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About Land Titles - Properties - Nairaland

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What To Know About Land Titles In Nigeria And How They Impact Your Property / What You Need To Know About Land Titles In Nigeria / *what You Must Know About Land Business, (buying & Selling* (2) (3) (4)

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About Land Titles by walter315(m): 10:25am On Jul 16, 2018
A Gazette is an Official record book where all special government details are spelt out, detailed & recorded.

A gazette will show the communities or villages that have been granted excision and the number of acres or hectares of land that the government has given to them.
It is within those excised acres or hectares that the traditional family is entitled to sell its lands to the public & not anything outside those hectares of land given or excised to them.

Question: Is excision as good as obtaining c of o?
Is a person having excision still mandated to obtain c of o?

Answer: After a land has been excised & Gazetted, then you can either process your C of O or Governor consent.

Excision does not expire while CofO expire after 99 years.
The only advantage CofO has over Excision is that, it can be use as collateral for getting loan in the bank

DEED OF CONVEYANCE

Deed of Conveyance or Registered Conveyance was the authentic evidence of ownership until 1978 Land use Act that introduced Certificate of Occupancy.

Deed of Conveyance is old legal document used in transferring the interest of the owner of a landed property interest to the person to another whom it is assigned, the assignee.
When ownership is transferred, the new legal document in use now is called deed of assignment.

CERTIFICATE OF OCCUPANCY

A Certificate of Occupancy (C of O) issued by the Lagos State Government officially leased Lagos land to you, the applicant, for 99 yrs.
All lands belong to the Government.

GOVERNOR'S CONSENT

A governor’s consent can only be processed on a land with either Gazette or an Existing Certificate of Occupancy (C of O).

If a person with land with C of O decides to sell his land, the only documents that can give the new buyer or every other subsequent buyers the right of occupancy or ownership is a governor’s consent.
The powers of the Governor to consent to such transactions can be found in Section 22 of the Land Use Act of 1978 which states thus:
'It shall not be lawful for the holder of a statutory right of occupancy granted by the governor to alienate his right of occupancy or any part thereof by assignment, mortgage, transfer of possession, sublease or otherwise howsoever without the consent of the Governor first had and obtained''
This simply means therefore that even when a buyer has secured a land with a Certificate of Occupancy, he shouldn't stop there.
He needs to begin the process of obtaining a Governor's consent to make that purchase legal in the eyes of the government & be rest assured his land is safe.

DEED OF ASSIGNMENTS

Most people have the title documents to their cars intact & in safe places but fail to ask for the Deed of assignment to their properties which is several times more valuable than cars

A Deed of assignment is one of the transnational document drawn up by a real estate attorney between the current title holder for a particular property & the new buyer.

In real property transactions, a deed of assignment is a legal document that transfers the interest of the owner of that interest to the person to whom it is assigned, the assignee.
When ownership is transferred, the deed of assignment shows the new legal owner of the property.

The deed contains very pertinent information for a real estate transaction. It spells out the date when the ownership of the property transfers from one owner to the other.
The deed also gives a specific description of the property that is included in the transfer of ownership.

It is very compulsory & mandatory for a Deed of Assignment document to be recorded at the appropriate land registry to show legal evidence as to the exchange of ownership in any land/landed property transaction in order to make the general public and government aware of such exchange or transaction.

Question: How long does it usually take on average for a land to be fully excised?

Answer: Excision is given by the Governor of the state & there is no specific time for issuance of Excision. Sometimes, excision can be delay due to political reason.

Once a CofO had been issued on a particular land, it's takes 99 years before it can expire after which it can be renewed.
You can not process CofO on land that already has CofO.

CofO is CofO everywhere. When they said Global, it means the CofO in questions covers a very large expanse of land.

Question: How long does it usually take on average for a land to be fully excised?

Answer: Excision is given by the govenor of the state and there is no specific time for issuance of Excision. Sometimes excision can be delay due to political reason.

Once a C of O had been issued on a particular land, it's takes 99 years before it can expire after which it can be renewed. You can not process C of O on land that already has CofO.

CofO is CofO everywhere. When they said Global means the CofO in questions covers a very large expanse of land.

Question: Does this mean that "Lands has to at least be excised before it can be sold or transferred to someone else" ?

Answer: You becomes rightful owner of the land once the government released it to you via excision.

