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How To Be Financially Smart This Year by MarshRiley(m): 7:09am On May 14, 2017 |
With the current economy recession taking its toll on the populace, every dime and cent spent should be accounted of and that's more reason why you should know more about managing your hard earned money and resources. Here are some helpful tips. 1. Live within your means Don't get yourself into debt going for stuff you can't afford! You should know your limits and also save for the future, cut back on your wants, aim to use just 70% of your income and let the rest go straight into your savings account! 2. Increase your source of income You can get all that stuff you want and also get to save more IF you get a part time. Getting a second job means more income for you which will do your savings account a world of good. 3. Have a budget Before receiving my month's pay, I make up a list of stuff I really need; that way I can curb excesses while shopping. The essence of a budget is to help you keep in mind your net worth and also keep track of how your money is spent. 4. Always have a plan for debt settlement With the current state of things, it can be almost impossible to go debt free, however managing your debts and working towards paying them on time even before your payday might help you save more. you are free to add yours! |
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