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Finding the Right Care Home for the Elderly: A Quick Guide

7h ago

agingcarecare homeparentsseniors



Many adults face the decision of where to place an elderly parent or another relative. It is a difficult choice and one not be take lightly. Hopefully this guide helps make the process a bit easier.

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2 COMMENTS



dancingpalmtrees

4h ago

In the states it’s a Challenge based on what you can afford. I would advise young people to get Long Term care insurance. Medicare does not pay for nursing home facilities. Also if you try to transfer your parents assets to yourself or your siblings Uncle Sam will find that money and take everything. Basically your Elderly parents will lose all their assets to the US Government before you or they can apply for Medicaid.

I remember in 1995 my Dad needed to be in a Veteran nursing home. That’s when I was hit with the rude awakening that Long Term care and Veterans nursing homes are not free so despite the fact that my Dad served during the Korean War it didn’t matter.
However God decided that it was time for him to be in his heavenly home and Daddy went to be with the Lord within less than two weeks. That was my horror story involving my Dad. I won’t discuss the hell I went through caring for my Mom who had severe disabilities including blindness towards the end of her life.

Being that I never married nor had children I have no one to care for me if I become I’ll, sick or incapacitated. And even though I’m a US Army Veteran I know that the government won’t help me.

My prayer is that I will die in my sleep. American medical care is a nightmare that nobody should have to navigate.

Yes it's true. In UK you pay a portion of your 'you are old' care. If you have a house, they'll care for you on credit and take payment from your estate when you die. And that's apart from the inheritance tax rate of 40% on the part of your estate that's above the tax-free threshold of £325,000. By the time your days end there might be nothing left for your children to inherit!

You might see why euthanasia must be discouraged. Some might just kill off their parents to save a few bob.

budaatum:
Yes it's true. In UK you pay a portion of your 'you are old' care. If you have a house, they'll care for you on credit and take payment from your estate when you die. And that's apart from the inheritance tax rate of 40% on the part of your estate that's above the tax-free threshold of £325,000. By the time your days end there might be nothing left for your children to inherit!

You might see why euthanasia must be discouraged. Some might just kill off their parents to save a few bob.

It's like the developed world have perfected the art of reaping where they didn't sow.
I didn't know it was that bad, very informative.