Though Governments recognised ancestral land ownership as excision is the right of the indigenous land owners.

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Re: About Land Titles by walter315(m): 4:04pm On Jul 21, 2018
UNDERSTANDING LAND DOCUMENTS

Land Classification
Land can be classified as either free or acquired. A parcel of land is considered free if the government has not indicated any interest whatsoever in that land. Such land is safe to buy because the title on the land can be perfected without issues.
In most cases, such lands will either have a gazette, a C of O or a governor’s consent.
Now that you understand what it means for land to be free, you should also know that all lands that fall within areas that are designated as ‘urban areas’ are under government acquisition until deemed committed or free.
There are two types of acquisition:
1. Committed Acquisition
2. Global / General Acquisition.
Committed Acquisition
A parcel of land is said to be under committed acquisition when the government has indicated an intention to use that land for a specific purpose sa uch as provision of amenities.
Such lands belong to the government and can never be available for use by individuals. If you purchase land that is under committed acquisition, it will be impossible for you to perfect your land title and you’ll only be occupying the land until the government comes to kick you out.

Global or General Acquisition
Lands that are under “general acquisition” or “global acquisition” can later be confirmed ‘free’ or ‘committed’ as the case may be.
A land under general acquisition can become free by a process called excision.
“Excision is a process whereby the government releases a portion of an expanse of land that is not committed” If a parcel of land that was formerly under acquisition becomes excised; it is then considered free and becomes gazetted.
The gazette then becomes the title on the land and such land is safe to buy because a proper title can be processed on the land.
A second case where lands under general acquisition can be released is if an individual purchased a land that was under acquisition without going through an excision process.

Such lands can go through another process called “ratification” or “regularization” in which the land owner pays for the land to be ratified or regularized. The only conditions in this case are that the land in question must not fall within a committed area and that the purpose for which the land was bought does not disrupt the original plan of the state.
Conditions for ratification may differ from state to state.
Now that you understand the classification of land, lets now look at meaning of each land documents that we have.

DEED OF ASSIGNMENTS
Most people have the title documents to their cars intact and in safe places but fail to ask for the Deed of assignment to their properties which is several times more valuable than cars
A Deed of assignment is one of the transactional document drawn up by a real estate attorney between the current title holder for a particular property and the new buyer.

In real property transactions, a deed of assignment is a legal document that transfers the interest of the owner of that interest to the person to whom it is assigned, the assignee. When ownership is transferred, the deed of assignment shows the new legal owner of the property.
The deed contains very pertinent information for a real estate transaction. It spells out the date when the ownership of the property transfers from one owner to the other. The deed also gives a specific description of the property that is included in the transfer of ownership.
It is very compulsory and mandatory for a Deed of Assignment document to be recorded at the appropriate land registry to show legal evidence as to the exchange of ownership in any land/landed property transaction in order to make the general public and government aware of such exchange or transaction.

Any recorded Deed of Assignment at the appropriate land registry will be authenticated in form of either a Governor’s consent or Registered Conveyance after it has been stamped at the Stamp Duties office.
It is important to Note that the deed of assignment document is not the only document indicating transfer of owner.
The following documents are usually involved when you a purchase is made.
1. The purchase receipt
2. The contract of sale and
3. The deed of assignment
4. The survey plan
5. The Building plan for housing investment
6. Any other title document that may apply
Each of these documents can come at separate times in the transaction process. The seller signs all documents when the transaction is complete and hands over the documents to the buyer.

SURVEY PLAN
A Survey plan is a document that measures the boundary of a parcel of land to give an accurate measurement and description of that land. The people that handle survey issues are Surveyors and they are regulated by the office of the Surveyor general in Lagos as it relates to survey issues in Lagos. A survey plan must contain the following information:
1. The name of the owner of the land surveyed
2. The Address or description of the land surveyed
3. The size of the land surveyed
4. The drawn out portion of the land survey and mapped out on the survey plan document
5. The beacon numbers
6. The surveyor who drew up the survey plan and the date it was drawn up
7. A stamp showing the land is either free from Government acquisition or not

EXCISION
An Excision means basically taking a part from a whole and that part that has been excised will be recorded and documented in the official government gazette of that state. In other words, not having an excision means the land could be seized by the Government anytime without compensating you even if you bought it “Legitimately” from the Baale or the Original dwellers on the land.

