.

Deposit mobilization.

Opening of accounts, especially New to bank .

This is there major job function

, drive savings deposits and e-banking channels. I doubt DSAs do risk assets, though they can ask you to bring any you see, for the sake of the branch paying you salary.

-You will have number of accounts target. Daily/weekly/monthly. You will also have deposit targets. Something like, 3accts a day, 15/week, 60/month. 5-10m deposit a month. You mustn't do all, 50% and above can keep you afloat.

- You might be lucky to get someone that will give you huge deposits which would make you earn big in commissions. If not, you have to start from the scratch to mobilize deposits. You go waka ehn, all the market people go know you.

- You get your pay (and commissions), leave allowance, pension, christmas rice/groundnut oil. Not so sure of their package, but nothing special.

- You'll be restricted on types of accts to open. Leave some for the bigger people (core staff).

- You will grow to be a very angry somebody when you see the bank employing core staff that are your mates and some your junior. You can't escape this feeling of anger o.

- You will start showing your anger, nagging over the poor treatment and sometimes acts of rebellion/insubordination.

- Maybe you will be an extraordinary DSA and your bank will try to convert you. It is not because they like you too much, paying you as a core staff is cheaper than your commission at that point.


I understand the country is hard, but if I have to be a banker- core staff or nothing. Know what you are getting into. E hard