I think I have a problem. I am legit afraid of spending money.

A bit of background, I didn't grow up poor but cannot class myself as growing up rich despite some nice experiences. Couldn't afford to further my education so left education system quite young (after learning a skill) and started working my way up ladders in corporate world. Now despite some challenges along the way and stints of long term under/unemployment, i'm now in a position where I have a decent investment portfolio, learning how to trade cryptocurrency, make decent money at my 9-5 job that has prospects and also since beginning of the year i've been getting a frequent freelance jobs online. All income sources combined, I can comfortably make N400-500K and even above in a month. I'm also in my 20's, single, living at home, don't drink/smoke/gamble/have any vices, don't pay tithes.

Despite all this, I struggle with spending money. I would rather walk for one hour instead of spending N100 tp fare. When i'm hungry, I would force myself to wait until I get home before eating, even if it's N500 chicken republic refuel meal. I get invited for social events but I procastinate and start thinking about all the things I could save/invest the money with (which is where most of my money goes into) and end up staying home. I am so afraid of not having money it's affecting my sleep, which comes into my head whenever it comes to spending money.

For those who have gone through this, how did you overcome this problem? Advice from experienced heads would be appreciated. I'm even considering seeking counselling over this.

You are naturally stingy

No1LevelIT:
I think I have a problem. I am legit afraid of spending money.

A bit of background, I didn't grow up poor but cannot class myself as growing up rich despite some nice experiences. Couldn't afford to further my education so left education system quite young (after learning a skill) and started working my way up ladders in corporate world. Now despite some challenges along the way and stints of long term under/unemployment, i'm now in a position where I have a decent investment portfolio, learning how to trade cryptocurrency, make decent money at my 9-5 job that has prospects and also since beginning of the year i've been getting a frequent freelance jobs online. All income sources combined, I can comfortably make N400-500K and even above in a month. I'm also in my 20's, single, living at home, don't drink/smoke/gamble/have any vices, don't pay tithes.

Despite all this, I struggle with spending money. I would rather walk for one hour instead of spending N100 tp fare. When i'm hungry, I would force myself to wait until I get home before eating, even if it's N500 chicken republic refuel meal. I get invited for social events but I procastinate and start thinking about all the things I could save/invest the money with (which is where most of my money goes into) and end up staying home. I am so afraid of not having money it's affecting my sleep, which comes into my head whenever it comes to spending money.

For those who have gone through this, how did you overcome this problem? Advice from experienced heads would be appreciated. I'm even considering seeking counselling over this.

This is NOT normal, u are still young but let me tell u something Fear is a weapon of d devil, it crippled a financial giant like Job in d Bible, He confessed when he had issues that his fear has come upon him. That spirit of fear needs to go. Contact me if you need further counseling.

Lol

Looking at it from one angle i would say you are just being frugal or whatever but then that you can't buy yourself food even when you have means to do so and will rather trek just to save #100 when you make close to 400k in a month Damn that's something else and not frugality at all.

Be my friend for two months....
You will see life from another perspective and your life will not remain d same