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How To Be Financially Smart This Year - Jobs/Vacancies - Nairaland

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How To Be Financially Smart This Year by MarshRiley(m): 7:09am On May 14, 2017
With the current economy recession taking its toll on the populace,
every dime and cent spent should be accounted of and that's more
reason why you should know more about managing your hard
earned money and resources. Here are some helpful tips.

1. Live within your means
Don't get yourself into debt going for stuff you can't afford! You
should know your limits and also save for the future, cut back on
your wants, aim to use just 70% of your income and let the rest go
straight into your savings account!

2. Increase your source of income
You can get all that stuff you want and also get to save more IF
you get a part time. Getting a second job means more income for
you which will do your savings account a world of good.

3. Have a budget
Before receiving my month's pay, I make up a list of stuff I really
need; that way I can curb excesses while shopping. The essence of
a budget is to help you keep in mind your net worth and also keep
track of how your money is spent.

4. Always have a plan for debt settlement
With the current state of things, it can be almost impossible to go
debt free, however managing your debts and working towards
paying them on time even before your payday might help you save
more.
you are free to add yours!

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