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Cost Of Living In America - Things To Consider - Travel (3) - Nairaland

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Re: Cost Of Living In America - Things To Consider by Beautyaddy: 7:20pm On Jun 12
iaatmguy:
America has become a volatile area no one knows where the next sick person would strike, also healthcare is at a cut-throat price. you can almost "cut" the racism in the air, in yankee, compared to Ca.

Are guns banned in Canada?

No, I believe...but the access to get one in Canada might have to pass extra scrutiny to get one.
Re: Cost Of Living In America - Things To Consider by iaatmguy(m): 7:23pm On Jun 12
vickyehi:


Hmm...thanks a lot.
Hopefully I would be a PR before landing and I have no kids(na only me waka come grin grin).
So I can parambulate small
as a PR hope you know you can't work with your visa. you would need to get a working visa, and don't be oblivious about the duration of renewing your PR. Guess you are all out for the US, getting PR in the us might take time, would suggest you take your time and weigh your options.
Re: Cost Of Living In America - Things To Consider by iaatmguy(m): 7:42pm On Jun 12
Beautyaddy:


Are guns banned in Canada?

No, I believe...but the access to get one in Canada might have to pass extra scrutiny to get one.

not just restrictive, military grade rifles are prohibited in Canada. in MOST states of the us, it's their right.

1 Like

Re: Cost Of Living In America - Things To Consider by CTPlayer: 7:53pm On Jun 12
As much as living in walkable cities is very nice....the cost of living is usually better in a surrounding suburb. 3 main reasons:
1) Cheaper housing, renting or buying.
2) Real Estate Taxes are much less than owning within the city limits.
3) Many suburban townships have no income taxes.

Some states have no income taxes also. Example if you make $100K in Cali, the State will keep $10,000 in taxes.
In Texas you keep that $10,000, no income tax.

The "B" cities metro areas cost less than the "A" cities....Pittsburgh, Cincinnati, Indianapolis, St. Louis, Oklahoma City, Charlotte, etc. much cheaper than NYC, Philly, DC area, Cali, etc. If you like Florida don't overlook Jacksonville, Orlanda, greater Tampa. Greater Dallas, Houston, San Antonio all good.

Years ago the best home purchasing option were in the city, now a lot of stuff has been bought and fixed up or as they say gentrified.
Today the "older" suburban ring (suburbs originally built in the 60's and 70's) usually how the cheapest buying option, just make sure there not too many hood rats with guns running around.

2 Likes

Re: Cost Of Living In America - Things To Consider by Beautyaddy: 8:07pm On Jun 12
iaatmguy:
not just restrictive, military grade rifles are prohibited in Canada. in MOST states of the us, it's their right.

It is also prohibited in most States in the US too.

However, some still get them illegally.

Yes, it's in the constitution the "right to bear arms" just as freedom of speech and other human rights to life, happiness and so on.

But as we all know it's not guns that kills people it is some people who uses the guns to kill other people.

There are sick people every where in every country and so the easy access to anything that will cause harm to other people is what they will use.

Note: The arm robbers who steal, kill and assassinate people with guns in Nigeria...how did they get access to some of these military style or hand guns?

1 Like

Re: Cost Of Living In America - Things To Consider by Beautyaddy: 8:09pm On Jun 12
CTPlayer:
As much as living in walkable cities is very nice....the cost of living is usually better in a surrounding suburb. 3 main reasons:
1) Cheaper housing, renting or buying.
2) Real Estate Taxes are much less than owning within the city limits.
3) Many suburban townships have no income taxes.

Some states have no income taxes also. Example if you make $100K in Cali, the State will keep $10,000 in taxes.
In Texas you keep that $10,000, no income tax
.

The "B" cities metro areas cost less than the "A" cities....Pittsburgh, Cincinnati, Indianapolis, St. Louis, Oklahoma City, Charlotte, etc. much cheaper than NYC, Philly, DC area, Cali, etc. If you like Florida don't overlook Jacksonville, Orlanda, greater Tampa. Greater Dallas, Houston, San Antonio all good.

Years ago the best home purchasing option were in the city, now a lot of stuff has been bought and fixed up or as they say gentrified.
Today the "older" suburban ring (suburbs originally built in the 60's and 70's) usually how the cheapest buying option, just make sure there not too many hood rats with guns running around.

Not true.

