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Vacancy for an investment analyst at Lidya Nigeria
Lidya is a financial services platform to improve access to credit and finance across frontier and emerging markets starting with Nigeria. Launched in November 2016, with a mission to close that
yawning credit gap, both in Nigeria and across emerging markets where there is a $2.6 Trillion SME credit gap worldwide.

Job Type full time
Location Lagos southwest
Deadline 5th August 2019

Job Description
The Investment Analyst position is responsible for acquiring & managing clients and the assessment of the creditworthiness of potential customers with the goal of growing Lidya’s loan portfolio.
Key Duties and Responsibilities
Customer Acquisition: Present, promote and sell Lidya’s products using solid negotiations to existing and prospective clients across relevant sectors, including but not limited to companies in the e-commerce, consumer goods, healthcare and financial services industries.
Client Engagement: Manage existing client engagements, appraisal of customer loan applications, and approval or rejection of applications within agreed timelines and loan limits. Reach out to customer leads through cold calling and establish, develop and maintain positive new client relationships.
Loan Portfolio Growth: Achieve agreed upon commercial targets and outcomes on a monthly basis. Support the evaluation, authorization and approval of loans given to customers by authentication of KYC documentation presented for all credit applications and eligibility assessments as required by the Lidya and regulators.

JOB REQUIREMENTS
MIN REQUIRED EXPERIENCE:
1 year(s)
MIN QUALIFICATION:
Bachelor's Degree/HND
DESIRED COURSES:
Not Specified

Desired Qualifications and Skillset
1 to 4 years+ of experience (preferably commercial) working with an Investment Bank, Commercial Bank, Management Consulting Firm or in a Business Development Role (with experience in the financial services sector a plus).
Excellent selling, communication and negotiation skills with a working knowledge of the entire underwriting process from loan application to funds disbursement and collections.
Bachelor's degree in Finance, Accounting, Mathematics, Management or a related business discipline.
Highly motivated and target driven with a demonstrated experience with managing day to day aspects of client relationships and projects including considerable experience meeting commercial milestones (i.e. achieving revenue or profit targets).
Outstanding customer engagement skills and a passion for creating an extraordinary customer experience regardless of the final credit decision.
Prioritizing, time management and organizational skills with the ability to work in a goal oriented environment where you will be evaluated on your KPIs.
High attention to detail and strong analytical skills including the ability to properly identify the key credit risks, and reach a prompt and well thought out credit decision.

Our offer
Competitive salary, workplace benefits and eligibility for equity in Lidya.
Become part of a highly professional and dynamic team.
An unparalleled personal and professional growth as our longer-term objective is to train the next generation of leaders for country-changing ventures.

How to Apply
Interested and qualified candidates should send their CV to: hr.nigeria@lidya.co using the "Job Title" as the subject of the mail.