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What I Did To Online Loan Company After They Embarrassed Me (Pic) - Politics - Nairaland

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What I Did To Online Loan Company After They Embarrassed Me (Pic) by PowerOfLove: 5:22pm On Aug 30, 2021
Over 85% of Nigerians are not economically happy people and the present government has made lives even more difficult for people as hardship is at all time high. We never had it this bad in this country before. With all these, at times, you may find yourself in a situation where you just have to do anything to survive at that period. So I was in dire need as nothing was left with me. I reached out to the online loan people to borrow me some money to repay later and I was borrowed 20k. The sources I hoped to get money to repay failed and time was up. Note: that wasn't my first time of borrowing from them but because I failed this time, they decided to embarrass me by sending offensive messages to my contact list including my lecturer, relatives and ex-girlfriend. I really felt embarrassed.

Well, to cut the story short, the text below is what I sent to them to recover their money.

6 Likes 3 Shares

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by PowerOfLove: 5:23pm On Aug 30, 2021
Right or wrong?

1 Like

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by GRACETOLIVE(f): 5:25pm On Aug 30, 2021
Lol
Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Kastonkastroll(m): 5:30pm On Aug 30, 2021
Why is it that majority of Nigerians hate paying back their debts. Why? Isnt this wickedness. If they refused to give you the loan in the first place you will start abusing them.

Na so I borrow one idiot my money because I been pity his level of poverty. To pay me back became an issue that even the police got involved. Me and my money but the police were treating me like a criminal. Smh

106 Likes 1 Share

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by SlayerForever: 5:37pm On Aug 30, 2021
Keep yapping till you get arrested.

16 Likes 2 Shares

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by shawante(m): 5:44pm On Aug 30, 2021
PowerOfLove:
Right or wrong?
Oga go and pay back your loan and stop disgracing yourself... It's not as if they begged you to come and take loan from them

53 Likes 2 Shares

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by shawante(m): 5:45pm On Aug 30, 2021
PowerOfLove:
Over 85% of Nigerians are not economically happy people and the present government has made lives even more difficult for people as hardship is at all time high. We never had it this bad in this country before. With all these, at times, you may find yourself in a situation where you just have to do anything to survive at that period. So I was in dire need as nothing was left with me. I reached out to the online loan people to borrow me some money to repay later and I was borrowed 20k. The sources I hoped to get money to repay failed and time was up. Note: that wasn't my first time of borrowing from them but because I failed this time, they decided to embarrass me by sending offensive messages to my contact list including my lecturer, relatives and ex-girlfriend. I really felt embarrassed.

Well, to cut the story short, the text below is what I sent to them to recover their money.
. That's how you guys will be spoiling peoples business

34 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Nobody: 6:08pm On Aug 30, 2021
PowerOfLove:
Over 85% of Nigerians are not economically happy people and the present government has made lives even more difficult for people as hardship is at all time high. We never had it this bad in this country before. With all these, at times, you may find yourself in a situation where you just have to do anything to survive at that period. So I was in dire need as nothing was left with me. I reached out to the online loan people to borrow me some money to repay later and I was borrowed 20k. The sources I hoped to get money to repay failed and time was up. Note: that wasn't my first time of borrowing from them but because I failed this time, they decided to embarrass me by sending offensive messages to my contact list including my lecturer, relatives and ex-girlfriend. I really felt embarrassed.

Well, to cut the story short, the text below is what I sent to them to recover their money.
Mtcheww

Mr Man, go and pay back your loan. I hope them get your BVN and other bank details, so dem go deduct their money with interest from your account when money enter.

43 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Nobody: 6:11pm On Aug 30, 2021
Kastonkastroll:
Why is it that majority of Nigerians hate paying back their debts. Why? Isnt this wickedness. If they refused to give you the loan in the first place you will start abusing them.

Na so I borrow one idiot my money because I been pity his level of poverty. To pay me back became an issue that even the police got involved. Me and my money but the police were treating me like a criminal. Smh
I can't borrow person money again lai lai.

Person dey beg me, make I borrow am 30k this morning, say e go refund am before September 05. I tell am say I no get 30k wey I fit borrow am but is fit see 3k dash am sha.

23 Likes 2 Shares

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Elliotwaveforec: 6:19pm On Aug 30, 2021
shawante:
. That's how you guys will be spoiling peoples business

Which yeye business you dey do? You charge 50% in 10 days. You want people to be your slaves for life abi? You loan people are corporate robbers. Thief,. Tell me in BOFIA Act where they charge origination fee of 45% and the interest on every loan given.

