Possible and that totals $6,000 a year but pray an emergency don't comes and take all of it, and most people who save that much are sharing an apartment with a roommate. It will be difficult to save even $200 if you pay your rent in full since i believe the median salary of an immigrant is less than $40,000 annually before tax

TheVerdict:
My question to the OP, is it possible to save $500 a month?

Tax refund is less than $4,000, in short the average tax refund is just a little above $3,000 or less.

Hycon:
What about tax refund money

If you are wise with money you can always receive a fat refund yearly

useni1:
Tax refund is less than $4,000, in short the average tax refund is just a little above $3,000 or less.

Nawa o!

True! Have u considered investing in Nigeria? Perhaps get a trusted hand n invest while you hustle there...

Partnerbiz:
Let me park here first...

Grabs popcorn

Gonna be interesting.

abeg clear for people don park since we wan commot for here enjoy your stay

Ask any single person you know living in America. That's the best they can get as tax refund, some people even get less than that

Agbaletu:

Nawa o!

This is old news. I already enlightened hundred of thousands of Nigerians living in Nigeria about the lies portray by some of our brothers in America. Closing my thread was the thanks the mod gave me for spreading the truth. I hope one day they realize that the truth can't be hidden forever. Respect to all my friends and haters alike

useni1:
Does it matter? The whole is global now and the reality can be felt all over. Explain to us how is it possible to save over $100,000 in 15 years..Mister statistics

oga Ade, i know someone who earns $45k/annum after obtaining his MBA in the USA, he also does freelancing jobs that earn him average of $30k yearly. he saves average of $20k to 25k yearly, so thats like $100k in 5years as against your 15years in arguement. its not an hearsay, i can show you his account statement which i used for my admission application if you need proof.

stop the hating bro, not every nigerian in usa wash dishes and sweep streets. lots of nigerians are working legitimately and saving big.

useni1:
The truth must be told so young people won't be deceived. Any Nigerian who have stayed 15 years in America and built a standard duplex is involved in fraudulent activities. It is impossible to work legitimately in the US. for 15 years and save money to build a duplex in Nigeria. Many middle class Americans can't save $100,000 within a 15 years period, these are people with professional college degrees,. so when next you see a Nigerian back from the US. erecting a mansion and driving expensive cars just know he is into wire wire, credit card scam, checks, western union money pick up and other shady deals. I expect a lot of bashing from Nigerians in America but I know deep inside they know it is the truth, 15 years is even being fair.

I'm happy I see the thrend. a friend says he earn $12 per hours, and he work 8 hours a day.
8 * $12 = 96 a day
$96 * 6 = $576 a week
$576 * 4 = $2,304 a month.
is that not how the earn is been calculate in America?
please enlight me

Young man get yourself an accurate info. Even people who earn $100,000 can't save $20,000 annually. You will be left with just $70,000 to spend after tax while someone earning the $75,000 you quoted will be left with just $54,000 to spend after tax. Just because someone show you an account statement doesn't mean the money was gotten from the work he is doing because a typical American saves money in their 401k. You need more info on how the US. system works.

lasthero:


oga Ade, i know someone who earns $45k/annum after obtaining his MBA in the USA, he also does freelancing jobs that earn him average of $30k yearly. he saves average of $20k to 25k yearly, so thats like $100k in 5years as against your 15years in arguement. its not an hearsay, i can show you his account statement which i used for my admission application if you need proof.

stop the hating bro, not every nigerian in usa wash dishes and sweep streets. lots of nigerians are working legitimately and saving big.

