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Apps that pay you for saving money in Nigeria are:

Piggyvest

With Piggyvest, you can save in Naira or dollars. You can also choose to save daily, weekly or monthly, depending on your preference. You can also save towards a specific target or goal as well as the choice to place a withdrawal restriction on the account.

Cowrywise

This app also allows its users to make automated and manual savings. You can also save using the periodic savings plan which enables you to save daily, weekly and monthly. Your daily returns are credited to your Cowrywise account by 12am each day.

Cowrywise

Interest rates on Cowrywise are very dynamic. The interest rate shown to you when you begin your plan is the one that remains till the plan ends.

You can also pause any of your saving plans on Cowrywise too. You can also set the withdrawal date and the interest you earn at withdrawal. Cowrywise also has an interest-free savings option for individuals who don’t support interest on savings due to either religion or personal reasons.

Kuda bank

Because Kuda is a digital-online bank, all its operations happen through smartphones. Kuda also fits the bill as one of the best saving apps in Nigeria. With a Kuda bank account, there are no monthly fees. you get a free debit card delivered to you. Kuda banks also offer loans to their customers too.
Interest rates for the savings plan on Kuda bank is 15% annually.

V bank

V bank is owned by VFD microfinance bank. You can open a V bank account in 2 minutes with a smartphone. The V app allows its users to track their expenses and income, group budgets, and set spending limits. This digital bank also claims it does not charge any fees for transactions to other V accounts or accounts of other banks. V Bank gives you up to 12% interest on your savings.

SumoTrust

It also has an autosave feature that allows you to save automatically. With this, you can set how much the app should save for you and how or when the saving happens.

SumoTrust doesn’t charge its users for their transactions. So there are no hidden fees with this App.SumoTrust is also a secure app where your money will be safe.

On this savings platform, there are several savings plan to choose from. SumoTrust Offers high-interest rates of up to 15% on its platform.


carbon

Carbon is another digital bank in Nigeria, it offers savings plans to Nigerians that help them earn more on their savings.

With Carbon, you can also create a bank account, create physical debit cards and virtual cards in Nigeria. You can also make payments from the Carbon app, keep track of your credit history with the free carbon credit report and also access loans too.

Sparkle

Sparkle is another digital bank in Nigeria similar to the likes of Kuda bank, Carbon and V bank. Which are some of the most popular saving apps in Nigeria.

Sparkle allows you to save by creating a unique savings plan where you can save daily, weekly, monthly or even randomly. You can also save the esusu (ajo) way by saving with a group of people on Sparkle.

TrueSaver

Truesaver is one of the growing saving apps in Nigeria that helps people save in groups just like the local Ajo or Esusu. With this saving method, you’re forced to save till the end of the savings cycle.

Truesaver offers 10% interest on savings for a user. However, you have to activate the interest option whenever you start a savings plan on Truesaver


Bundle

Bundle Africa is a social payments app for sending and receiving cash and crypto. Asides from being able to trade cryptocurrencies, Bundle allows you to save in dollars (BUSD – the crypto version of the dollar) using its Bundle vault feature.

Bitnob

Bitnob is a fintech app that allows you to buy, save and invest in Bitcoin in Nigeria. You can save daily, weekly or monthly in bitcoin for at least $1 with the Bitnob app.

Stephsoma23:
Apps that pay you for saving money in Nigeria are:

Piggyvest

With Piggyvest, you can save in Naira or dollars. You can also choose to save daily, weekly or monthly, depending on your preference. You can also save towards a specific target or goal as well as the choice to place a withdrawal restriction on the account.

Cowrywise

This app also allows its users to make automated and manual savings. You can also save using the periodic savings plan which enables you to save daily, weekly and monthly. Your daily returns are credited to your Cowrywise account by 12am each day.

Cowrywise

Interest rates on Cowrywise are very dynamic. The interest rate shown to you when you begin your plan is the one that remains till the plan ends.

You can also pause any of your saving plans on Cowrywise too. You can also set the withdrawal date and the interest you earn at withdrawal. Cowrywise also has an interest-free savings option for individuals who don’t support interest on savings due to either religion or personal reasons.

Kuda bank

Because Kuda is a digital-online bank, all its operations happen through smartphones. Kuda also fits the bill as one of the best saving apps in Nigeria. With a Kuda bank account, there are no monthly fees. you get a free debit card delivered to you. Kuda banks also offer loans to their customers too.
Interest rates for the savings plan on Kuda bank is 15% annually.

V bank

V bank is owned by VFD microfinance bank. You can open a V bank account in 2 minutes with a smartphone. The V app allows its users to track their expenses and income, group budgets, and set spending limits. This digital bank also claims it does not charge any fees for transactions to other V accounts or accounts of other banks. V Bank gives you up to 12% interest on your savings.

SumoTrust

It also has an autosave feature that allows you to save automatically. With this, you can set how much the app should save for you and how or when the saving happens.

SumoTrust doesn’t charge its users for their transactions. So there are no hidden fees with this App.SumoTrust is also a secure app where your money will be safe.

On this savings platform, there are several savings plan to choose from. SumoTrust Offers high-interest rates of up to 15% on its platform.


carbon

Carbon is another digital bank in Nigeria, it offers savings plans to Nigerians that help them earn more on their savings.

With Carbon, you can also create a bank account, create physical debit cards and virtual cards in Nigeria. You can also make payments from the Carbon app, keep track of your credit history with the free carbon credit report and also access loans too.

Sparkle

Sparkle is another digital bank in Nigeria similar to the likes of Kuda bank, Carbon and V bank. Which are some of the most popular saving apps in Nigeria.

Sparkle allows you to save by creating a unique savings plan where you can save daily, weekly, monthly or even randomly. You can also save the esusu (ajo) way by saving with a group of people on Sparkle.

TrueSaver

Truesaver is one of the growing saving apps in Nigeria that helps people save in groups just like the local Ajo or Esusu. With this saving method, you’re forced to save till the end of the savings cycle.

Truesaver offers 10% interest on savings for a user. However, you have to activate the interest option whenever you start a savings plan on Truesaver


Bundle

Bundle Africa is a social payments app for sending and receiving cash and crypto. Asides from being able to trade cryptocurrencies, Bundle allows you to save in dollars (BUSD – the crypto version of the dollar) using its Bundle vault feature.

Bitnob

Bitnob is a fintech app that allows you to buy, save and invest in Bitcoin in Nigeria. You can save daily, weekly or monthly in bitcoin for at least $1 with the Bitnob app.

Sumotrust is not so great, they have withheld customers funds and prevented them from withdrawing for a while now.