Every State in the US pays Federal taxes but not necessary State or local Taxes.
Re: Cost Of Living In America - Things To Consider by vickyehi: 8:49pm On Jun 12
iaatmguy:
America has become a volatile area, also healthcare is at a cut-throat price. you can almost "cut" the racism in the air, in yankee, compared to Ca.
This is sadly very true.
In my opinion, the targets of the racialization in Canada are the aboriginals. Same way in manitoba, it isn't such a good idea to live in a block of apartment populated by the aboriginals.
Because same things applies with aboriginals which have lots of drunks, meth heads and they are the group that are mostly having a very low socioeconomic status. Thus a higher percentage of their race in prisons, foster homes etc.
Re: Cost Of Living In America - Things To Consider by vickyehi: 8:51pm On Jun 12
iaatmguy:
as a PR hope you know you can't work with your visa. you would need to get a working visa, and don't be oblivious about the duration of renewing your PR. Guess you are all out for the US, getting PR in the us might take time, would suggest you take your time and weigh your options.

What I meant is that before landing in the states with intent to stay, I would be a USA PR(have my green card).
Re: Cost Of Living In America - Things To Consider by CTPlayer: 8:53pm On Jun 12
Beautyaddy:


Not true.

Every State in the US pays Federal taxes but not necessary State or local Taxes.

Individual income taxes.
Re: Cost Of Living In America - Things To Consider by Beautyaddy: 8:57pm On Jun 12
CTPlayer:


Individual income taxes.

Yes, I know...and of which are Federal, State or Local Taxes.
Re: Cost Of Living In America - Things To Consider by salford: 9:13pm On Jun 12
iaatmguy:
America has become a volatile area no one knows where the next sick person would strike, also healthcare is at a cut-throat price. you can almost "cut" the racism in the air, in yankee, compared to Ca.
The issue I have with the US is the gun violence. If you have a good job that offers health insurance or you can pay for health insurance out of pocket, then the healthcare is awesome and better when compared to Canada's socialized system. A socialized system is fraught with backlog and long wait times to assess a specialist or even family physician. Some Canadians just travel out of the country to pay for faster healthcare elsewhere.
I believe the tax is higher in Canada. The extra amount that goes into tax in CA can afford the some of the best healthcare service in the state.
Advantage of Canada's socialized healthcare is that it caters for all irrespective of whether you are broke or not as long as the patient can endure the wait times.

1 Like

Re: Cost Of Living In America - Things To Consider by Babyvet: 9:18pm On Jun 12
iaatmguy:
America has become a volatile area, also healthcare is at a cut-throat price. you can almost "cut" the racism in the air, in yankee, compared to Ca.

Yea, but Canada is still very racist, they’re just not overt with it. They have institutional racism which is embedded in their policies.
Re: Cost Of Living In America - Things To Consider by Beautyaddy: 9:56pm On Jun 12
Babyvet:


Yea, but Canada is still very racist, they’re just not overt with it. They have institutional racism which is embedded in their policies.

Lol!...Quite true.

Even though I think you meant to say that Canada is very racist but are very covert, friendly and quiet about it.
Re: Cost Of Living In America - Things To Consider by iaatmguy(m): 10:32pm On Jun 12
salford:

The issue I have with the US is the gun violence. If you have a good job that offers health insurance or you can pay for health insurance out of pocket, then the healthcare is awesome and better when compared to Canada's socialized system. A socialized system is fraught with backlog and long wait times to assess a specialist or even family physician. Some Canadians just travel out of the country to pay for faster healthcare elsewhere.
I believe the tax is higher in Canada. The extra amount that goes into tax in CA can afford the some of the best healthcare service in the state.
Advantage of Canada's socialized healthcare is that it caters for all irrespective of whether you are broke or not as long as the patient can endure the wait times.
the amount paid per month for insurance can set a family back by $1200, $400 for individuals PER MONTH. I have being carrying out a mini research on the health insurance scheme in the U.s, and i can say to a certain extent, that it's designed to enrich the health insurance companies. for instance, they use terms like pre-existing condition, meaning you must not have ANY AILMENT OR SYMPTOMS OF ANY AILMENT AT ALL (which is entirely impossible) prior to starting ones health insurance.
also when you sought for medical attention, one would have to pay up to certain amount usually $4,000 - $5,000 from his/her pocket before the insurance com takes up the bill. if the bill amounts to a certain amount, the patient would be told categorically that they would have to withdraw from the medical facility and foot the bill themselves. after which the family would apply for medicaid, they would pick it up from there. at this point the family would almost be bankrupt and highly indebted.

and it is worthy of note that this HI companies in Us are EXTREMELY fraudulent.
drugs companies are ripping people off with exorbitant price. cost of insulin, antibiotics in the us is the most expensive worldwide
in 2012, my younger brother visited Colorado and needed to buy antibiotics for a reason i can't remember, septrin to be precise, he was told he would need a doctor's note to buy it that he can't get it over the counter. seeing that this would set him back a few bucks, he had to call my uncle in Texas, to see what he can do. My uncle had to contact a doctor friend to help in prescribing the drug for him. cost of the Septrin then was $70, i screamed when he told me about that saga, original Pfizer Septrin way i go buy for N500 for chemist store (store not shop o), back then


Canada' s health care might have it's downside due to long wait times, but it wouldn't leave a hole in ones pocket. normal Americans wish they had a system like Canada's. the American health care system is anti-egalitarian.

