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5 Subtle Ways People Waste Money by Opinionated: 3:02pm On Aug 01, 2017
It’s so easy to waste money nowadays and there are many subtle and often overlooked ways that people do so. Being aware of these ways makes it easier for people to curb such wastes and gain better control over their finances. Jumia Travel, the leading online travel agency, shares 5 subtle ways people waste money while traveling.

Grocery Shopping When You’re Hungry

If you engage in grocery shopping when you’re hungry, you’ll tend to want to buy everything in sight because it all of a sudden becomes more appealing. As much as you can, avoid grocery shopping when you’re hungry because you’re more inclined to buy more food than you actually need and will most likely waste later. This is of course equivalent to an unnecessary waste of money.

Mainly Using Debit Cards for your Purchases

You are unlikely to be so liberal with your purchases if you have to be mindful of the limited cash you have in your wallet; you are therefore more likely to be responsible with your spending. You should try to avoid taking debit cards along with you everywhere you go, especially when on a boys or girls night out or during a vacation. Withdrawing a fix amount of cash is usually best because it compels you to watch your spending and not go overboard. When it comes to avoiding overspending, there is no greater motivation than knowing that if you spend all the cash you have, it’s pretty much ‘gbese’ for you.

Using Just Any ATM Machine

Try as much as possible to use the ATM machine for your bank when withdrawing money to avoid racking up displeasing fees. If you’re traveling or on vacation and are unfamiliar with the area, you can ask the locals for where your bank’s ATM machine is. If you must use the ATM machine of another bank, let it be as occasional as possible.

In-Game Purchases

This can be a hard habit to break especially for lovers of smartphone, Xbox or PlayStation games, but it just has to be done because your ‘little’ in-game purchases eventually adds up to stunning expenses. Eventually, you’ll end up reviewing your bank statements with shock, disbelief, a bit of shame and definitely regret. It advisable to remove your credit card info from sites or apps you play games, and ensure you don’t save your details on such sites for any reason. This way, it is easier for you to rethink your decision to buy that power-up or shining in-game weapon when you have to search for your credit card to put in the necessary info for the purchase. Of course, this doesn’t take the place of generally being responsible enough with your earnings not to spend it all on a game.

Not Taking Advantage of Sales or Discounts

There is no award given to you if you buy things for their full price, you should therefore take advantage of items that have discounts or are on-sales and buy them if they suit your needs. Think about it: why pay more for the exact same thing someone else is paying less for?

[b]source: [/b]http://www.opinions.ng/5-subtle-ways-people-waste-money/

13 Likes 3 Shares

Re: 5 Subtle Ways People Waste Money by auntysimbiat(f): 10:59pm On Aug 03, 2017

2 Likes

Re: 5 Subtle Ways People Waste Money by Naijaguy12345(m): 11:00pm On Aug 03, 2017

29 Likes

Re: 5 Subtle Ways People Waste Money by dhope001(m): 11:00pm On Aug 03, 2017
Ok
Re: 5 Subtle Ways People Waste Money by holatin(m): 11:00pm On Aug 03, 2017
going to Lagos popular clubs on Fridays with cash.

my broda and sista, if you carry another person money along you will spend it finish before you know it

9 Likes 2 Shares

Re: 5 Subtle Ways People Waste Money by RELAN2446(m): 11:00pm On Aug 03, 2017
O'God, if not for the few people above me i will ve hit front page.
Re: 5 Subtle Ways People Waste Money by DrSad(m): 11:01pm On Aug 03, 2017
Plus spending on girlfriends...taking care of someone else's future wife undecided

42 Likes 3 Shares

Re: 5 Subtle Ways People Waste Money by NwaAmaikpe: 11:01pm On Aug 03, 2017
shocked

Mostly through Offerings and tithes,
And sowing of seeds.

10 Likes 2 Shares

Re: 5 Subtle Ways People Waste Money by princeking2(m): 11:01pm On Aug 03, 2017
Thank you.
Re: 5 Subtle Ways People Waste Money by Deem: 11:02pm On Aug 03, 2017
Discounts is a scam

1 Like

Re: 5 Subtle Ways People Waste Money by goodnewscliff(m): 11:02pm On Aug 03, 2017
guilty!!!! especially no, 1.....

2 Likes 1 Share

Re: 5 Subtle Ways People Waste Money by peacebirdone: 11:03pm On Aug 03, 2017
Recharge cards
Re: 5 Subtle Ways People Waste Money by mykh01(m): 11:03pm On Aug 03, 2017
Punting

2 Likes

Re: 5 Subtle Ways People Waste Money by osusuallstars: 11:04pm On Aug 03, 2017
NONSENSE, WHAT OF LONG SLIP CUT, SHORT SLIP CUT, GOAL GOAL CUT, NO GG CUT. relate to what is happening to we NIGERIA AND BIAFRANS. WHERE DID YOU CULLED THIS SHIT FROM

2 Likes

Re: 5 Subtle Ways People Waste Money by modelmike7(m): 11:06pm On Aug 03, 2017
COMPULSIVE GAMBLING.

