of the POF is okay. A good example is if you need to show $12k and you had $7.5k in month 1, $9k in month 2, $10.5k in month 3, $11.5k in month 4, $12.5k + in month 5 and 6 . The average balance for the 6 months is about $10.6k, so it is okay.

Please note that how the average balance is calculated varies bank by bank. Some bank will sum all the daily balances over the past 6 months and divide it by the total no of days (say 180 days), some will take the balances at the last day of each month, sum it up and divide by 6, while some will provide average balances per month (that is you will have 6 different average balances, one for each month). My bank actually used the last scenario I gave.

You can see that based on the info my bank gave me, any large deposits that sat in my account for too long will increase the average balance for that month. So, it will require me to provide an explanation on the source of the large deposits. However, if my bank had provided only 1 figure of average balance instead of 6 different figures, it might not have been so obvious.

Some bank will even refuse to provide the letter. In that situation, you will be forced to provide your bank statements which will lead to a more detailed scrutiny of the outflows and inflows in your account.

I hope you understand the explanations I gave.

revlane:
Your breakdown on POF is very enlightening. Thanks for taking out time to explain in detail.
1. How is lump sum defined. Will 500k count as lump sum?
2. Which banks offer the letter and which banks do not? I think those with experience should share so we can know the bank to build for POF. I have a diamond bank account and a GT bank account.

Ruby31:
Hi all,

I would very much appreciate if i can get responses to my questions:

I have 3 accounts that sums up my POF. I intend to get the statements for all 3 accounts to send/upload for SINP and NBPNP respectively.

I intend to transfer all the funds into just one of the accounts and then fix after i have sent my POF with my applications.

question 1. Is this a good move?

question 2. Or on the flip side, can i compress all three accounts into one and fix it and THEN send this as my POF?

question 3. At what point do i need to pull my application from a particular province? I have an application with OINP ( sent in Feb), which i have not gotten any response to a (Acknowledgement of receipt (AOR))of application for since then. I just applied to SINP EE on July 20 and i got an ITA from NB on July 20 as well and am about to send my full application next week.

Kindly advise as i would not want to jeopardize my PR chances based on lack of ignorance in a scenario like this.

Thank you all so much.

dupyshoo:
Wow!!!
3 PNP applications when most people are struggling to get one. I admire your determination. I wish you all the best and I pray you get PPR soon.

Personally, I don't think there is anything wrong in converting your POF to fixed deposit or transferring them to just one account. However, traceability of the source of the funds is essential. Just ensure that the fixed deposit is in your name and can be traced back to your 3 accounts. The probability of IRCC requesting for POF again after submitting you application is low but never say never as some people have been asked to do so.

Ruby31:

Amen o! As in!! I want to be like you ni!!! I have been on this Canada matter for years now(As far back as 2011 ). Procrastination as well other pressing personal needs have delayed me till now. I just officially started the journey again last year and by God's grace i know i will be compensated for '' the lost times''. Lol. This forum has really helped too with getting the right information at the right time so i am pretty hopeful that now is the time for me!

That being said, thank you for sharing your thoughts. I really appreciate it and good luck whenever you decide to fully settle into your new country.

dupyshoo:
By God's grace, you will surely get PPR soon. SINP seems to be the fastest most times. There are exceptions though. As there is no law that says you have to stay wherever you get PNP, just go for the first province that issue you nomination.

How I wish you can transfer nominations to others in case you get more than one nominations.