If the interest and fraudulent origination fee is annualised, you thieves charge over 1200 percent per annum. Ole!

35 Likes 2 Shares

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Elliotwaveforec: 6:24pm On Aug 30, 2021
DubaiLandLord:
Mtcheww

Mr Man, go and pay back your loan. I hope them get your BVN and other bank details, so dem go deduct their money with interest from your account when money enter.

You're not smart, the card can be de-linked from the bank account. The worst you can do is to defame the borrower and if he wants to dig it with you, you'd pay through the nose. NITDA is there

8 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by goziem1982(m): 6:24pm On Aug 30, 2021
Please pay your loan.

2 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Lamasta(m): 6:28pm On Aug 30, 2021
The borrower is a slave to the lender OP pay that which you owe so that other people can see money to borrow....

7 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Nobody: 6:30pm On Aug 30, 2021
Elliotwaveforec:


You're not smart, the card can be de-linked from the bank account. The worst you can do is to defame the borrower and if he wants to dig it with you, you'd pay through the nose. NITDA is there
Your papa is blind to see where I wrote BVN abi? Abeg carry your rubbish comot my front. Maybe he go change him BVN number too grin

Swine!!

7 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Elliotwaveforec: 6:33pm On Aug 30, 2021
DubaiLandLord:
Your papa is blind to see where I wrote BVN abi? Abeg carry your rubbish comot my front. Maybe he go change him BVN number too grin

Swine!!

Slowpoke, with BVN or not, you can't do nothing. Do you want to freeze his account? There's nothing you can do, if he doesn't pay back.

8 Likes 1 Share

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Elliotwaveforec: 6:34pm On Aug 30, 2021
See as their agents full here like water; bunch of thieves.

17 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Elliotwaveforec: 6:38pm On Aug 30, 2021
People, if you're threatened over loan repayment online, simply report the thieves to NITDA.

23 Likes 1 Share

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by dlondonbadboy: 6:42pm On Aug 30, 2021
If you can’t meet their requirements why borrow from them in the first place? You borrrow and you don’t want to pay back and you think it’s smart? You are just stupiid.

Your word should be your bond. If you borrow 20k to pay on the 20th, make sure you have it by that 20th, otherwise sell your phone and pay the debt, don’t be a cursed idiiot. It is foolishness not wisdom.

36 Likes 1 Share

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Divoc19(f): 10:32pm On Aug 30, 2021
I heard some Nigerians purposely borrow with the intention of not wanting to pay back.

A customer told me this. I got a little uneasy Ha shocked some people get mind.

11 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by mightyhaze: 10:43pm On Aug 30, 2021
Some people are actually heavily cursed.. though they see themselves as smart . It's so unfortunate sad

7 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by yetunsbay(m): 11:23pm On Aug 30, 2021
DubaiLandLord:
Your papa is blind to see where I wrote BVN abi? Abeg carry your rubbish comot my front. Maybe he go change him BVN number too grin

Swine!!
with BVN.....nothing can be done
Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by yetunsbay(m): 11:24pm On Aug 30, 2021
dlondonbadboy:
If you can’t meet their requirements why borrow from them in the first place? You borrrow and you don’t want to pay back and you think it’s smart? You are just stupiid.

Your word should be your bond. If you borrow 20k to pay on the 20th, make sure you have it by that 20th, otherwise sell your phone and pay the debt, don’t be a cursed idiiot. It is foolishness not wisdom.
u should have contributed without insults. How are you different from those stupid loan companies

5 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Sirjamo: 11:24pm On Aug 30, 2021
Kastonkastroll:
Why is it that majority of Nigerians hate paying back their debts. Why? Isnt this wickedness. If they refused to give you the loan in the first place you will start abusing them.

Na so I borrow one idiot my money because I been pity his level of poverty. To pay me back became an issue that even the police got involved. Me and my money but the police were treating me like a criminal. Smh
Do not lend people an amount of money you cannot afford to let go, that policy never fails me.

4 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by yetunsbay(m): 11:25pm On Aug 30, 2021
Divoc19:
I heard some Nigerians purposely borrow with the intention of not wanting to pay back.

