Depending on your viewpoint, personalized ads--the kind that track your activity on the web to provide more relevant ads--can be either handy or manipulative and creepy.

Microsoft and other companies use cookies to track the sites you've visited, searches you've done, and other online activities. If you've recently been researching your next trip to the Caribbean, for example, you'll likely see some ads for Caribbean cruises in your Bing search results or Facebook feed. The personalized ads can be helpful by showing you deals you might be interested in, but they can also make you spend more money than you intend to. They can also share sensitive information with third parties depending on what you search for.

Microsoft lets you disable personalized ads in three areas: the ads connected to your Microsoft account, ads on Microsoft sites and partner sites, and ads in Windows. Here's how to opt out of personalized ads for all three.

Turn Off Personalized Ads in Your Browser and Microsoft Account

1. Navigate to https://choice.microsoft.com in your web browser.

2. Toggle off "Personalized ads in this browser". This forces Microsoft to show generic ads when you're on sites like MSN.com, Outlook.com, Bing search, and other Microsoft-related sites and partners, including those owned by AOL.


3. Toggle off "Personalized ads wherever I use my Microsoft account." This disables personalized ads for any site or app you sign on with your Microsoft account, such as Xbox, Windows, and Windows phone.


Turn Off Personalized Ads in Windows Apps
If you don't want to see personalized ads in Windows apps or Windows devices (even if you're not signed in with a Microsoft account):

1. Open Settings. You can do this from the Start menu in Windows.


2. Click on Privacy.


3. Turn off "Let apps use my advertising ID for experiences across apps."