The Nigerian banking industry has indeed come a long way. Although there is still work to be done, it is safe to say that it is now at a ‘comfortable junction’. This success becomes noteworthy when one begins to imagine the challenges the industry has faced overtime, from gaining and maintaining customers’ trust, to the ever-changing monetary policies, and the rise in non-bank payment platforms.

A few banks have displayed an understanding of how to leverage on technology and innovation to stay ahead of the competition. One of such banks is Access Bank, which has adopted a brilliant approach of leveraging innovation to enhance its customer service. The Bank has continued to actively roll out campaigns that are customer-centric and technologically inclined. This has enhanced its position in the banking industry and buttresses its brand promise of speed, security and service.

Some of the Bank’s products are a testament to one of its goals of being Africa’s most innovative bank. The PayDay Loan which has been adjudged one of the most customer-friendly packages, seeing how quickly customers can now access loans without collaterals and long documentation process. This service is primarily targeted at salary earners who need to access cash for emergency needs.

The WhatsApp Banking service which was recently launched by the Bank is further proof of the Bank’s quest to stay ahead in terms of innovation. This service provides customers with solutions to issues such as Account Opening, own account bank transfers, Access to Access bank account transfers, PayDay Loan, BVN Confirmation, and Balance Enquiry. More features are set to be rolled out in the nearest future.

These products and services positions Access Bank as an innovative and forward-thinking bank. The launch of Access Africa, which is the fastest way to send and receive money across Africa provides customers with seamless services that are fast, affordable, and convenient

Advert to counter the UK Doctor calling them out for ripping off Nigerian

Alejoc:
Advert to counter the UK Doctor calling them out for ripping off Nigerian

Kindly elaborate more on this

Qtsnow:


Kindly elaborate more on this

DOCTOR OLUFUNMILAYO WROTE : 'I have lived in UK a few years now and NEVER has my bank ever charged me one penny for bank transfer.
NEVER. NOT ONCE.

I’m sorry. But that 52 naira 50kobo that Nigerian banks deduct per transaction, what exactly is it for?

Why is no one speaking out against this blatant fraud?

Next is the fraudulent “Card Maintenance Fees” by our Nigerian banks. Please how are you maintaining a card that lives in my wallet?

I have about 3-4 UK Bank Cards here. Both credit cards and debit cards.
I have NEVER paid any such thing as a “Card Maintenance Fee”.
NEVER EVER.

The Nigerian Banking Sector is an unfortunately over-bloated industry that thrives on systemically entrenched policies that terribly defrauds us Nigerians and lives on cheating the average citizen of the hard earned money that is entrusted in their care to help save and invest.

You want to send money to someone from your Nigerian bank account and you first have to plan an extra 52 naira 50kobo.

Money that is electronically sent from one Nigerian bank account to another Nigerian bank account

What exactly is the charges for?
Why is this fraud tolerated?

Someone said the charges goes to NIPOST. I want to believe it is mere trolling as it makes absolutely no sense.

Please, How is Nipost involved in an ELECTRONIC money transfer?
Did I put the money in an envelope and post it? Or what?

We deserve better.
This is systemic cruelty.

When I applied for ATM Cards in UK (both debit and credit), I was NEVER charged a penny.
The card is given free.
And “maintenance”, if there’s any such thing, is done free.

IF we never get the chance to see how things happen in other places, we won’t know we are being cheated.

When I applied for an ATM Card in Nigeria, I was charged 1,000 naira to have one.
And I’m being charged some extra regularly in the pretence of an imaginary “Card Maintenance Fees”.

This is systemic corruption and a fundamental banking fraud aimed at impoverishing us Nigerians.

Let’s do a little maths, dear friends.

According to NIBSS, as at December 2017, there was almost 65,000 daily Electronic Fund Transfers in 2017.

At 52.50 naira per transaction, that’s over 3 million naira a day.
And about 1 billion naira a year.

Should this fraud continue?'
pls share it to others...�

No doubt, the Op must be an Access Bank staff or a beneficiary of a bloated offer that is not in place