Do you know that if you're just saving money and not investing, you're setting yourself up to lose money in the long run? Yes that's one of the things that would make you remain in the middle class, or as Robert Kiyosaki would call it 'poor'.
Some of you would have thought to yourselves, What else can you do to support yourself without being dependent on my salary? and then, your first instinct would be to hoard as much cash as you possibly can. Then you do what everyone in Africa tells you to: save money, you'll think you're genius and you very comfortable with my money, figuratively, under my mattress, just protected, and careful, and safe. But do you know that storing your money in a place where it doesn't grow is actually loosing you money? Like in the bank after all the charges incurred from your account no matter how small they are but then you are left with less in the end. How much is less??
If you ever took for ECO 101 classes, you should have heard of the macroeconomic problem called 'inflation' that's right, inflation is a sustained increase in the general price level of goods and services in an economy over a period of time. What happens is that inflation causes prices to rise, which makes money less powerful over time. While a N100 note will always be worth N100, what you're able to buy for that amount dwindles. Imagine that in just 2016 a bottle of coke was a N100 naira, now a bottle of coke is N150 naira. Or just think about how much it was traveling from maybe say Abuja to Lagos 2 years ago. Think if you had kept 1 million naira under you mattrass 40 years ago today it would have the same buying power as that of just 50, 000 naira.But assuming you put that amount in an investment with say a 6% compound interest you would have grown that amount to 20 million naira today.
Nobody is saying you should not save money, it's smarter to put that cash to work. "The antidote to losing money on inflation is investing''.

Good talk