MY OBSERVATION!!!
MMM to the MavRos is "endless wealth"; to the Smart Monies: it's a matrix of debts. Going by the testimonies "the scheme is real"..where there isn't any single bank account that houses the funds (so it's safe to say it's no scam). but here's it,
1. the Current caution on the tabloids about the MMM scheme by NDIC, CBN and other finance regulators would eventually create a wave of panic that'll cripple the system by raising suspicions that'll technically cause a supply-demand lag between the number of people PHing and those in need of help. (shortfall money supply)

2. Every system works hard to protect its institutions and interests. As our banks have been reduced to money couriers, the banking system is threatened, Savings rate is going under, investment technically shrinks, less wealth is created as a result and income dwindles.. Govt would be forced to swing into action.

Now, it's obvious the exalted system is not impervious to FG executive action and a technical supply short-fall (in the long run). BE WARNED!!! Create real wealth and help the economy. it does you no good to cherish a PONZI scheme that creates endless web of debts at the end.