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5 Things To Know Before Choosing A Health Care Plan - Health - Nairaland

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5 Things To Know Before Choosing A Health Care Plan by mymedicalbank: 8:07pm On Feb 20, 2023
Health insurance plans can be confusing, but they don’t have to be. Choosing the right insurance plan for you and your family doesn’t have to be complicated. When choosing a healthcare plan, keep these five things in mind:

1. Know your needs: What type of coverage do you need? What are your health concerns?

2. Know your budget. How much can you afford to spend on premiums and out-of-pocket costs?

3. Know your options. What types of plans are available? Which insurers offer them?

4. Know the details. What does the plan cover? What are the deductibles and copayments?

5. Know the risks. What if you get sick or have an accident? Will the plan cover you?

Know your needs when choosing a health care plan
Assess your healthcare needs: Start by evaluating your healthcare needs, including any pre-existing conditions, current medications, and medical history. Consider factors like how often you see a doctor if you need specialist care, and if you require coverage for specific procedures or services.

Before you can choose the right healthcare plan for you, it is crucial that you take the time to assess your own needs. Consider factors such as your age, your health history, your current health status, your lifestyle, and your family’s health needs. If you have chronic health conditions, be sure to find a plan that covers your specific needs. Once you have a clear understanding of your own health needs, you will be in a better position to choose a plan that meets those needs.

Know your options before choosing a healthcare plan
Understand the different types of plans: There are different types of healthcare plans, including Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Point of Service (POS) plans. Each plan has its own benefits and limitations, so it is important to understand the differences between them.

Compare the health care plans
Compare plans: Once you have identified your healthcare needs and the types of plans available, compare the plans offered by different insurers. Look at the costs, including premiums, deductibles, and copays, as well as the benefits offered, such as prescription drug coverage and access to specific healthcare providers.

Re: 5 Things To Know Before Choosing A Health Care Plan by mymedicalbank: 12:02pm On Mar 08, 2023
Re: 5 Things To Know Before Choosing A Health Care Plan by alfredkingsley3: 9:11pm On Mar 08, 2023
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Re: 5 Things To Know Before Choosing A Health Care Plan by mymedicalbank: 1:01pm On Mar 17, 2023
Top 7 Best Hospitals in Lagos, Nigeria: Your Ultimate Guide to Quality Healthcare
We are highlighting the top hospitals in Lagos, Nigeria, considering that Nigeria has a population of over 206 million people, and Lagos alone is home to over 14 million individuals, which is approximately 7% of the country’s population. It is important to note that Nigeria is made up of 36 states, including the Federal Capital Territory (FCT).

In addition, if the remaining population of Nigeria (about 192 million people) were evenly distributed among the other states, each state would have an average population of approximately 5.3 million, which is less than half the population of Lagos state.

It is often said that the level of a nation’s prosperity and the availability of top-notch medical services at reasonable prices are key indicators of its well-being.

However, in Nigeria, due to the absence of health insurance schemes designed to address the health needs of every eligible citizen, accessing top-quality medical facilities remains a major challenge, particularly for the average Nigerian living below the poverty line. Therefore, it is crucial to have easy access to the best hospitals and medical services available.

As the population of Lagos state continues to grow, there has been a national discourse on the importance of high-quality and sufficient healthcare facilities. The demand for the best hospitals has become a crucial factor in addressing the healthcare needs of the state.

Ranking the top 7 best hospitals in Lagos, these are various criteria that were considered:

Quality of healthcare services provided: This involves assessing the medical equipment, technology, expertise, and general performance of the hospital’s medical staff.
Patient satisfaction: This involves analyzing feedback from patients about their experiences with the hospital, such as waiting times, treatment outcomes, and the overall quality of care received.
Accreditation and certifications: This involves checking if the hospital has been accredited by recognized bodies that evaluate the quality of healthcare services, such as the Joint Commission International (JCI) and the National Accreditation Board for Hospitals & Healthcare Providers (NABH).
Hospital facilities and infrastructure: This involves evaluating the physical facilities of the hospital, such as the quality of the building, equipment, and level of cleanliness.
Affordability: This involves assessing the cost of healthcare services offered by the hospital and comparing them with other hospitals in the area.
Accessibility: This involves analyzing the ease of access to the hospital, such as its location, availability of parking spaces, and public transport links.
Specializations and services offered: This involves considering the range of services and specializations offered by the hospital, such as pediatrics, cardiology, neurology, and so on.
We are presenting a list of the 7 best medical health facilities (hospitals) in Lagos, without any specific ranking order. We recognize that readers may have their own preferences and opinions on this topic, and we welcome your input. Our aim is to provide a useful resource for those seeking informed guidance when making decisions about healthcare options.

