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Nairaland Forum / Nairaland / General / Business / Jaiz Bank: Has Anyone Done Business With Them? (29720 Views)
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Re: Jaiz Bank: Has Anyone Done Business With Them? by Nodogragra4me(m): 12:30pm On Sep 17, 2019 |
midolian: Ammasco International Litmitdd does business with them. It is the account number they give you when when you intend to pay for product with their depot . It is an Islamic bank, I think and Ammasco is a Muslim from the far North |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Acidosis(m): 12:31pm On Sep 17, 2019 |
The JAPSA account is not the regular savings or current account but a Term Deposit (Fixed Deposit) account. It's clearly stated in your post. Term Deposit is not Savings account or Current account. So, it's not meant for everybody. That's why the opening fee is N500k instead of 1k or zero naira. It's an investment account which allows you to grow your funds over a period. You don't get ATM card, withdrawal slips, PIN, and the likes. What should bother you here is what the investor stands to gain in return. The sad news is that nobody on this thread can answer that question unless you approach the bank and negotiate/interact with them. This thread is very pointless IMO. 16 Likes 2 Shares |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Nobody: 12:33pm On Sep 17, 2019 |
Normal investment. Interest should be a single digit per annum. If you don't have a business going on for yourself, it is a good way of investing and expecting peanuts afterwards, Still much better than investing on business you know nothing of. Good if you don't know what you can do with your money at the present. If the interest is way above single digit, my guy na scam 1 Like |
Re: Jaiz Bank: Has Anyone Done Business With Them? by edunaragold(f): 12:34pm On Sep 17, 2019 |
Jaiz bank hmmm,na Muslim bank now,i heard they give loan to only Muslims,i think its a private bank.i bought my jamb form there.the bank dey try. |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Mutemenot(m): 12:36pm On Sep 17, 2019 |
Does the bank have physical structure cos me I never see am |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Daviddson(m): 12:36pm On Sep 17, 2019 |
500K as opening balance? Interesting. |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Taeewo(m): 12:40pm On Sep 17, 2019 |
Following |
Re: Jaiz Bank: Has Anyone Done Business With Them? by faridasr: 12:41pm On Sep 17, 2019 |
I fixed 1.5m for 30 days and they paid me about 4k profit. 3 Likes |
Re: Jaiz Bank: Has Anyone Done Business With Them? by TheExecutioner: 12:42pm On Sep 17, 2019 |
It's funny how islamic banking is supposed to be "wonderful" yet it hasn't solved the economic problems of muslims. Empiree: 1 Like |
Re: Jaiz Bank: Has Anyone Done Business With Them? by whycee001(m): 12:44pm On Sep 17, 2019 |
no one actually knows about this bank but for a bank to run interest free ,You shld know they mean well for better clarification go to any of their branch |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Onigbindemmd: 12:47pm On Sep 17, 2019 |
Do they have any branch in Nigeria |
Re: Jaiz Bank: Has Anyone Done Business With Them? by nitt: 12:51pm On Sep 17, 2019 |
One of the best banks i have used in recent years. Even the normal savings account yields profit. I basically get profit for little or nothing saved. Their app is the most reliable app i have ever used. No under radar deductions. Op, they are mostly based in major cities but expanding rapidly. Go for it. Visit a branch and discuss it's 100% licensed islamic banking platform and also reliable. 3 Likes 1 Share |
Re: Jaiz Bank: Has Anyone Done Business With Them? by 9jaArea: 12:51pm On Sep 17, 2019 |
Some time this year I wanted to invest in Jaiz thing but I found a better investment package with another financial institution. 12% per annum (investment can be withdrawn t any time). It fluctuates though, depending on inflation rate but has never gone beyond 10% according to an investor that introduced me. The sharing formula for Jaiz investment is 35/65 of profit made from your investment. Customer 35% Bank 65% midolian: You can make much more investing 1.5m faridasr: Anyone Interested should leave contact details preferably WhatsApp. Please no one should come call me a fraud oo, the information I will give is about a reputable financial institution. oldtruth: |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Nobody: 1:01pm On Sep 17, 2019 |
9jaArea: Will be glad if you can share their info. 12% looks reasonable okay |
Re: Jaiz Bank: Has Anyone Done Business With Them? by SniperSmurf(m): 1:10pm On Sep 17, 2019 |
Onigbindemmd: They do. |
Re: Jaiz Bank: Has Anyone Done Business With Them? by nellyelitz(m): 1:14pm On Sep 17, 2019 |
