The National Health Insurance Scheme (NHIS) is a corporate body established under Act 35 of 1999 Constitution by the Federal Government of Nigeria to improve the health of all Nigerians at an affordable cost.

However, NHIS is to provide social health insurance in Nigeria where contributors ‘ health care services are paid out of the general pool of funds provided by Scheme participants.

Furthermore, it is also a pre-payment plan where participants pay a fixed sum regularly. The amount/funds are pooled so that the Health Maintenance Organizations (HMOs) can pay for those in need of medical care. It is essentially a mechanism of risk sharing that can boost the allocation of capital and equity. Yes, it is considered the most commonly used method of funding for health care throughout the world.

In addition, NHIS controls HMO-operated private health insurance. HMOs should have a hyperlink to the HMOs list on the web. Health Insurance is a social security system that guarantees that individuals are provided with the appropriate health services at regular intervals by making nominal contributions.

Objectives of the National Health Insurance Scheme (NHIS)

Ensuring equitable distribution of health care costs among different income groups
For appropriate patronage of all levels of health care
Improving and harness private sector participation in the provision of health care services
It makes sure there is an equitable distribution of health facilities within the Federation
Limiting the rise in the cost of health care services
Maintaining high standards of health care delivery services within the Scheme
Making sure health care services are efficient
Protecting families from the financial hardship of huge medical bills
To ensure that every Nigerian has access to good health care services
To make available funds to the health sector for improved services

Programs of the National Health Insurance Scheme (NHIS)

To ensure that every Nigerian have access to good health care services, the National Health Insurance Scheme has developed various program to cover different segments of the society and these includes;

1. Formal Sector

i. Formal Sector Social Health Insurance Programme
ii. The National Mobile Health Insurance
iii. Voluntary Contributors to Social Health Insurance Programmes (VCSHIP)

2. Informal Sector

i. Tertiary Institution Social Health Insurance Programmes
ii. Community-Based Social Health Insurance Programmes

3. Vulnerable Group

i. Physically Challenged Persons Social Health Insurance Programme(PCPSHIP)
ii. Prison Inmates Social Health Insurance Programme(PISHIP)
iii. Children Under Five (5) Social Health Insurance Programme
(CUFSHIP)
iv. Pregnant Women
v. Retirees
vi. Aged

That is not all folks. Kindly read the full article to know all about NHIS. Get answers to your numerous questions pertaining to NHIS and how you can participate/register in the NHIS program. CLICK HERE==> https://www.moshinfohub.com/?p=70

I'm an enrollee,of late my HCF has not had a Doctor and my HMO seems helpless about it.What are the options open to me?

wanger50:
I'm an enrollee,of late my HCF has not had a Doctor and my HMO seems helpless about it. What are the options open to me?

I will personally suggest you go to the website or click on the source URL. From their website, you will see options to contact them, from there you can explain better to them and i am sure they will do something about it.

Good morning,
What's the difference between NHIS and HMO?
Can my husband HMO cover my pregnancy and delivery.

femi214:
Good morning,
What's the difference between NHIS and HMO?
Can my husband HMO cover my pregnancy and delivery.

Firstly, the difference is that HMO is the link between the enrollee, healthcare facility and the NHIS. Secondly, every HMO has their own policy, if your husband HMO covers pregnancy then you can be benefitted but if it doesn't cover pregnancy then you have to go for your. In summary, everything depends on the HMO policy and the type of HMO your husband operate.