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Nairaland Forum / Nairaland / General / Business / What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? (42252 Views)
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Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by Dappertwayne: 8:00pm On Jan 20, 2019 |
uchennamani:I disagree sir. I think such would be akin to opening the proverbial Pandora's box; there'll be a floodgate of similar litigation, with outrageous claims P.S: I'm no lawyer, I'm still learning |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by moshino(m): 8:07pm On Jan 20, 2019 |
wetdick: Arrant nonsense! |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by 11doubledee: 8:10pm On Jan 20, 2019 |
Fastest route to OYO |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by bigcover(m): 8:12pm On Jan 20, 2019 |
The CCTV should come-in handy on issues such as this. |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by oskobi: 8:12pm On Jan 20, 2019 |
The bank is not liable as no transaction has be initiated between u and the bank, secondly not everybody that enters the bank wants to make transaction, some enter for the purpose of enquire, others to use the rest room, some to come and meet their friend wanting to make a transaction. Etc |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by Petersamuel8(m): 8:14pm On Jan 20, 2019 |
you are on your own if the money is not yet deposited or if you don't have a teller as a prove of payment |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by superdude007(m): 8:15pm On Jan 20, 2019 |
wetdick:I remember this case in Business Law, ICAN |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by Timekeeper: 8:15pm On Jan 20, 2019 |
uchennamani: Lemme share, the bank may pay and may not pay in these cases; 1. Bank may pay : bank may just accept to indemnify the customer and give them some amount but not to the full extent of their losses so as to maintain their customers trust and patronage 2. Duty of care: bank will pay if and only if they failed to act in good faith concerning their customer security but in the case the bank acted in good faith and did all it could have done with no negligence to have avoided the robbery and yet they were still robbed, the bank may not pay the customer if she or he haven't been issued a receipt... Just my little submission |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by pooozeee(m): 8:17pm On Jan 20, 2019 |
As long as the casher has not yet collected the money from you, as long as the money has not yet entered the bank account, your money will not be refunded |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by redeyes2016(m): 8:19pm On Jan 20, 2019 |
ChelseaDotCom: it has gone like that nah.. |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by Pinkyhubb: 8:20pm On Jan 20, 2019 |
If such a thing happens at a bank residence, then the bank owes you an apology that's all. Your money Can't be replaced. |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by Fxwarrior: 8:24pm On Jan 20, 2019 |
ChelseaDotCom: This story reminds of the man that gave his rent to his land lord in the presence of robbers saying, " Oga Landlord I am no longer owing you o." |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by Petersamuel8(m): 8:24pm On Jan 20, 2019 |
McTEE10:sharp guy |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by AkpanUnanam(m): 8:25pm On Jan 20, 2019 |
Greatzeus:apart from Nigeria way of doing things, I think hiding camera can analyst everything. |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by kalmebad(f): 8:25pm On Jan 20, 2019 |
uchennamani: Talking like an alien in Nigeria. Why don't you hold d sky and prevent rain from falling or sun to shine If the money hadn't been registered, you r on your own |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by FlyingTOMATOE: 8:26pm On Jan 20, 2019 |
chihes:the cogent questions needed to asked are 1. Is the Bank responsible for the security and safety of her customers within the premises? 2. Could the source of the cash in question be established? Either genuine or not? If answers to these questions are in the affirmative, the customer/complaint will surely be refunded no matter how outrageous or bogus the claims are. However, nowadays, if a customer can make it out of a bank robbery alive, he should thank his stars 1 Like |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by FlyingTOMATOE: 8:30pm On Jan 20, 2019 |
Oblongata:point blank |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by Orpe7(m): 8:30pm On Jan 20, 2019 |
Your fault Ur money never enter bank hand |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by AceVentura: 8:33pm On Jan 20, 2019 |
wetdick: As long as you can’t provide a valid teller for that day’s transaction, you’re on your own. |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by bellville: 8:34pm On Jan 20, 2019 |
In civil cases, the standard of proof is "proof on a balance of probabilities" not proof beyond reasonable doubt like in criminal cases. Greatzeus: |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by Divinerose(f): 8:36pm On Jan 20, 2019 |
wetdick:i disagree. Provided the money is yet to be registered, the bank cannot give you the cash. What if the victim lie about what was collected from him. So if the money you came to deposit is not yet registerd b4 the armed robbers attacked, the status of your money is 'gone too soon'. |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by captaininiobong(m): 8:38pm On Jan 20, 2019 |
call 911 2ocm to the bank, call 912 after deposit. |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by obinna58(m): 8:41pm On Jan 20, 2019 |
You can't get robbed inside Bank, robbers have targets don't be stupid |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by integrity16(m): 8:42pm On Jan 20, 2019 |
NDIC would do the needful na. |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by kachistone: 8:46pm On Jan 20, 2019 |
When it comes to bank deposits, the highest NDIC can pay is 500k. That sum is what a person is entitled to in the event of the collapse of a commercial or mortgage bank. However, the sum is lesser for micro finance banks. |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by maklelemakukula(m): 8:46pm On Jan 20, 2019 |
Cyoung4real:hahaha |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by FATBAYO(m): 8:54pm On Jan 20, 2019 |
Car parked at owner's risk that's outside that's ur negligence but Robbery in side banking Hall no matter aw much the bank shld be held liable for not protecting the banking hall properly |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by sylvacent007: 8:56pm On Jan 20, 2019 |
wetdick: Oga story story....welcome. Typical OYO. |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by DavidEsq(m): 9:06pm On Jan 20, 2019 |
wetdick:Oga I don't know wat u read in that case that informed ur conclusion that the bank would be held liable o! This is wat the supreme Court said in that case: "If the customer makes a deposit but a cheque is presented b4 the deposit is credited into the customer's account, due to the short time frame in crediting the account, the bank would not be liable if the cheque is dishonoured". As at the time the cheques were presented for clearing, the 4k which the customer had directed to be paid into his account had not been credited into his account. Hence the cheques were dishonoured. So how does this case apply to the issue afoot, especially wen the money in this case had been deposited but OP's question touches on "b4 depositing" not after depositing. |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by Nobody: 9:13pm On Jan 20, 2019 |
Your money don go be that...see kweshun |
Re: What Happens To My Money If I'm Robbed In A Bank While Waiting To Deposit? by abels(m): 9:13pm On Jan 20, 2019 |
wetdick:sorry 4 you |
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