That's who the net total is calcuated. After that comes the tax. Some earning $2,304 in Chicago is left with$1,790 after tax. Ask anyone you know in America, the $1,790 you are left with is the cost of renting a single one bedroom apartment in Chicago. So you are left with nothing if you choose to rent a one room apartment, that's why most Nigerians share a room with someone to split the rent. Nigerians are not living the American dream in America. Living in a one room apartment of $1,700 is even a million miles far away from the American dream. That's what the average Joe can afford. It is nothing

Shinner2010:

I'm happy I see the thrend. a friend says he earn $12 per hours, and he work 8 hours a day.
8 * $12 = 96 a day
$96 * 6 = $576 a week
$576 * 4 = $2,304 a month.
is that not how the earn is been calculate in America?
please enlight me

lasthero:


oga Ade, i know someone who earns $45k/annum after obtaining his MBA in the USA, he also does freelancing jobs that earn him average of $30k yearly. he saves average of $20k to 25k yearly, so thats like $100k in 5years as against your 15years in arguement. its not an hearsay, i can show you his account statement which i used for my admission application if you need proof.

stop the hating bro, not every nigerian in usa wash dishes and sweep streets. lots of nigerians are working legitimately and saving big.

what the cost of mba in America? ,How much student loan is he having hanging on him then do plus and minus ....mba cost around 50 k dollar

ahiboilandgas:
what the cost of mba in America? ,How much student loan is he having hanging on him then do plus and minus ....mba cost around 50 k dollar

he got full funding scholarship sir. no loans

lasthero:


he got full funding scholarship sir. no loans

lucky him

Op its obvious things are not going well for you in your life and you decided to vent your frustrations on people who are obviously living better than you by calling .."almost all of them doing well fraudsters..".You challenged them to an online duel waiting to beef them but but they are busy with their lives.There are many opportunities in this country which you fail to see because you are fixated on US visa.If your intention is not US visa why can't you go to threads of Nigerians in china,Singapore, Thailand etc and discuss tourism,importation of spare parts etc .Sometimes I wonder whether our youths in this country are cursed or lazy like what buhari called them.Go get your PVC to vote

aariwa:
Op its obvious things are not going well for you in your life and you decided to vent your frustrations on people who are obviously living better than you by calling .."almost all of them doing well fraudsters..".You challenged them to an online duel waiting to beef them but but they are busy with their lives.There are many opportunities in this country which you fail to see because you are fixated on US visa.If your intention is not US visa why can't you go to threads of Nigerians in china,Singapore, Thailand etc and discuss tourism,importation of spare parts etc .Sometimes I wonder whether our youths in this country are cursed or lazy like what buhari called them.Go get your PVC to vote

Hey man, what the OP is doing is right. It's high time we illuminate Nigerians who always think the grass is greener in America. We have heard stories of well paid business executives resigning from their jobs and sell their properties in Nigeria to relocate to America. When they to get America, some of them begin to bite their hands.

If you have any facts to counter the OP, you are welcome. You just don't assume people making comments on this thread are jobless. What is even your networth? Nonsense.

useni1:
The truth must be told so young people won't be deceived. Any Nigerian who have stayed 15 years in America and built a standard duplex is involved in fraudulent activities. It is impossible to work legitimately in the US. for 15 years and save money to build a duplex in Nigeria. Many middle class Americans can't save $100,000 within a 15 years period, these are people with professional college degrees,. so when next you see a Nigerian back from the US. erecting a mansion and driving expensive cars just know he is into wire wire, credit card scam, checks, western union money pick up and other shady deals. I expect a lot of bashing from Nigerians in America but I know deep inside they know it is the truth, 15 years is even being fair.

Bro i disagree. Are you saying there's no legit rich black nigga of Nigerian origin in US? U are exaggerating

edoman2016:

Hey man, what the OP is doing is right. It's high time we illuminate Nigerians who always think the grass is greener in America. We have heard stories of well paid business executives resigning from their jobs and sell their properties in Nigeria to relocate to America. When they to get America, some of them begin to bite their hands.

If you have any facts to counter the OP, you are welcome. You just don't assume people making comments on this thread are jobless. What is even your networth? Nonsense.