GAZETTE
A Gazette is an Official record book where all special government details are spelt out, detailed and recorded
A gazette will show the communities or villages that have been granted excision and the number of acres or hectares of land that the government has given to them. It is within those excised acres or hectares that the traditional family is entitled to sell its lands to the public and not anything outside those hectares of land given or excised to them.
A Gazette is a very powerful instrument the community owns and can replace a Certificate of Occupancy to grant title to the Villagers. A community owning a gazette can only sell lands to an individual within those lands that have been excised to them and the community or family head of that land has the right to sign your documents for you if you purchase lands within those excised acres or hectares of land.
If the government based on some reasons best known to them decides to revoke or acquire your land, you will be entitled to compensation as long as it’s within the Excised lands given to that community.ad land to buy.
The best way to know whether a land is under acquisition or has an excision that has been covered by a Gazette is to get a surveyor to chart the site and take it to the surveyor general’s office to do a land information to confirm whether it falls within the gazette and spell out which particular location it can be found.

Relationship between Excision and Gazette
So for example if in 1981, Victoria Island, Ikoyi and Lekki were all part of one big Community joined together called Oniru and it had no separation to know which area is called ikoyi, Lekki or V.I then, and it has an approximate total area square meters estimate of 100,000 square meters and the Government is interested in that area and decides to take 70,000 square meters for its self for its own personal use as an Urban Area or public purpose, it will record this acquisition in the official government which is Gazette and also record that the remaining 30,000 square meters (EXCISED PORTION) has been left alone for the traditional family to have and do with it whatever it pleases it to do. This is the sweet relationship between a land under acquisition, an excision and gazette.

CERTIFICATE OF OCCUPANCY
A Certificate of Occupancy (C of O) issued by the Lagos State Government officially leased Lagos land to you, the applicant, for 99 yrs. All lands belong to the Government.

GOVERRNOR'S CONSENT
So many Academicians, Lawyers and Intellectuals have tried to define what a Governor’s Consent is and they end up confusing simple minded men like me with their Big Big Grammar, so am going to attempt to do the impossible by breaking its meaning down and how it operates under the law.

A simple formula to follow is this. The first person on a Virgin Land that has neither been occupied neither by another person nor under acquisition by the Government is entitled to get a Certificate of Occupancy on that land. If that person with the C of O decides to sell his land to another person after so many years, that person must now obtain the Consent of the Governor before that transaction can be deemed legal in the eyes of the Government. If the new buyer decides to sell the land again to a third owner in future, that Third owner must also obtain a new Consent of the Governor before that transaction can be deemed legal in the eyes of the Government and the process continues every time the property changes hands to a new buyer.

In other words, the first person on a land is the only person or group of persons entitled to obtain a Certificate of Occupancy. Every subsequent buyer of that land must get a Governor’s consent. There can only be one (1) Owner of the Certificate of Occupancy on that Land and it will not be replicated for another person once the land has been sold or transferred to another person.

The powers of the Governor to Consent to such transactions can be found in Section 22. Of the LAND USE ACT 1978 as amended this states thus:

“It shall not be lawful for the holder of a statutory right of occupancy granted by the Governor to alienate his right of occupancy or any part thereof by assignment, mortgage, and transfer of possession, sublease or otherwise howsoever without the consent of the Governor first had and obtained”

With this power, the Governor has the right to grant consent to any transaction which it thinks has not contravened any Law of the land and if the consent has been obtained fraudulently, the Governor is entitled to revoke such consent immediately.
It is very important for a purchaser of land to perfect his or her document by obtaining a Governors consent so as to have a complete rest of mind. Although its good to buy a land that already has a Global C of O or the Land has a Gazette, it still doesn’t give you the full satisfaction that you own the land without any form of fear or intrusion by the Omoniles. Your documents have not been perfected and the consent of the Governor to that transaction has not been obtained.

Disadvantages and Problems of Getting Governors Consent

Obtaining a Governors Consent from the Land Bureau isn’t the easiest thing to get quickly despite the importance attached to it and urgency needed to secure a land from Omoniles. On the Government website, it is stated that a Governors Consent can be obtained in 30 days but that has proven to be very untrue due to unscrupulous civil servants who would do everything to frustrate the process of obtaining the document without giving them huge kickbaGovernor'svernors consent that should cost N200,000 naturally could end up costing N600,000 Due to kickbacks, Egunje, Bribes, P.R etc and that 30 days could translate to 6months or a Year.

