t’s nearly impossible these days to keep a small business running with money drawn from your own pocket. Whether it’s purchasing inventory, hiring new employees, or opening additional locations, any type of expansion requires extra working capital.

The fact that it’s becoming increasingly difficult for small business owners to secure funding through a bank makes it even more challenging ( even raising funds from friends and family might not not be a way forward). There are a variety of reasons why banks are declining loan requests from small business owners.

We’ve broken down the top 10 reasons, followed by some thoughts on why these reasons don’t apply to alternative financing.

1. Lack of consistent cash flow

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