3 Likes

Re: 5 Subtle Ways People Waste Money by Noblefreeman(m): 11:07pm On Aug 03, 2017
Gods plan for the earth must come to fruition,people will live on this earth for aeons of years and not die.Gods plan of replenishing the earth must be fulfilled.
visit jw.org and learn more.
Re: 5 Subtle Ways People Waste Money by Uniqueness01(f): 11:08pm On Aug 03, 2017
So true....I am guilty of 1,2 3.

1 Like

Re: 5 Subtle Ways People Waste Money by Greenbullet(m): 11:09pm On Aug 03, 2017
True

2 Likes

Re: 5 Subtle Ways People Waste Money by Sexytemi(f): 11:09pm On Aug 03, 2017
Nice
Re: 5 Subtle Ways People Waste Money by Rapmoney(m): 11:10pm On Aug 03, 2017
Some nice tips you have posted but I want to let you know that the point you made about using ATM machine is flawed!!!

The distance of the bank should matter. For instance, I use Access Bank which is some kilometres from my house and about 200 Naira from my house, using public transport. Ecobank and Zenith Bank are very close to my house. I use my Access ATM card mostly on Ecobank and Zenith Bank machines to save cost of fuel or transportation. Using Ecobank or Zenith will cost me only 65 Naira.

We shouldn't be penny wise and pound foolish.

19 Likes

Re: 5 Subtle Ways People Waste Money by claremont(m): 11:10pm On Aug 03, 2017

1 Like

Re: 5 Subtle Ways People Waste Money by Iamsheye(m): 11:12pm On Aug 03, 2017
NwaAmaikpe:
shocked
oya now talk your talk fast fast o
Re: 5 Subtle Ways People Waste Money by Nobody: 11:13pm On Aug 03, 2017
Subscribing two times in a month, I've tried to economize my subscription but it still finishes before the month end, airtel aff kee me.

In other aspect of spending, I apply economics using my scale of preference.

1 Like

Re: 5 Subtle Ways People Waste Money by Nobody: 11:14pm On Aug 03, 2017
modelmike7:
COMPULSIVE GAMBLING.
Bet9ja don ruin some people, better ruining o.

4 Likes

Re: 5 Subtle Ways People Waste Money by Sleyanya1(m): 11:14pm On Aug 03, 2017
Very true @ Op.

I find this very Educative & helpful to me.

Thank you
Re: 5 Subtle Ways People Waste Money by modelmike7(m): 11:16pm On Aug 03, 2017
Rorachy:
Bet9ja don ruin some people, better ruining o.
naso.com
Re: 5 Subtle Ways People Waste Money by DBANJEX(m): 11:26pm On Aug 03, 2017
This is Wat my friend Besot regards as "Ironu mekunnu" in Yoruba language. poor man's thought

discount fee, Atm... funny
Re: 5 Subtle Ways People Waste Money by gemale(m): 11:31pm On Aug 03, 2017
Setting your network strength to H+, 3G/4G. The temptation to dey stream video (especially x rated sites) steady ehn fit clear 1,2 gig go in 1 week. Since i came to a place where i dey only see edge for browsing, na 500mb i dey use monthly.

5 Likes

Re: 5 Subtle Ways People Waste Money by DrayZee: 12:05am On Aug 04, 2017
Rorachy:
Subscribing two times in a month, I've tried to economize my subscription but it still finishes before the month end, airtel aff kee me.

In other aspect of spending, I apply economics using my scale of preference.
You even try.
I now subscribe twice a week.
I dunno what is happening to Airtel.

1 Like

Re: 5 Subtle Ways People Waste Money by Nobody: 12:08am On Aug 04, 2017
DrayZee:

You even try.
I now subscribe twice a week.
I dunno what is happening to Airtel.
I don't download anything, they just zap. Mtn network is not so strong in my hostel, I would have preferred to use it.
Re: 5 Subtle Ways People Waste Money by DrayZee: 12:14am On Aug 04, 2017
Rorachy:
I don't download anything, they just zap. Mtn network is not so strong in my hostel, I would have preferred to use it.
Neither do I. I just watch a few videos here and there.
Mtn? Well you're good as long as you don't borrow from them.
If you borrow, they'll subscribe you to something and start deducting your money anyhow they like.

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