“MONEY is for a protection,” says the Bible. (Ecclesiastes 7:12) Because it pays for food, clothing, and shelter, money serves as a protection against the hardships associated with poverty. Indeed, in a material way, money can buy practically anything.
God’s Word encourages us to work hard so that we have the means to provide for ourselves and our families. (1 Timothy 5:8 Honest, hard work rightly brings feelings of satisfaction, dignity, and security.​—Ecclesiastes 3:12, 13.
There is a major danger associated with money. The danger is the love of money, which, usually brings unhappiness. “The love of money is a root of all sorts of injurious things, and by reaching out for this love some have been led astray from the faith and have stabbed themselves all over with many pains,” says 1 Timothy 6:10.
Hence, money lovers ‘stab themselves’ with endless frustration. Moreover, their greed contributes to poor relationships, unhappy family life, and even lack of proper rest. “Sweet is the sleep of the one serving, regardless of whether it is little or much that he eats; but the plenty belonging to the rich one is not permitting him to sleep.” (Ecclesiastes 5:12) Above all, the love of money earns God’s disfavor.​—Job 31:24, 28.
True Christians must especially be on guard because people in general are, as foretold, “lovers of money.” (2 Timothy 3:1, 2) True Christians who remain conscious of their spiritual need are not swept along with this wave of greed, for they possess something far superior to money. What is that? King Solomon added at Ecclesiastes 7:12b that “wisdom is for a protection” because it “preserves alive its owners.” What did he mean? Solomon was here pointing to the wisdom that is based on an accurate knowledge of the Scriptures and on a wholesome fear of God. Superior to money, such godly wisdom can save a person from countless pitfalls in life and even from a premature death.
Thus, in summary, Hebrews 13:5 says "Let your way of life be free of the love of money,while you are content with the present things.For he has said: “I will never leave you, and I will never abandon you.”