2 Likes

Re: Cost Of Living In America - Things To Consider by iaatmguy(m): 10:47pm On Jun 12
Babyvet:


Yea, but Canada is still very racist, they’re just not overt with it. They have institutional racism which is embedded in their policies.
true, there is racism in every Caucasian dominated society, it's just less pronounced in some domain. concerning institutional racism, i believe that is a mentality. folks of colour have ascribed the lack of vertical upward movement in their career to a "glass ceiling" put in place by the whites. truth is if one can prove his/her self beyond any reasonable doubt. na dem go they rush you. Also it's done everywhere, there is bias in all spheres of live. one should just do ones best and leave the rest.

1 Like

Re: Cost Of Living In America - Things To Consider by salford: 11:19pm On Jun 12
iaatmguy:
the amount paid per month for insurance can set a family back by $1200 $400 for individuals PER MONTH. I have being carrying out a mini research on the health insurance scheme in the U.s, and i can say to a certain extent, that it's designed to enrich the health insurance companies. for instance, they use terms like pre-existing condition, meaning you must not have ANY AILMENT OR SYMPTOMS OF ANY AILMENT AT ALL (which is entirely impossible) prior to starting ones health insurance.
also when you sought for medical attention, one would have to pay up to certain amount usually $4,000 - $5,000 from his/her pocket before the insurance com takes up the bill. if the bill amounts to a certain amount, the patient would be told categorically that they would have to withdraw from the medical facility and foot the bill themselves. after which the family would apply for medicaid, they would pick it up from there. at this point the family would almost be bankrupt and highly indebted.

$1200 is quite high. $400 is still okay, if and only if that person has a good income. Most, if not all insurance would ask for pre existing conditions...i do not think this is exclusive to the US health insurance companies. Every work health insurance policy forms I have filled requested for pre existing conditions

and it is worthy of note that this HI companies in Us are EXTREMELY fraudulent. drugs companies are ripping people off with exorbitant price. cost of insulin, antibiotics in the us is the most expensive worldwide
in 2012, my younger brother visited Colorado and needed to buy antibiotics for a reason i can't remember, septrin to be precise, he was told he would need a doctor's note to buy it that he can't get it over the counter. seeing that this would set him back a few bucks, he had to call my uncle in Texas, to see what he can do. My uncle had to contact a doctor friend to help in prescribing the drug for him. cost of the Septrin then was $70, i screamed when he told me about that saga, original Pfizer Septrin way i go buy for N500 for chemist store (store not shop o), back then

Anti-biotics are prescription drugs world wide..even some cough syrup. $70 is quite high for septrin though. I am not sure how much that would cost in Canada,
probably $40. i read in the news how some Americans were driving to Canada to buy insulin for cheap. I guess that is why they call them big Pharma in the states.
grin

Canada' s health care might have it's downside due to long wait times, but it wouldn't leave a hole in ones pocket. normal Americans wish they had a system like Canada's. the American health care system is anti-egalitarian.


Overall socialized system is better since it is non- discriminatory. i.e. there is basic coverage for everyone irrespective of insurance/employment/status as long as the wait is not for a terminal illness, or one that requires urgent attention like the Canadian lady that took her dual national kid to Italy to get an operation completed since the procedure needed to be done within a particular timeframe. If people have money or coverage, they don't mind having holes in their pocket than enduring months or years of pain and suffering like the people that travel to the US from Canada for healthcare. In some provinces, or towns, the waitlist for a family doctor could run into 2 to 5 years. Without a family doc, one can't see a specialist. Some imaging alone can take months to a year except one is willing to pay cost out of pocket. If one has a good job in the state or has good insurance coverage, I do not see any problem with healthcare in the states at all.

Re: Cost Of Living In America - Things To Consider by salford1: 12:52am On Jun 13
Interestingly. As I was going through facebook just now...
I found this article.
Make I go read the comment section both on cbc and facebook. That is what I find most interesting.
I still prefer canadian healthcare system though, out of patriotism grin. I won't mind if there is some sort of special tax (seperate from income tax) to make the system better like in some EU countries.

Re: Cost Of Living In America - Things To Consider by dailynaijanews(m): 11:34am On Jun 13
These are the types of issues that the Wings of Rescue team will effectively take care of.
http://wingsofrescue.net
Re: Cost Of Living In America - Things To Consider by CTPlayer: 11:40am On Jun 13
Beautyaddy:


Yes, I know...and of which are Federal, State or Local Taxes.

Right and my original point is that Texas the State, does not tax an individuals income, California the State does tax an individuals income.

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