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How Not To Spend Your Salary! - Jobs/Vacancies (3) - Nairaland

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Have They Increased Your Salary? / Now That Things Are Expensive, How Do You Manage Your Salary / Have You Ever Lost A Job Offer Because You Negotiated Your Salary Too High? (2) (3) (4)

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Re: How Not To Spend Your Salary! by kennethfranc(m): 4:24pm On Apr 21, 2021
NamelessOGBENI:

The future is male already..


Funny thing, some of us have the money but na crooks full all this investment schemes from crypto, Forex and the list goes on...
If you go calm, just buy and keep for a very long time... Eg few week ago, ripples (XP) was #300 but currently #1160.
If not for the government of this country, the profit would have been massive

1 Like

Re: How Not To Spend Your Salary! by Oizee(f): 4:24pm On Apr 21, 2021
lilvicky68:
1..don't spend it at all be greedy to yourself..
2..Eat once per day..
3..delete and block calls from all family members..
4..instead of paying house rent,live under the bridge.
5... Wake up early and trek to work everyday..
Since you don't want to spend it na
lol, and when he dies, people that never matter in his life will take it all..

5 Likes 1 Share

Re: How Not To Spend Your Salary! by Lilpen3758: 4:25pm On Apr 21, 2021
Wonk:
Bullshit!
What am I suppos'd to do with that piece man? I ain't got no job, I'm just a jobless ugly mothafucka!
Well, i know one thing for sure......you are not alone
Re: How Not To Spend Your Salary! by anslemarinze52(m): 4:26pm On Apr 21, 2021
lilvicky68:
1..don't spend it at all be greedy to yourself..
2..Eat once per day..
3..delete and block calls from all family members..
4..instead of paying house rent,live under the bridge.
5... Wake up early and trek to work everyday..
Since you don't want to spend it na


lollzz

1 Like

Re: How Not To Spend Your Salary! by b0rn2fuck(m): 4:28pm On Apr 21, 2021
lilvicky68:
1..don't spend it at all be greedy to yourself..
2..Eat once per day..
3..delete and block calls from all family members..
4..instead of paying house rent,live under the bridge.
5... Wake up early and trek to work everyday..
Since you don't want to spend it na
And if him die, we go help them spend, no bi new things .
Re: How Not To Spend Your Salary! by Buke26: 4:33pm On Apr 21, 2021
If you save for a Rainy day.... It will soon start raining. Rather invest than saving

1 Like

Re: How Not To Spend Your Salary! by Buzx: 4:44pm On Apr 21, 2021
Avoid urgent 2k girls.

3 Likes

Re: How Not To Spend Your Salary! by Emperor5(m): 4:47pm On Apr 21, 2021
Pls more enlightenment about mutual fund....

Where can one invest on it?
What are the Minimum requirements?
What are the intrest rate?
Re: How Not To Spend Your Salary! by gentleguy1975: 4:50pm On Apr 21, 2021
seyicodes:
Please i still need a job ... i need a job please even if na driver i go do.. i get valid driver's license 3 years
iu sabi road for Lagos? if so u can get a job of 50k here in vi
Re: How Not To Spend Your Salary! by Mypeople2(m): 4:54pm On Apr 21, 2021
LauraClasikVibe:
HOW NOT TO SPEND YOUR SALARY!

Earning money is difficult whereas spending money is easy. So, it is necessary to spend judiciously. I have seen that sometimes a richer person is unable to manage his expenses because of extravagance whereas a poorer person manages is expenses successfully. A person should spend in such a way that he can save some money for future. Some guidelines for spending judiciously is given below:

Lessons
1. Don’t buy what you don’t need
2. Don’t borrow to buy wasting assets
3. Have a saving habit; it helps you in rainy day
4. Don’t try to impress anybody with your clothes or cars
5. Avoid friends who make you go into debt because you want to belong.
6. Have annual financial plans

Lastly, salary is never enough. Put your money in assets that can yield returns. such as Money Mutual funds, T-Bills, Digital Assets etc
Hmmm... na babe dey talk this one oo..Are you sure you practice what you preach ? Una too like buy buy
Re: How Not To Spend Your Salary! by hotwax: 4:55pm On Apr 21, 2021
car is a wasting asset.

dont get a car loan..its a trap.
Re: How Not To Spend Your Salary! by hotwax: 4:57pm On Apr 21, 2021
Oizee:
lol, and when he dies, people that never matter in his life will take it all..

yes..he came to serve the world.