gaventa:don't mind those foools. 1 Like |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Nobody: 1:22pm On Sep 17, 2019 |
Siralgebra04:You sound like Hausa guy when you said the bolded |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Edyice: 1:26pm On Sep 17, 2019 |
Good Luck to those banking with Sharia law Islamic bank As for me , am not interested 2 Likes 1 Share |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Nobody: 1:42pm On Sep 17, 2019 |
oldtruth: What are you saying. I have invested on FD with a Microfinance Bank with interest as high as 10.50 per annum. I have also seen another Microfinance Bank with as high as 13.75 not everything you shout scam. As long it's regulated under CBN and also insured you have nothing to worry about. 1 Like |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Abdul4trust1(m): 1:45pm On Sep 17, 2019 |
opalu:that is why it's a non interest bank |
Re: Jaiz Bank: Has Anyone Done Business With Them? by femmyAdagba(m): 1:53pm On Sep 17, 2019 |
Yes I have done transactions with them at their branch in Broad Street, Lagos. I think they are organized and coordinated and their standard at par with their counterparts in the banking industry Let CAN also create their own Non-Interest bank too and let's leave Jaiz Bank alone jare |
Re: Jaiz Bank: Has Anyone Done Business With Them? by 2016easy2017: 1:57pm On Sep 17, 2019 |
oh my guy, that bank. u finally found the BEST BANK in the whole nation. they never stole a single customers money for a single time for the past 15 yrs I've known them they lend in the most honorable way. i have banked with every single bank in Nigeria except 3. they are the best so far they listen to complains their customer service is superb they are not exploitative, that's why they were frustrated for many yrs the only 2 problems i have with them are; they aren't available everywhere and they don't seem to bother scouting for customers. they want people to come on their own. 2 Likes
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Re: Jaiz Bank: Has Anyone Done Business With Them? by Mac2016(m): 2:04pm On Sep 17, 2019 |
faridasr:So 500k for 3months will earn 4k that's freaking small. Some other platforms have better offer even I believe TB shd |
Re: Jaiz Bank: Has Anyone Done Business With Them? by holyeye1989(m): 2:09pm On Sep 17, 2019 |
FULANI BANK...SHARIA BANK |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Empiree: 2:33pm On Sep 17, 2019 |
TheExecutioner:Islamic banking is not designed to solve every problem of all Muslims. Even in developed world where they have standard welfare system there is still poverty. So what exactly you want? |
Re: Jaiz Bank: Has Anyone Done Business With Them? by oyonu(m): 2:35pm On Sep 17, 2019 |
It is a wonderful bank which have no problem at all. I have an account with them and i dare say your money is safe with them. They pay your interest as at when due and pay you your share of profit based on the percentage of your package n your fund. NB: I operate a simple savings a/c domiciled in d Allen r/about branch & no illegal deductions and i receive my own share of profit & interest no matter how small it may be. 1 Like 1 Share |
Re: Jaiz Bank: Has Anyone Done Business With Them? by TheExecutioner: 2:41pm On Sep 17, 2019 |
What do I want? Absolutely nothing. I just wish MOOslims were a bit more honest about their religion, no matter how embarrassing it is for them. [img]https://images./oRwX8U4ouL4VfHnGTAWkC.jpg[/img] Empiree: |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Welcomme: 2:44pm On Sep 17, 2019 |
faridasr:You mean 4000naira for 1.5 million naira? I better just keep my money. I was even advising some one to consider this japa stuff |
Re: Jaiz Bank: Has Anyone Done Business With Them? by SaintLucia: 2:52pm On Sep 17, 2019 |
Empiree:Jaiz bank doesn't give direct loan to their customers. They will fund whatever business you want to use the loan for instead of giving u directly like other commercial banks. They don't take interest from the loan. They operate based on sharia law. |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Empiree: 2:53pm On Sep 17, 2019 |
TheExecutioner:at least be respectful when you spell Muslim. The way you spelt it was uncalled for. You have motives?. Yes, it is not hidden that some so called Islamic banking have back door riba(interest). Some muslim scholars talked about this already years ago. I don't need you to inform me about this. That doesn't mean all of them involved in this deceptive transaction. Also note that Islamic banking helped US economy during financial meltdown in 2008. 2 Likes |
Re: Jaiz Bank: Has Anyone Done Business With Them? by Empiree: 2:55pm On Sep 17, 2019 |
SaintLucia:I really don't need loan from any bank. I rather sell my real property to do business, take profit from the business and build or buy a new landed property..I never raised loan from banks. |
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