elbulk:


It's called medical necessity. A lot of times hospitals I beyond the medically necessary treatment. An enrolee signing isn't a thing. I will call a reputable organization that were defrauding HMOs in conjunction with hospitals. For respect reasons, I won't call the organization.
Treating someone isn't good enough but with necessity. The idea of insurance is that it should be the nearest minimum quality treatment as it is so anywhere in the world. How much premium do these companies pay? Hardly ever up to 100k per year per person. From my research Hygeia as a company pays an average of 700M per month to hospitals. That informed more strict measures where you will see a good percentage of claims was not even done.
Some will even want refunds for cosmetic things which insurance will never cover.

enonche85:


In other words the HMOs never cheat. Ok.

Ambode4g:
I am the HMO OFFICER in my hospital and i can tell you that the best HMO you can ever partner with is AXA MANSARD. You dont have to wait too long in the hospital with the quest of getting approvals for treatments. They are so widely accepted by many Hospitals and i think they do ROAMING PLAN too I.E YOU CAN USE THEM IN ANY HOSPITAL THAT HAS CONTRACT WITH AXA MANSARD. Concerning the cost though, it varies depending on the plan youre on. a person with a chronic illness might decide to opt for a bigger plan than someone who just want insurance for insurance sake. DONT EVER EVER EVER CHOOSE HYGEIA AS AN HMO. You will regret last last ni. Because the hospital will disrespect you and even Hygeia will let you down.

Top 3 HMOs according to my knowledge are
1. axa mansard
2. venus medicare
3. liberty blue

akezn:
AXA Mansard is good. They have a very wide coverage. We were using them before in my place of work, but the management decided to switch to Greenbay for reasons I can't really say. Greenbay is not doing badly though.

The irony of it all is that they deduct from my salary every month for it, but I hardly fall sick to visit a hospital.

Rubbiish:

How come u are the only one with a positive review on this hygeia? So many negative reviews about them on this thread!

omoharry:
Your money is what is then use for those that fall sick. That is insurance for you. If everybody decide to access care then the insurance cannot be able to pay for the services anymore.

omoharry:
Guys , which good HMO (Excluding Axa-Mansard) has Redington as part of their hospitals?. One with a relatively fair premium?

Okikiola914:

Leadway, I am currently using them after switching from Anchor. I must confess, they are 100% excellent.

ImaIma1:


Reliance HMO. It includes gym and spa. Really cool

FemdomQueen:


No make me laugh all these services are suspicious. I tried them and never again. They cover X-ray but when I tried to use it they said only broken bones. I needed a test and even though it was on their list as covered it had a fine print and made them not cover it. Reliance is a scam. I will never recommend

enonche85:


Big lie!!
I worked in a hospital and trust me, Hygeia can never be the best.

omoharry:
Hygeia is terrible. Please stay away from them. Dont mind some agent here that are Hygia staff. Off cos they will always paint it as a good HMO when its really bad.

Olumaeme:


One of the most useless hmo in Nigeria is hygeia.

AXA Mansard is the best.

Afodot0022:
Am suprised no one is mentioning HEALTH PARTNERS. See my own openion, all this HMO and even hospital using them are all scammers. They will never give you treatment they are meant to give you just because you are under a shitty packages. They keep giving u drugs of 300 which they know will not solve your health issues. I have choosen many hospitals thinking they got issues but they all the same and got issues when it comes to HMO. Now i prefer going to pharmacy to get drugs than going to hospital to waste my time and also wont get any good treatment despite the money being removed from my salary. Health partners are culprit in this.

Olumaeme:


Hyegia is terrible.

Eleojo123:
AVON HMO is the best way to enjoy life. Am Itodo Emmanuel and I work with AVON HMO. We have different packages that suit your pocket. Just can chat or call me on 08035229612. For more details

DuduParaPara:
Hello guys, based on experience and relationship, which HMO will you recommend for people to register with as at today September 9th 2021?

I also don't know about NHIS if it's good.

Reason I'm asking this is most times salary earners are the ones who benefit from this HMO stuff cos it's being withdrawn from their salary.

Now what about business people and market people aren't they supposed to benefit?

What HMO would you recommend and how much is the plan?

mozele:


I work with AXA Mansard.

Now i am not trying to market AXA Mansard to you but to help you in choosing the HMO that fits you.

in choosing HMO make due dilligence concerning the company's credibility during the years.

We have seen cases when these HMO guys enveloped or are unable to pay up hospital bills of their customers.

Now with regards to low salary earners and traders, there are various HMO Plans that can take care of their need without stress.

There are affordable HMO plans that they can go for which lasts between 6 months to a year.

and again, while choosing a HMO, ensure they cover hospitals that are close to reach in case of an emergency.

if you need more information concerning HMO plans across Nigeria, feel free to drop a comment
or send me a message: mnwokoye @ axamansard.com