I think of this. While I wake at 4:30am in the morning to go to work, some bro are sleeping till 10:00am.

These bros are waiting for something to happen to my enemy so they can come and claim my cars and house.

No way

2 Likes

Re: How Not To Spend Your Salary! by Phock2sweet: 5:08pm On Apr 21, 2021
mazichido:
Whenever you earn an income follow below steps -

1. SAVE - jejely put aside between 30% - 40% as savings

2. INVEST - I know it's not easy but endeavor to also reserve a portion say 10% - 15% for potential investment purposes.

3. SPEND/GIVE - now use the remainder to meet your concurrent expenditures and take care of other financial needs. As you spend kindly remember to reach-out to the needy and less privileged no matter how little ( I use God beg you cry ).
copied...thanks brother
Re: How Not To Spend Your Salary! by Jessepaid(m): 5:19pm On Apr 21, 2021
Buke26:
If you save for a Rainy day.... It will soon start raining. Rather invest than saving
hehehe...

it rains every fvcking day...

my niggar...
Re: How Not To Spend Your Salary! by Chummynoni(m): 5:28pm On Apr 21, 2021
hotwax:


yes..he came to serve the world.

I think of this. While I wake at 4:30am in the morning to go to work, some bro are sleeping till 10:00am.

These bros are waiting for something to happen to my enemy so they can come and claim my cars and house.

No way
lol. na that one b monkey dey work, baboon de chopcheesy
Re: How Not To Spend Your Salary! by seyicodes(m): 5:33pm On Apr 21, 2021
yes baba i sabi road and i fit do the work please
gentleguy1975:
iu sabi road for Lagos? if so u can get a job of 50k here in vi
Re: How Not To Spend Your Salary! by eodavids(m): 5:39pm On Apr 21, 2021
seyicodes:
Please i still need a job ... i need a job please even if na driver i go do.. i get valid driver's license 3 years

If you mean it, see my signature
Re: How Not To Spend Your Salary! by Arkmanbuddy(m): 5:40pm On Apr 21, 2021
LauraClasikVibe:
HOW NOT TO SPEND YOUR SALARY!

Earning money is difficult whereas spending money is easy. So, it is necessary to spend judiciously. I have seen that sometimes a richer person is unable to manage his expenses because of extravagance whereas a poorer person manages is expenses successfully. A person should spend in such a way that he can save some money for future. Some guidelines for spending judiciously is given below:

Lessons
1. Don’t buy what you don’t need
2. Don’t borrow to buy wasting assets
3. Have a saving habit; it helps you in rainy day
4. Don’t try to impress anybody with your clothes or cars
5. Avoid friends who make you go into debt because you want to belong.
6. Have annual financial plans

Lastly, salary is never enough. Put your money in assets that can yield returns. such as Money Mutual funds, T-Bills, Digital Assets etc

If your husband listens to this advice from you, the better for him.
Re: How Not To Spend Your Salary! by seyicodes(m): 5:43pm On Apr 21, 2021
i just checked now.. i didnt see anything there
eodavids:


If you mean it, see my signature
Re: How Not To Spend Your Salary! by eodavids(m): 5:55pm On Apr 21, 2021
seyicodes:
i just checked now.. i didnt see anything there

Good.

You have indicated you can do any job ( I understand you mean decent/lawful job).

Whatsapp me on 08124018383
Re: How Not To Spend Your Salary! by seyicodes(m): 5:58pm On Apr 21, 2021
eodavids:


Good.

You have indicated you can do any job ( I understand you mean decent/lawful job).

Whatsapp me on 08124018383
can i call you .. i dont have a whatsapp phone.
Re: How Not To Spend Your Salary! by Nobody: 5:59pm On Apr 21, 2021
MorataFC:
Op, theory is easy to analyze but what about practical?
In theory Fulham can beat Liverpool, man city, Chelsea barca bayern etc but let dem get to the field all their tactics will be forgotten cheesy