1. First Consultant Hospital
Although First Consultant Hospital has long been considered one of the top hospitals in Lagos, many were not aware of its reputation until it demonstrated its ability to control and manage the first outbreak of the Ebola Virus in Nigeria.

The virus was introduced into the country by a Liberian man named Patrick Sawyer, but the professionalism and selflessness displayed by First Consultant Hospital in containing its spread were commended by the Ministry of Health and the nation as a whole.

Many people owe their lives to the hospital’s management during this crisis. Dr. Stella Adadevoh, one of Nigeria’s heroines, played a crucial role in controlling the virus until she became infected and ultimately died from it.


Her selfless contribution to her country will always be remembered. Since then, First Consultant Hospital has continued to grow and expand its services, as evidenced by numerous positive testimonials and reviews from satisfied patients. It is no surprise that the hospital is now ranked among the top 7 best hospitals in Lagos.

Pros of first consultant hospital according to Google My Business reviews:

Skilled and experienced medical staff: Many reviewers appreciate the competence of the hospital’s doctors, nurses, and other medical professionals.
Comprehensive medical services: First Consultant Hospital is known for offering a wide range of medical services, including emergency care, surgery, laboratory tests, radiology, and more.
Clean and modern facilities: Several reviewers mention the hospital’s modern and well-maintained facilities, which include private rooms, comfortable waiting areas, and state-of-the-art equipment.
Good customer service: Some reviewers praise the hospital’s staff for being friendly, helpful, and attentive to their needs.
Efficient operations: Many reviewers report that they received prompt and efficient care at First Consultant Hospital, with minimal wait times for appointments or procedures.
The Radiology department uses advanced imaging technology to provide accurate diagnoses and treatment.
Professional and welcoming atmosphere with friendly and attentive staff members.
Cons of First Consultant Hospital, according to Google My Business reviews:

High costs: Some reviewers mention that First Consultant Hospital’s services can be expensive, which can be a barrier for some people who need medical care.
Inconsistent service quality: Some reviewers report inconsistent quality of care, with some staff members being more helpful and attentive than others.
Communication issues: A few reviewers mention that they had difficulty getting clear information from hospital staff about their medical conditions, treatments, or billing.
Limited parking: First Consultant Hospital has limited parking space, which can be a challenge for patients and visitors who need to park their vehicles.
Long wait times: A few reviewers report long wait times, both for appointments and in the hospital’s waiting areas.
2. St. Nicholas Hospital
St. Nicholas Hospital is a renowned healthcare facility with over six decades of experience in the health sector. It is one of the most popular hospitals in Nigeria and has been consistently ranked among the best hospitals in Lagos and Nigeria as a whole.

However, some have opined that the hospital flies in surgeons from other countries, while others believe that the surgeons are contracted from federal government hospitals like LUTH, UCH, and UBTH. Regardless of the source of the surgeons, the hospital has a reputation for ground-breaking surgeries.
read the full article here https://resources.mymedicalbank.com/top-7-best-hospitals-in-lagos-nigeria-your-ultimate-guide-to-quality-healthcare/

Re: 5 Things To Know Before Choosing A Health Care Plan by mymedicalbank: 2:08pm On Mar 23, 2023
10 Benefits Of Telemedicine In Nigeria
Telemedicine-Mymedicalbank
What is Telemedicine?
Benefits of Telemedicine
Improved access to healthcare
Cost-effective – Benefits Of Telemedicine
Increased efficiency – Benefits Of Telemedicine
Improved patient outcomes – Benefits Of Telemedicine
Improved quality of care – Benefits Of Telemedicine
Reduced waiting times – Benefits Of Telemedicine
Increased patient satisfaction – Benefits Of Telemedicine
Better healthcare coordination – Benefits Of Telemedicine
Increased healthcare access for marginalized populations
Improved healthcare infrastructure – Benefits Of Telemedicine
What is Telemedicine?
The benefits of Telemedicine are too numerous to mention all at once, there has been an increase in the use of telemedicine in recent years since it allows patients to access medical care from a distance and is a more accessible method of delivering health care in recent years.

Using technology, such as video conferencing and mobile health applications, telemedicine enables medical consultations and treatments to be carried out from a distance using several technologies.