You don't. live in America and you don't have hope of visiting and you came online on a faceless forum to "enlighten" people about America and it sounds right to you..smh for you.When you end up a poor man tomorrow you start looking for innocent people in your village to blame. Instead of making good use of your youthful years, you are opening multiple counts on Nairaland to beef people living in US which ofcourse would not give you the US visa you are seeking

@op

Dude just take a look at the headline of this thread you created, coupled with your false assertions.
A simple Google search will take someone here, you are a Disgrace to Your country.

cc justwise

eldee365:
@op

Dude just take a look at the headline of this thread you created, coupled with your false assertions.
A simple Google search will take someone here, you are a Disgrace to Your country.

cc justwise

why are you now calling on the mod to close the thread? No doubt the truth is very bitter and people tend to take it personal. If you know hardworking Nigerians in America why dont you use this opportunity to tell us their stories to counter what the op said? Come with facts instead of feeling irritated with what you cant bear

eldee365:
@op

Dude just take a look at the headline of this thread you created, coupled with your false assertions.
A simple Google search will take someone here, you are a Disgrace to Your country.

cc justwise

Exactly, you are smart person.most times when foreigners who don't know about this country google it directs them to Nairaland. These young boys lazy about the internet doing nothing meaningful for themselves. When they want to run away to US the embassy will deny them visa because they don't have financial ties here.They will then start venting their frustrations online on Nigerians living in US thereby unwittingly smearing the country's image with their baseless assertions .I believe justwise have not seen this nonsense thread.He will just close it in a blink of an eye

This is cheap and outdated. What is visa in this age and time. Stop acting like a kid unless of course you are still in your 20's. An average American can't come up with $500, even bricklayers in Nigeria can boast of more than that in their savings

aariwa:
Exactly, you are smart person.most times when foreigners who don't know about this country google it directs them to Nairaland. These young boys lazy about the internet doing nothing meaningful for themselves. When they want to run away to US the embassy will deny them visa because they don't have financial ties here.They will then start venting their frustrations online on Nigerians living in US thereby unwittingly smearing the country's image with their baseless assertions .I believe justwise have not seen this nonsense thread.He will just close it in a blink of an eye

OP, It would be best to say SOME not ALL or MOST.
Or say ALL the Nigerians I KNOW.

One day someone would do well to do a educational thread about the effects of generalizing. It is needed so much on this forum.

Yes, Eldee365 you are right about the Google search, that is how I ended up here.
Shinner2010, you are right and $12 an hour is not good money in the US. It is above minimum wage but that person is most likely struggling if that is the only source of income.
I will admit that in the American economy it is very hard to save that amount of cash but not impossible. It could be done through 401 K, investing in stocks and bonds, and savings. The key to all of this is living below your means.

useni1:
This is cheap and outdated. What is visa in this age and time. Stop acting like a kid unless of course you are still in your 20's. An average American can't come up with $500, even bricklayers in Nigeria can boast of more than that in their savings

Show me a person that cannot come up with $500 in savings, I will show you where it was in their overspending or lack of a budget at all.
Those who are living below the federal poverty line are excempt from this exercise.

Backfornow:


Show me a person that cannot come up with $500 in savings, I will show you where it was in their overspending or lack of a budget at all.
Those who are living below the federal poverty line are excempt from this exercise.

Please ignore that guy he has opened a similar thread under a different moniker before,which the mods closed and then he opened this new account last week to start pouring his US embassy visa denial frustrations on Nigerians living in America. If he is not a lazy youth he should pm me for a side job in anambra that should be giving him at least 1k a day instead of a young man wasting his time on an online nonsense like this.Ignore that guy like others did,please

aariwa:
Please ignore that guy he has opened a similar thread under a different moniker before,which the mods closed and then he opened this new account last week to start pouring his US embassy visa denial frustrations on Nigerians living in America. If he is not a lazy youth he should pm me for a side job in anambra that should be giving him at least 1k a day instead of a young man wasting his time on an online nonsense like this.Ignore that guy like others did,please

K

The fact you don't know how to save does not mean others can't save, so many medical personnels in the US are living fine with much valuable assets here Nigeria, don't generalize it, say some.