Re: How Not To Spend Your Salary! by Nobody: 6:07pm On Apr 21, 2021
gbami:
Well said.
1. Learn to save from 2-20% of your salary irrespective of how much you earn .
Benefit .It creates a habit.
2. Save your money in a hardly accessible account.
Benefit. So you won't be easily tempted to touch it.
3. Save before you spend.
Benefit. The other way round might leave you with almost nothing.
4. Invest in your save with your savings.
Benefit..The more you invest in yourself the more your earn.
5. Have 6 months 5% emergency fund.
Benefit .In case a healthy related problem comes
6. Your annual savings should be used for assets like lands and property not liabilities like cars and gadgets.
7. Avoid impulse buying.. If you have stayed without that thing for many years, giving it extra two weeks to think about it won't kill you.
Benefit..The urge may have died down after the wait.
8. Stop giving your hard earned money to lazy people. People that don't want to work but beg.
9.Read financial books.
Benefit..They have hidden secrets to wealth.
10. Diversify your source of income.
Benefit...Rat wey get one hole dey die quick.
More ,more. more
on top how much

Re: How Not To Spend Your Salary! by Nobody: 6:14pm On Apr 21, 2021
Survival first abeg, i no come live to suffer to save.

Re: How Not To Spend Your Salary! by dadamonie150: 6:16pm On Apr 21, 2021
well things are cost and the money is not enough anyway... the op make sense

Re: How Not To Spend Your Salary! by Obasanjoslim: 6:38pm On Apr 21, 2021
LauraClasikVibe:
HOW NOT TO SPEND YOUR SALARY!

Earning money is difficult whereas spending money is easy. So, it is necessary to spend judiciously. I have seen that sometimes a richer person is unable to manage his expenses because of extravagance whereas a poorer person manages is expenses successfully. A person should spend in such a way that he can save some money for future. Some guidelines for spending judiciously is given below:

Lessons
1. Don’t buy what you don’t need
2. Don’t borrow to buy wasting assets
3. Have a saving habit; it helps you in rainy day
4. Don’t try to impress anybody with your clothes or cars
5. Avoid friends who make you go into debt because you want to belong.
6. Have annual financial plans

Lastly, salary is never enough. Put your money in assets that can yield returns. such as Money Mutual funds, T-Bills, Digital Assets etc
motivational speaker

1 Like

Re: How Not To Spend Your Salary! by Obasanjoslim: 6:41pm On Apr 21, 2021
eodavids:


Good.

You have indicated you can do any job ( I understand you mean decent/lawful job).

Whatsapp me on 08124018383
hope u will not tell the young man to start selling GNLD products
Re: How Not To Spend Your Salary! by gbami(m): 6:43pm On Apr 21, 2021
Volkswagen90:
on top how much
Remember the statement I said... It creates a habit. If you can't save any percentage of money when you earn 10k.. you won't be able to save anything from 1million naira .
Habit, habit, habit.

3 Likes

Re: How Not To Spend Your Salary! by femi4: 6:46pm On Apr 21, 2021
LauraClasikVibe:
HOW NOT TO SPEND YOUR SALARY!

Earning money is difficult whereas spending money is easy. So, it is necessary to spend judiciously. I have seen that sometimes a richer person is unable to manage his expenses because of extravagance whereas a poorer person manages is expenses successfully. A person should spend in such a way that he can save some money for future. Some guidelines for spending judiciously is given below:

Lessons
1. Don’t buy what you don’t need
2. Don’t borrow to buy wasting assets
3. Have a saving habit; it helps you in rainy day
4. Don’t try to impress anybody with your clothes or cars
5. Avoid friends who make you go into debt because you want to belong.
6. Have annual financial plans

Lastly, salary is never enough. Put your money in assets that can yield returns. such as Money Mutual funds, T-Bills, Digital Assets etc
More like how to spend (i.e 3&6)

2 Likes

Re: How Not To Spend Your Salary! by justli: 6:50pm On Apr 21, 2021
lilvicky68:
1..don't spend it at all be greedy to yourself..
2..Eat once per day..
3..delete and block calls from all family members..
4..instead of paying house rent,live under the bridge.
5... Wake up early and trek to work everyday..
Since you don't want to spend it na


grin cheesy
Re: How Not To Spend Your Salary! by Layk(m): 6:53pm On Apr 21, 2021
Most employers especially private organizations are not helping matter at all. Things must change.
Re: How Not To Spend Your Salary! by justli: 6:58pm On Apr 21, 2021
My only advice: look into investing, even if it's just 20% of your salary on crypto for the long term. In two to three years time, you'll look back and thank the day you made that decision.

Second advice, get information. Be knowledge about the industry before you dive. Lots of sharks ready to lunch on the feeble

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