Hello house,
                  Need some guidance here.Have a piece of property  in Oyo State.I am at a crossroads at to which document to obtain from the government[b](C of O or Deed of Assignment[/b]) to show that I am the rightful owner.Have consulted some people but the response is conflicting.

The property is a yet-to-be-developed 4 plots of land and was acquired about 1 year ago.

All comments welcome.

Mayshowers

Anyone please.

Go for C. of O. Its a better proof of title.Meanwhile try and improve your grammar(1 years, should 1 year and yet to be development, should be yet to be developed)One love.

Okey, stop correcting grammatical errors-this is not WAEC. You also need to know that C of O conveys no title. It is therefore foolhardy for you to state that a C of O "is a better proof of title." In many circumstances, a deed of assignment that is genuine would prevail over a C of O that did not have any authentic title to begin with.  C of O only gives you the governmental right to develop but does not certify title.

So If you have a C of O and you fail to perfect your title, a person with a claim of right will shred your purported C of O.  Furthermore, C of O limits your ownership rights to 99 years while a person with a deed of conveyance or proper assignment owns his property in perpetuity. There are many other limits that I would not get into here.

The advantage of C of O though is that you can use it to borrow money from bank and in case government would confiscate your property, you'll be paid compensation.

@Sammy,thanks for your post.My desperation for some kind of guidance made me to overlook some typo/grammatical errors in my initial post.Lesson learnt.

@Omonuan,you are appreciated.

If you can get a deed as well as C Of O, then it is better but remember that you would have subjected yourself to the whims and caprices of any government in power (AGIP) by getting a C of O.  On the other hand, you can be rest assured that you can use your property as security for loans.  However, If it is a choice between C of O and any deed, please take a perfected deed instead.