The core functions of our app is periodic savings and withdrawal options..... When you save with us, you are building a robust saving ecosystem that would aid us provide credit products such as loan and peer lending....... For the banks and other financial institution it is called a credit report which is done by the credit bureau in Nigeria...... For us we have made different model to this effect like an internal credit report within the app based on our clients saving behavior to ensure we can also give functional and secured loan outside the credit history of the banks


UNBANKK trying to uplift others

The unbanked shoppers are not left out by us as we are very concerned about how we would conveniently assist them do basic online transaction requiring a debit card authentication before transacting...... In respect to such, we would be providing alternative card program done by most banks in Nigeria which could be linked to our platform to enable our clients do such transaction without having a bank account

UNBANKK offline/online mode

The most challenging aspect of the platform is the credit facility no matter what model we try to implement it always take us back to verification ...... Wow a problem the banks have solved but still require a bank account,as much as we really want our product for the unbanked it seems we have come to a conclusion which is our credit product can only be accessed if you are banked be it underbanked or truly banked.

The BVN helps to reduce fraud, increase the efficiency of banking operations and also enable customer access to future credit facilities.

A powerful tool to the credit department of any financial institution. The BVN would put a face to our loan applicant.

UNBANKK brigding the Gap between the banked and unbanked

Today, most disruptions promise to take humanity into the future, but some take us back to simpler times. Peer-to-peer lending is the oldest form of lending in the world. Before there were banks, people would lend money and property to each other. Stories and instructions on lending can be found in the oldest texts, and the concept of usury received attention in the earliest religions.

When societies were small and closed-off, people lent freely among themselves based on trust. At worst, the lender believed that he could take up his case with the local community. But as globalisation and technology came, people began to migrate, and personal lending became inefficient. The solution? Banks.

But banks have problems; in some cases, they are too big to fail, and in others, they are unable to satisfy customer needs. Today, technology and globalisation have now created a world where personal lending makes sense – by making the world small again.

Peer to peer lending in Nigeria might be in its infancy stage but it's a growing giant worldwide. All we need do is create a marketplace for borrowers and lenders to be available on the same platform trusting themselves enough to transact.

UNBANKK taking up the challenges to that effect but it can not be possible if there are no participants.

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After months of non stop building and research we are glad to announce that we are launching in the first quarter of 2021...... Thanks to everyone that has made this project an ongoing success...... Hope to see everyone in the new year joining our platform and making this idea a reality......

Happy New Year in advance from tufifteen

UNBANKK

Dark mode theme with red and black

We still getting ready for launch

Let's go cashless

Good day people,


After so many months of implementing the idea …….. We can finally present to you all the new look of the unbankk platform called AJOOPAY

https://ajoopay.com.ng