Good afternoon nairalanders.
i've been trying to perform online transactions for some time using my Master-debit card but the transaction have never been successful and i'm tired of complaining. i'm currently considering getting a credit card or creating a new account with another bank. this brings about some questions.

1) if i get a VISA credit card for the same account my MASTER debit card is connected to, will the monthly card maintenance fee be charged on each card as in(#50*2=#100) or once for both card i.e #50?


(2) i heard Heritage and Sterlin banks are good for online transactions, which of this banks can you suggest to someone based on online transactions?