If you have repeatedly been denied health insurance Georgia coverage because of a pre-existing health condition, you stand to benefit a lot from the changes coming through the health care reform acts. The federal government and the Department of Health and Human Services (HHS) have implemented a new program, called the Pre-Existing Condition Insurance Plan (PCIP). Although states can run this program themselves, twenty-one states have opted to allow the federal government to run and administer this program.

Until now, Georgia has not had a high risk pool for those individuals who do not qualify for individual health insurance Georgia policies. That means that up until now, many people were not able to purchase health insurance Georgia plans through the private market, because they were in poor physical health, or had a recurring medical condition. If an individual did not get health insurance Georgia coverage through their place of employment, then that person may not have had the opportunity to have health insurance Georgia coverage. Now, however, the federal government has established a program to help those Americans who have been uninsured for at least six months, and have been denied health insurance Georgia coverage due to a pre-existing health condition.

Also Visit: https://angelnumbers.net/

Coverage under the PCIP can become effectively as early as August 1st, 2010, if the prospective member’s application is received by July 15th. Unlike current health insurance Georgia plans, premiums will not be based on health status and pre-existing conditions will be acceptable. The premiums will more than likely be higher than current individual health insurance Georgia plan premiums. But since getting a health insurance Georgia plan has not been an option for these individuals, a high premium is a reasonable cost in order to have health insurance Georgia benefits.

Benefits under the PCIP will be similar to health insurance Georgia plan benefits. They will include a broad range of medical services, including specialty care. Hospital care and prescription drugs will also be covered services. These included benefits should be comparable between the PCIP and most individual health insurance Georgia plans. That is partly because the federal government is also regulating what services need to be included in most health insurance Georgia policies, and adapting federal guidelines to all of those.

For most people, purchasing an individual or family health insurance Georgia policy will still be the second most affordable option – after getting health insurance Georgia benefits through your place of employment. However, many people in Georgia did not have access to either of these options before now, so they will greatly benefit from having this PCIP opportunity.
However, if you are a full-time employee and can get health insurance Georgia benefits through your place of employment that is still a better option. If you apply to a group plan as an eligible employee, you will also not be denied health insurance Georgia coverage due to a pre-existing medical condition. Therefore, the group plan must approve your enrollment, and provide health insurance Georgia benefits to you.

Also Read: [url]angelnumbers.net/[/url]

You're right, I think it's unacceptable.