Certificate of occupancy is issued by the state governments and this officially leases Lagos land to you, the applicant, for 99 yrs. So what happens after the 99 yrs? Answer is still up in the air.

Accoding to the official Lagos State website, the procedure for obtaining C of O is a straight forward process. This is NOT so in reality. WHY?

WORK FLOW FOR STATE LAND CERTIFICATE OF OCCUPANCY
•Applicant purchases and submits application pack to LUAC and collects acknowledgement slip.

•Day Applicant collects letter of offer of allocation•Applicant pays for allocated land (within 90 days).•Applicant issued with letter of confirmation with plot and block number. (Full payments must be made before Plots & Blocks are allocated)•Scheme Officer processes application for C of O, signs off on the file and forward files to ES LUAC. 5 Days•Surveyor General provides Scheme Officer with digitized survey � 2 Days•ES LUAC approves processing and signs letter of allocation. ES LUAC signs off on the file, send file to the Senior Special Assistant to His Excellency (Lands), (SSA Lands). 2 Days•SSA (Lands) vets entire file and sends file/application with a covering memo to the Permanent Secretary Lands Bureau (PS Lands) � 2 Days•If file has a query, message is relayed back by notification•PS Lands signs off on the memo and sends file to His Excellency � 2 Days•His Excellency approves file and electronically signs the C of O � 2 Days•If file has a query, message is relayed back by notification

•Upon approval and signing of C of O by His Excellency, H.E signs off and sends file to the Deputy Registrar for further processing � 2 Days•Deputy Registrar processes file further, signs off and sends file to Registrar of Titles for final registration � 2 Days•Registrar of Titles registers the C of O, signs off and request for printing of C of O. � 1 DayTOTAL NUMBER OF DAYS = 21 DAYS

DOCUMENTS REQUIRED FOR STATE LAND CERTIFICATE OF OCCUPANCY

a. Formal Letter addressed to the Executive Secretary � Land Use and Allocation Committee, Block 13, Room 4, Lands Bureau, The Secretariat, Alausa, Ikeja.
b. Standard Allocation Form with Receipt. Lekki Pennisula Schemes, Abijo Commercial and Industrial (Form for Prime Land); other areas (Form for General).
c. Four Passport Photographs with white background.
d. Evidence of payment of Income Tax.
e. Current Development Levy (In case of company, Evidence of payment of Income Tax of Two Directors and Development Levy).
g. Survey Plan
h. All payment receipts of Land Charges
1. Vital Information Form

WORK FLOW FOR NON-STATE LAND CERTIFICATE OF OCCUPANCY

•Submission of Application and Vital Information Form for Certificate of Occupancy (by Applicant)
•Compilation of applicants names for publication, Title Search for previous Registration and Site Inspection. (21 days)
•Certificate of Occupancy Engrossment (by LUAC)
•Recommendation for execution of C of O (by E.S. LUAC, SSA LANDS & P.S. Lands)
•Execution of C of O (by His Excellency)
•Stamp Duty (by Commissioner for Stamp Duties)
•Registration of C of O (by Land Registry)•Collection of executed and registered C of O (by Applicant through

DOCUMENTS REQUIRED FOR NON-STATE LAND CERTIFICATE OF OCCUPANCY

a. Formal Letter addressed to the Executive Secretary � Land Use and Allocation Committee, Block 13, Room 4, Lands Bureau, The Secretariat, Alausa, Ikeja.
b. Completed Certificate of Occupancy Form with receipt.
c. Land Information Certificate with receipt.
d. Four original Survey Plan (2 cloth and 2 paper).
e. Four Passport Photograph with white background.
f. Sketch Map of the Site Location
g. Purchase Receipt Duly Stamped.
h. Evidence of payment of Income Tax
i. Current Development Levy. (In case of Company, Two Directors Tax Clearance and Development Levy).
j. Publication Fee - N10,000.00
k. Capital Contribution Fee subject to a minimum of N30,000.00
l. Building Plan Approval if developed.
m. Copy of Tenement Rate Receipt (if occupied).


Source: http://www.lagosstate.gov.ng/index.php?page=subpage&spid=515&mnu=module&mnusub=ministry&mpid=22

If this is the case, why is it difficult to obtain a C of O?

How much did you pay for your c of O?

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