₦airaland Forum

Issue already resolved,

I have known this insurance company for years but i find it really hard to believe this, or is it that the so called agent are 419 who are using the name of the insurance company to defraud people?.

otherwise , if there are actually staff of the company, then you have no any other choice but to sue the insurance company.

BETTER START LEGAL ACTION

its soo sad to hear such in this era of image cleansing for the country. anyway my brother get in touch with your lawyer, get in touch with journalists that can write powerful articles, if possible get in touch with e f c c. if all that does not work trace the address of the guy that cashed the cheque , report him to o p c , or bakkassi boys as the case may be. I'm sure b4 you go through all these they come begging for out of court settlement

This is so disappointing. Anyway I advise that you go there in person and if possible with your lawyer. I think their head office is in Victoria Island. Stop wasting time and money on phone calls. Your sending them emails without replies is also good as it can be used against them in court. There is nothing like face-to-face contact. You and your lawyer should pay them a visit. I'm sure they don't want problems. Good luck.

Resolved,

Insurance firms in Naija are scammers!, i can personally speak on AIICO. My dad had life Assurance for #3000pounds backs in the days i was bearly few months old when he took it for which i was the beneficiary, fast forward to 1999 i went to head office in V/I to claim it wit all necessary docs including death cert. long story short, when i got there i was well received few mins later the officer was runing from one office to the other meeting wit his senior officers and 1 hour later, he came to me and told me my dad defaulted in his premium payment i was like when and where is the proof. He said it was a sensity information that they were unable to relate to me, before then they took the hard copy from me in pretence of processing it for payment, he even went as far as telling me i was one of the lucky few and took out the front page which had the agreement and about six legal seals before relating the bad news of default to me. While my dad specifically told me that he had been paying in premium constantly through his bank which meant it was an automatic monthly payment from his account since he was a senior banker official back then. I was so dumb founded that i was gasping for air. The dead man wasnt there to defend his premium payment and AIICO couldnt show proof that he defaulted after paying premium for 25yrs
Long story short be your own insurance agency, plan your life, u dont need sham firm pretending to insure you when its time to lay claim, they will be looking for a way to discret their own agreement. It was later it dawn on me that if i had known i would have contacted a lawyer before going, but poor me i thought it was a walk in sign and walk out with my #3,000 pounds. I wasnt even gonna accept naira cos the terms was state in pound sterling. But those guys outsmarted me took the away my hard copy so i wont be wised up by a lawyer on a later date. I didnt inform anyone back then cos i was guarding it as a big secret. You can imagine my fustration i was mad, i felt used and dumped, violated and cheated. Especially recounting what my dad must have been thinking when he walked into the office to sign the agreement. He thought of life and thought the best he could do for me was set the ball rolling, but he never knew his son would be cheated after 25yrs of hard premium payment.

You are a mumu, how can you in this day and age issue a check for payment to a coy and issued it in an employees name. Now you are crying fowl. Mo trust Naija ganii, won ti gbe owo ja.

oolumide:
You are a mumu, how can you in this day and age issue a check for payment to a coy and issued it in an employees name. Now you are crying fowl. Mo trust Naija ganii, won ti gbe owo ja.

Was about to ask the same question, but with a softer tone! why on earth did you issue the cheque in favor of Wole

Tha_dude:
Insurance firms in Naija are scammers!, i can personally speak on AIICO. My dad had life Assurance for #3000pounds backs in the days i was bearly few months old when he took it for which i was the beneficiary, fast forward to 1999 i went to head office in V/I to claim it wit all necessary docs including death cert. long story short, when i got there i was well received few mins later the officer was runing from one office to the other meeting wit his senior officers and 1 hour later, he came to me and told me my dad defaulted in his premium payment i was like when and where is the proof. He said it was a sensity information that they were unable to relate to me, before then they took the hard copy from me in pretence of processing it for payment, he even went as far as telling me i was one of the lucky few and took out the front page which had the agreement and about six legal seals before relating the bad news of default to me. While my dad specifically told me that he had been paying in premium constantly through his bank which meant it was an automatic monthly payment from his account since he was a senior banker official back then. I was so dumb founded that i was gasping for air. The dead man wasnt there to defend his premium payment and AIICO couldnt show proof that he defaulted after paying premium for 25yrs
Long story short be your own insurance agency, plan your life, u dont need sham firm pretending to insure you when its time to lay claim, they will be looking for a way to discret their own agreement. It was later it dawn on me that if i had known i would have contacted a lawyer before going, but poor me i thought it was a walk in sign and walk out with my #3,000 pounds. I wasnt even gonna accept naira cos the terms was state in pound sterling. But those guys outsmarted me took the away my hard copy so i wont be wised up by a lawyer on a later date. I didnt inform anyone back then cos i was guarding it as a big secret. You can imagine my fustration i was mad, i felt used and dumped, violated and cheated. Especially recounting what my dad must have been thinking when he walked into the office to sign the agreement. He thought of life and thought the best he could do for me was set the ball rolling, but he never knew his son would be cheated after 25yrs of hard premium payment.

I feel so sad for you. I cannot let such a thing go. Not because of the money but that my dad was thinking about me when he did it. That was his legacy that he left you. Can you prove that the money was taken out every month electronically? That should be good enough to prove that there was no default. I really feel for you even for your father that is no longer here

resolved

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