Good afternoon everyone I am in urgent need of some information relating to this VTU (virtual top up). I have some questions to ask and I will really be glad if you guys can help me with the answer.

1)in jumia pay, I heard u can make 3% from every top up you carry out, if so, how many percent is jumia getting per transaction.

2) are banks making same three percent commission anytime we top up with them.

3)who is at the top of this vtu stuff, Telecom companies or quickteller.

Please try and give me answers if you have any