A customer told me this. I got a little uneasy Ha shocked some people get mind.
dem suppose do their due diligence naw
Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by BUSINESSMAN2: 11:33pm On Aug 30, 2021
PowerOfLove:
Over 85% of Nigerians are not economically happy people and the present government has made lives even more difficult for people as hardship is at all time high. We never had it this bad in this country before. With all these, at times, you may find yourself in a situation where you just have to do anything to survive at that period. So I was in dire need as nothing was left with me. I reached out to the online loan people to borrow me some money to repay later and I was borrowed 20k. The sources I hoped to get money to repay failed and time was up. Note: that wasn't my first time of borrowing from them but because I failed this time, they decided to embarrass me by sending offensive messages to my contact list including my lecturer, relatives and ex-girlfriend. I really felt embarrassed.

Well, to cut the story short, the text below is what I sent to them to recover their money.
and you are proud of it. Go and pay your loan my friend

4 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Shokoloko(f): 12:43am On Aug 31, 2021
PowerOfLove:
Over 85% of Nigerians are not economically happy people and the present government has made lives even more difficult for people as hardship is at all time high. We never had it this bad in this country before. With all these, at times, you may find yourself in a situation where you just have to do anything to survive at that period. So I was in dire need as nothing was left with me. I reached out to the online loan people to borrow me some money to repay later and I was borrowed 20k. The sources I hoped to get money to repay failed and time was up. Note: that wasn't my first time of borrowing from them but because I failed this time, they decided to embarrass me by sending offensive messages to my contact list including my lecturer, relatives and ex-girlfriend. I really felt embarrassed.

Well, to cut the story short, the text below is what I sent to them to recover their money.

Son, let me explain what will happen and I await any counter argument.
You dont have to repay that loan.
But this is what will happen if you don't pay.
Your name and BVN gets entered into the credit bureau as a debtor. Now if you dont have any plans to succeed and enlarge your business there is no point stressing yourself to pay.
But if you ever have a hope of going into business big time, or growing your business, that loan will hang on your neck and you will never be able to access any reasonable service from any financial institution.
Whether in partnership or Limited, the moment your BVN pops up in the bank and you or your company is trying to get any form of credit or bank guarantee, your loan will pop up and God help you, maybe by that time a small loan of N20k has become N2m and you really need a bank guarantee/reference to show your Chinese partners that your company or partnership is capable, then you will pay all plus interest accrued.
Someone said to report to NITDA. NITDA will only instruct that they should not send messages to your contacts.
NITDA cannot wipe your name out of the credit bureau of collections.

Let's try to be looking far into the future when we want to take some actions

41 Likes 6 Shares

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by leofab(f): 12:48am On Aug 31, 2021
Hmm
Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Depressed101: 2:32am On Aug 31, 2021
PowerOfLove:
Over 85% of Nigerians are not economically happy people and the present government has made lives even more difficult for people as hardship is at all time high. We never had it this bad in this country before. With all these, at times, you may find yourself in a situation where you just have to do anything to survive at that period. So I was in dire need as nothing was left with me. I reached out to the online loan people to borrow me some money to repay later and I was borrowed 20k. The sources I hoped to get money to repay failed and time was up. Note: that wasn't my first time of borrowing from them but because I failed this time, they decided to embarrass me by sending offensive messages to my contact list including my lecturer, relatives and ex-girlfriend. I really felt embarrassed.

Well, to cut the story short, the text below is what I sent to them to recover their money.
you are actually stupid to think you are winning them... Right now you have become a loan defaulter, it will be hard to get any other loans from anywhere here in nigeria.. Wherever you imput your bvn will show that you have defaulted on a loan therefore you will be denied any other loan, even after you have paid this loan off,.. It will be like that for many years... Now tell me who is the winner?

14 Likes 1 Share

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Freddykrueger: 3:13am On Aug 31, 2021
So you collect loan to use play alabi. Your ambition no get future.

6 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Validated: 4:46am On Aug 31, 2021
PowerOfLove:
Right or wrong?
Stupeed ... you have not only put yourself on loan defaulter list for 5 - 10 years, you have written your name in gold as an untrustworthy person. Any due diligence on you will flag it. You thought you are wise.
Lastly, you will pay the loan with interest and penalty.

13 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by pedrilo: 4:53am On Aug 31, 2021
This one is looking for who will validate his irresponsible act.

9 Likes

Re: What I Did To Online Loan Company After They Embarrassed Me (Pic) by Oshigun: 5:18am On Aug 31, 2021
PowerOfLove:
Right or wrong?

What you did is wrong and shows, like most Nigerians, you dont know how to take responsibility for your own failings or accept the consequences of yoir actions.

They gave you a loan and you failed to pay back and you then appear proud of your actions by sending cheeky replies over a situation that could have been avoided yet totally your own fault. Na wa for you sha.

7 Likes 1 Share

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