Winock is a holdings company incorporated in Nigeria to provide an ecosystem of sustainable services to micro businesses through duly registered and licensed subsidiary companies. We are inspired to provide services to micro businesses because they contribute significantly to economic sustainability and social wealth creation.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Abuja (FCT)
Employment Type: Full-time

Job Description

Continuously analyse and recommend improvement on credit risk management framework, processes and systems.
Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
Prepare the credit appraisal and review forms for approval within the agreed turnaround time
Ensure loan documentation in line with product program and credit policy of the bank and ensure that any breaches are properly authorised at the correct approving level
Recommendation of credit proposals to Management for Approval
Monthly rendition of credit data to credit bureau and periodic update of customer information
Periodic review and update of Credit Policy, Credit Product Papers to facilitate efficient work flow
Conducting credit search from an approved Credit Bureau for facilities
Qualifications

Candidates should possess a Bachelor's Degree with at least 2 years experience.
Key Skills and Competencies:

Analytical skills
Good communications
Good knowledge of accounting and relevant lending ratios
Strong financial analysis skills
Able to assess character of potential clients
High degree of professional ethics, integrity and responsibility.
Highly organized, proactive, ability to work independently and take ownership of tasks assigned.
Team player with the ability to work under pressure and ability to work with a wide variety of people and maintain an excellent business relationship.
High sense of confidentiality and discreteness.

How to Apply

APPLY HERE