Good morning Nairalanders. I am very angry right now, because I just got the text message below.

Emmanuel obinenchi wokem with the number 7060856**** got a loan and it is now 17 days over due kindly help notify for repayment. Thank you. [Rushcredit]

I have never taken any loan before from these stupid loan apps or companies. And everytime they keep sending me this kind of text when another person defaults in repaying their loans.

Wetin concern me Why do these apps invade people's privacy like this?

How do they get my number to be sending me text for issues wey no concern me?

How can I report this and how do I stop it pls

I am tired, its very annoying and sometimes they send on WHATSAPP too

I have never gotten such text ...Maybe you need to change your circle man

One called me the other day and was reporting a girl that I know saying she borrowed money and the date is due and she has refused to pay. I called her to confirm if its true and she denied she has never borrowed money from them and told me they also called her mother..

Report them to lenderstaskforce@fccpc.gov.ng
Also copy info@nitda.gov.ng

The person that took the loan has your contact in his contact list, so the loan app copied it from there.

Elosky20:
The person that took the loan has your contact in his contact list, so the loan app copied it from there.

Wow is that not criminal

No i don't think so

NaijaOlosho:


Wow is that not criminal

This is very bad o, where are we going in this country. I don't think it is all of them that invade privacy. since when I have been using Fair money I have never had a cause to complain about their services.

NaijaOlosho:

Good morning Nairalanders. I am very angry right now, because I just got the text message below.


I have never taken any loan before from these stupid loan apps or companies. And everytime they keep sending me this kind of text when another person defaults in repaying their loans.

Wetin concern me Why do these apps invade people's privacy like this?

How do they get my number to be sending me text for issues wey no concern me?

How can I report this and how do I stop it pls

I am tired, its very annoying and sometimes they send on WHATSAPP too

How long have you been using fair money

Ramzyranks:
This is very bad o, where are we going in this country. I don't think it is all of them that invade privacy. since when I have been using Fair money I have never had a cause to complain about their services.

or the people in your circle don't use unlicensed loan companies. Maybe your circle uses Carbon or Fairmoney. those ones no dey blackmail people

FarahAideed:
I have never gotten such text ...Maybe you need to change your circle man

bigboychukstar:
or the people in your circle don't use unlicensed loan companies. Maybe your circle uses Carbon or Fairmoney. those ones no dey blackmail people

Yes I know someone that uses fair money so you might be right

You get the vibes lol, team fair money cannot relate to these stories flying around

bigboychukstar:
or the people in your circle don't use unlicensed loan companies. Maybe your circle uses Carbon or Fairmoney. those ones no dey blackmail people

fair money people no get stress

FarahAideed:


Yes I know someone that uses fair money so you might be right

Your circle is poor.

Is there a way to avoid blackmail from these loan sharks? :

Of course, first things first avoid taking loans from anyhow people.

okolojay:
Is there a way to avoid blackmail from these loan sharks? :

People should also avoid borrowing and trying to escape with what they borrowed. And also people should use real life loan apps. There are a lot out there, Fair Money, carbon, dole, branch etc

greychris:
Of course, first things first avoid taking loans from anyhow people.

The only way is to avoid the Lon sharks you talked about.

okolojay:
Is there a way to avoid blackmail from these loan sharks? :

So this is the way it works, a lot of these loan sharks are not registered with the government, so this gives them room to just behave anyhow because they know that nobody will check them. That is why people should need to wake up, there are a lot of digital banks that give reasonable loan out there. Fair money, carbon etc. I heard they are all good but I have only tried Fair money and I am good with it

okolojay:
Is there a way to avoid blackmail from these loan sharks? :

Yes ooo, fair money na the baba. Infact if you use this referral code MAAA05 to register they will give you something hooge

aramanda14:
So this is the way it works, a lot of these loan sharks are not registered with the government, so this gives them room to just behave anyhow because they know that nobody will check them. That is why people should need to wake up, there are a lot of digital banks that give reasonable loan out there. Fair money, carbon etc. I heard they are all good but I have only tried Fair money and I am good with it

I have never faced any black mail situation with tho. and I take loan frequently from fair money, my other friends take loans from fair money, some of them use carbon

okolojay:
Is there a way to avoid blackmail from these loan sharks? :

There's a way o, but will you follow the way?

okolojay:
Is there a way to avoid blackmail from these loan sharks? :

How long have you been using fair money. i just started and I am hoping to build up my credit score before January

aramanda14:
So this is the way it works, a lot of these loan sharks are not registered with the government, so this gives them room to just behave anyhow because they know that nobody will check them. That is why people should need to wake up, there are a lot of digital banks that give reasonable loan out there. Fair money, carbon etc. I heard they are all good but I have only tried Fair money and I am good with it

This is a very valid question a lot of people ask questions on this forum and they don't take the advice given to them. Use only loan apps that are known in the industry as being reliable. if you use Fairmoney, carbon, dole, etc, you can not be blackmailed

bigboychukstar:
There's a way o, but will you follow the way?

I have been using it for quite a while and i have been able to build my credit score to some extent and now i can borrow like 200k

bigboychukstar:
How long have you been using fair money. i just started and I am hoping to build up my credit score before January

Ramzyranks:
No i don't think so

So you are the sender, God go soon punish you

sexyshola1218:
This is a very valid question a lot of people ask questions on this forum and they don't take the advice given to them. Use only loan apps that are known in the industry as being reliable. if you use Fairmoney, carbon, dole, etc, you can not be blackmailed

it's dole a loan app

Use only licensed loan apps. However, you can actually stop them from sending messages to your contacts until you pay them.

temiregiddy:
fair money people no get stress

What if they default? What will fairmoney do?

Fair money will not debt shame them. they have even made it easier for people that want to collect future loans, just build your credit score with them, you can even use their product like fairsave to build it.

effort1:


What if they default? What will fairmoney do?