There are a number of reasons to invest in financial instruments:

• To make money.
Financial Instruments can help investors gain a return on their investment in two ways: with capital gains from the appreciation in the value of their investments price and with interest, typically paid annually or as agreed upon.

• Financial flexibility.
They are liquid assets, unlike other investments such as real estate. The structure of most financial instruments give owners flexibility to be able to sell when cash is needed quickly such as during financial emergencies or contigencies.

• Tax advantages.
Many Financial instruments investments may offer tax rebates or other benefits. These tax benefits differ by country and are governed by laws that are subject to change. While tax benefits for some may prove important to some investors, they are generally not considered the primary reason for investing in financial assets.

• Portfolio diversity. Generally, the more potentially profitable an investment, the higher its risk. Stocks may generate huge earnings for a certain period of time, but can also present a high risk for financial loss. When building investment portfolio, individual investors often choose to mix distinct classes of assets to lower risk. They also consider an investment horizon.
The longer the investment period, the more attractive it can be to invest in a relatively risky assets, such as stocks, whose profits tend to exceed losses over time.

• To help spur a company’s or an economy’s growth. By investing in company like a finance house, individual investors can contribute to their development; savvy investors often choose companies that show great promise. This go a long way in boosting the company’s growth as they are able to offer such services as provision of loans to individuals and businesses, generating employment, all of which tends to boost economic activities.

Investing also has disadvantages which any potential shareholder should take into account:

• Risk of loss. This risk varies by kind of assets. It can virtually be zero when you buy a bond at its period of issuance, and then hold it in your portfolio to its maturity date. On the other hand, an investors faces a possible loss with the same bond by selling it before its maturity date. If the market is down, the selling prices can be lower than its issuing price. Selling before the maturity date also poses the risk of a loss in potential interest gains. Due to intrinsic volatility in stock prices, their risk can be higher than bonds. In trading in warrants, you can lose the entire value of your initial investment. Overall savvy investors limit their risk of loss by diversifying their portfolio holdings.

• Managing your portfolio. A portfolio requires proper and regular management, especially when its owner is considering a sale of assets. In financial markets, many find the most difficult circumstance is not buying but selling.

• Gaining financial knowledge. Even if you are advised by a financial advisor, the decision to buy, sell or hold is yours. Investing in stocks or in financial products requires an investment in knowledge about financial products, markets and economies.

Caveat:
stay away from, as far as possible, from online investments in financial products offered to you, offering high yield returns with no risk, especially through the internet, by companies with no physical address.

But don't be afraid to take legitimate insurable risks and diversify your portfolio as mush as possible

what instrument can I invest little amount for a short period of time?

excellence44:
what instrument can I invest little amount for a short period of time?

Depends on what you consider 'little money'

There are treasury bills
You could get a product from some of these Micro Finance banks
You could invest in products from Insurance companies
You could get from[b] a Finance house[/b].

Basically, we give it different names like education promotion, family insurance, Growth investment or whatever names they like. But the basic thing is that we are in the business of raising money from the public for use in our operations, be it to give loans, to invest in real estate, or whatever our focus is. You own interest is to look out for the rate, the tenor of the investment and see if it matches with your needs.

I work for a Finance house, so my advice would be that you should invest in my products, as that is what I know about.
We have products that you can enter into with as low as 20,000 Naira with tenor of 180 days (6 months) and our rates are quite attractive at about 10% per annum.

Of course, as you raise your investments, you can negotiate lesser tenor of maturity and/or higher rates.
You can watsapp me on the number provided on my signature or just simply call.

Its simply, investment in financial instrument are regareded as long term investment, and they hardly fail.

*FACILITATE ALL KINDS OF BUSINESS TRANSACTIONS WITH OUR CASH BACKED INSTRUMENT 100% GENUINE*
&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

YOU CAN USE OUR CASH BACKED INSTRUMENT To FACILITATE THE FOLLOWING BUSINESSES...

CRUDE OIL �
GOLD
COMMODITIES
LOAN
PROJECT FINANCE
E.T.C

WE HAVE::
�� N2.3B, N5B and N50B bank endorsed cheque avaliable from either ACCESS, FCMB or ZENITH BANK

Tenor: 90 days
Ltv: 15+5( NOT NEGOTIABLE)

*The N5 billion BEC PROCEDURE*
======================================
The reciver issues a 7% confirmable cheque which is cashable 24 hours after issuance and 13% will paid within 72 hours. Post dated cheques will be issued to the provider which will be cashed 72hours after issuance of thr instrument.

Quick procedure for N2b and N50B
=======================================

₹ Reciever sends the details for BEC/ account paying for the BEC for verification of the funds

₹ Reciever gives a confimable cheque of 5% which crystalises to cash within 24 hours

₹ Provider confirms the funds and issues BEC of 50 billion naira

₹ Reciever issues a post dated cheques for the balance of ltv which crystalises to cash in 72 hours.


*Please not there's no DOA but IMFPA will be signed only*.

+2348024563944
+2348058437943

if you are interested in bank endorsed cheques, bank guarantee, blocked funds, stanby letter of credit. please whatsapp me on +2348090708636.
if you are a provider or receiver all welcome to talk to you.

our rate is 20% LTV (15+5) but we can negotiate based on volume and duration.