I just desgned this website though i am not through yet but i would like you to review at this stage for me www.annonward.com

I personally won't say much until you are done with all your pages. Till then, consider the following:

1) Change your fonts from whatever it is now (probably times new roman) to a combo of arial, helvetic, sans-serif

2) When I log on, all I see is one big image. It isn't obvious that I have to scroll down to see text. Remove http://www.annonward.com/banner%203.jpg from each page

3) On a page like: http://www.annonward.com/services.htm, remove height from your table cells and remove the empty DIVs. Currently, you hv too much space b/w paragraphs.

4) Since you haven't gone far, this is probably a good time to start from scratch by:
a) Use CSS menus as opposed to images
b) Use P tags as opposed to DIVs with "align=justify"

good luck!