@jarus,many thanks.@jamesG,pls take it easy.
@viewer's:there is no big deal with having a misconception,it is big deal when one refuse's correction from more enlightened mind's.
This thread is not about Cecilia,pls stop hating on her.
She has been married to Michael for a long time.
Lastly,is it only in oceanic's bank case that borrower's defaulted?
If you still think Olorogun Ibru started business with oceanic bank then simply google Michael ibru.