The National Health Insurance Scheme (NHIS) was introduced in Nigeria in 1999 and launched in 2005 to ensure quality and affordable health care for all Nigerians. NHIS is a social health insurance system managed by the Federal Ministry of Health. Health care services are provided under the scheme by Nigerians contributing a certain amount each month.
The purpose of this blog post is to discuss the benefits of the National Health Insurance Scheme

The Advantages of the National Health Insurance Scheme
- Protection against expensive medical bills: It helps to protect people against the financial risk of expensive medical bills. This is important because medical care can be very costly, and many people cannot afford to pay for it themselves. When you are a member of the scheme, you will only have to pay a copayment fee for certain health services, and in some cases, you may not have to pay anything at all. For example, if you need to see a doctor for a consultation, you will only have to pay 10% of the consulting fee if you are an NHIS member. This is much lower than the consultation fee, which could be as high as 30% if you do not have insurance.

- Access to quality healthcare: With the NHIS, you can receive treatment at any accredited hospital or clinic. This means that you will receive high-quality medical care from trained professionals. The scheme ensures that accredited health facilities meet certain standards in terms of the quality of care they provide.

- NHIS contributes to improving maternal and child health outcomes: One of the key benefits of the scheme is free maternity care for all pregnant women. The scheme covers the cost of delivery, antenatal care, and postnatal care for pregnant women, as well as the cost of immunizations and treatment for young children. The NHIS has helped to reduce the number of maternal and child deaths in Nigeria, and it has also helped to improve the quality of care for pregnant women and families with young children

- Affordable premiums: The NHIS offers highly affordable premiums, making it accessible to low-income earners. In addition, the NHIS offers discounts on health insurance premiums for members who participate in healthy lifestyle activities.

- It helps to promote preventive healthcare: When people have health insurance, they are more likely to visit the doctor for regular check-ups and screenings. This is important because it helps to detect health problems early and prevent them from becoming worse. For example, if you have diabetes, regular check-ups can help to prevent complications such as heart disease or stroke.

- Covered services: The NHIS covers a wide range of medical services, from doctor's visits to laboratory tests and X-rays. The NHIS also covers the cost of medications and hospitalisation.

- Coverage for pre-existing conditions: The NHIS covers pre-existing conditions, so you can get the treatment you need even if you have a chronic illness. This means that all residents of Nigeria can access quality healthcare, regardless of their medical history.

- Discounts on medication: By being a member of the NHIS, you can enjoy discounts on your medication at participating pharmacies. In order to enjoy these discounts, you will need to present your NHIS card when you make your purchase.

- Peace of mind: With health insurance, you can rest assured knowing that you and your family are covered in case of an emergency.

All Nigerians should have health insurance to improve their health. Enrolling in health insurance is essential if you don't already have one.

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