In all, a Governors Consent is a very good document to obtain and I advise you to get it so as to free yourself from Omoniles 100%. An advantage of having a Governor’s consent is that you can transfer your land to another person without going to the Omoniles or Family Baale to sign your deed and Form 1c which are compulsory requirements needed before you can process Governors consent. The Omoniles pray seriously for the Owner not to Governor'svernors consent so that they can make a lot of money running into their Thousands whenever the requires the signatures of the family to start the Governors consent.

Do you now see why C of O is not the ultimate? Stepping aside the criticism of those in charge of processing the C of O, You should try as much as possible to get a Governors Consent for all your genuine lands so as to eliminate Omoniles completely and live a straight forward life devoid of Omonile wahala

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Re: About Land Titles by Rubbiish(m): 7:37pm On Jul 21, 2018
Nice analysis i must say sir.
My questions;
Does excision & ratification means same thing?
Do all these conditions apply to rural areas or just major urban cities? Can't remember going through all these for lands have bought in rural areas.
Re: About Land Titles by walter315(m): 7:23pm On Jul 22, 2018
Rubbiish:
Nice analysis i must say sir.
My questions;
Does excision & ratification means same thing?
Do all these conditions apply to rural areas or just major urban cities? Can't remember going through all these for lands have bought in rural areas.

- Does excision & ratification means same thing? Nope
- Do all these conditions apply to rural areas or just major urban cities? Can't remember going through all these for lands have bought in rural areas - yes in Lagos state
Re: About Land Titles by Rubbiish(m): 9:49am On Jul 23, 2018
walter315:


- Does excision & ratification means same thing? Nope
- Do all these conditions apply to rural areas or just major urban cities? Can't remember going through all these for lands have bought in rural areas - yes in Lagos state
Thanks sir
U didn't talk about TITLE. What are the different types of TITLE applicable to lands in Nigeria?
What are the advantages & disadvantages?
Re: About Land Titles by walter315(m): 10:43am On Jul 23, 2018
Rubbiish:

Thanks sir
U didn't talk about TITLE. What are the different types of TITLE applicable to lands in Nigeria?
What are the advantages & disadvantages?

as per titles, secure titles are; Excision, c of o, r of O, Governor's consent...others are risky, but depends..
Re: About Land Titles by Rubbiish(m): 10:47am On Jul 23, 2018
walter315:


as per titles, secure titles are; Excision, c of o, r of O, Governor's consent...others are risky, but depends..
If i am correct every land that is to be sold must have one of these titles?
Is an OFFER a title?
Re: About Land Titles by walter315(m): 10:52am On Jul 23, 2018
Rubbiish:

If i am correct every land that is to be sold must have one of these titles?
Is an OFFER a title?

an offer isn't a title..an offer is more like a promo oe a land thich comes with a very good price yet has value. a title is a document that covers the land. it is given by the government.
Re: About Land Titles by Rubbiish(m): 11:09am On Jul 23, 2018
walter315:


an offer isn't a title..an offer is more like a promo oe a land thich comes with a very good price yet has value. a title is a document that covers the land. it is given by the government.
Thanks for your time sir.
Are all title given by government?
Must a land have a title to make it genuine?
Re: About Land Titles by walter315(m): 9:24am On Jul 25, 2018
Rubbiish:

Thanks for your time sir.
Are all title given by government?
Must a land have a title to make it genuine?

yes and yes
Re: About Land Titles by Rubbiish(m): 8:45am On Jul 26, 2018
walter315:


yes and yes
Thanks for your time sir, i really appreciate.
If one is buying land from an estate, should one be worried about titles? What documents should one request for?
Thanks.
Re: About Land Titles by walter315(m): 10:23am On Jul 27, 2018
Rubbiish:

Thanks for your time sir, i really appreciate.
If one is buying land from an estate, should one be worried about titles? What documents should one request for?
Thanks.

Yes, but depends on the company, some come with bogus promises, others will serve you well.

but always try to work with surveyors. have them help you chart the ppt before committing.

for further enquiry pls whatsapp me @07020656762, im not here all the time

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