Several benefits are associated with this innovative healthcare method, from improved access to medical care for underserved populations to cost savings and improved patient outcomes.

In this article, we will go into more detail about the various benefits that can be derived from telemedicine and how this technology is being used to revolutionize the healthcare industry in general.

Benefits of Telemedicine
Improved access to healthcare
The use of telemedicine has made healthcare more accessible to patients in Nigeria, especially those living in rural and underserved areas, who may not have access to traditional medical facilities.

How does telemedicine work in healthcare?

Cost-effective – Benefits Of Telemedicine
It is believed telemedicine will reduce the cost of healthcare in Nigeria since it removes the need for patients to travel long distances to access medical care, reducing the cost of healthcare.

Increased efficiency – Benefits Of Telemedicine
Compared to traditional medicine, telemedicine allows patients in Nigeria to be seen more quickly. Doctors can provide medical consultations remotely, making receiving diagnostic, treatment, and management of their illnesses easier.

5 Vital Reasons Businesses Need to Invest in Telemedicine

Improved patient outcomes – Benefits Of Telemedicine
Doctors can diagnose and treat medical conditions more quickly using the technology that is available in Nigeria through the use of telemedicine, thereby preventing the progression of diseases and improving patient outcomes.

Improved quality of care – Benefits Of Telemedicine
With telemedicine, medical professionals can collaborate with and consult with specialists worldwide to improve Nigeria’s health care quality.

Unlocking Better Health with Telemedicine: A Must-Read for Nigerians



https://resources.mymedicalbank.com/10-benefits-of-telemedicine-in-nigeria/

Re: 5 Things To Know Before Choosing A Health Care Plan by mymedicalbank: 1:19pm On Mar 30, 2023
Differences Between Telehealth and Telemed
Telemedicine and telehealth are terms that are often used interchangeably, but they have different meanings.
Telemedicine also Known as tele-practice is defined as the practice of medicine using electronic communication, information technology, or other means between a doctor in one location, and a patient in another location with or without an intervening health care provider. While Telehealth refers broadly to electronic and telecommunication technologies and services including internet video conferencing storing forwarded images streaming media and whatever communications are used to provide care and services at a distance.

10 Benefits Of Telemedicine In Nigeria

For example, telemedicine includes conducting diagnosis tests, closely monitoring a patient's progress after treatment or therapy, and facilitating access to specialists that are not located in the same location as the patient.
while telehealth includes a wide variety of remote care services beyond the back-to-patient relationship.

Telemedicine refers specifically to remote clinical services telehealth can refer to non-clinical

Telemedicine refers specifically to the remote delivery of clinical healthcare services using telecommunications technology, such as videoconferencing or telephonic consultations, between a healthcare provider and a patient who is not in the same physical location. Telemedicine enables healthcare providers to diagnose, treat, and monitor patients without the need for an in-person visit.

5 Benefits Of Personal Health Records (PHR)?

Telehealth, on the other hand, is a broader term that encompasses a wide range of remote healthcare services, including telemedicine. Telehealth includes any use of telecommunications technology to support healthcare delivery and education, from remote patient monitoring to mobile health apps to health information exchange.

Telemedicine and telehealth are similar concepts, but there are some key differences between the two:

Scope: Telemedicine is a subset of telehealth. Telemedicine specifically refers to the use of technology for remote clinical care services, such as virtual consultations, diagnoses, and treatment. Telehealth, on the other hand, encompasses a broader range of services, including education, public health initiatives, and remote monitoring of patients.

How does telemedicine work in healthcare?

Purpose: The purpose of telemedicine is to provide remote medical care to patients who cannot access in-person care due to distance, disability, or other factors. Telehealth, however, can serve a variety of purposes, from improving healthcare access to promoting preventative health initiatives to reducing healthcare costs.

Technology: Telemedicine typically involves the use of real-time video conferencing or phone consultations to deliver medical care remotely. Telehealth, however, can involve a variety of technologies, including mobile health apps, remote monitoring devices, and electronic health records.

Provider types: Telemedicine is typically provided by licensed healthcare providers, such as doctors, nurses, and therapists. Telehealth services, on the other hand, can be provided by a variety of healthcare professionals, educators, and public health specialists.

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Overall, telemedicine is a more specific term that refers to the use of technology to deliver clinical care services remotely, while telehealth encompasses a broader range of healthcare services that leverage technology to improve healthcare access, delivery, and outcomes.

In summary, telemedicine refers specifically to the use of technology for clinical care services, while telehealth is a broader term that includes all remote healthcare services.

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