The manual " HOW TO OBTAIN LOANS FROM MICROFINANCE BANKS WITHOUT COLLATERAL" was relleased on friday, 14th Sept,2007 by HECONCEPTS. It contains
   
(1).  7 proven strategies on how to raise capital without borrowing
   
   (2) Names, addresses, and contact information of individual, phillantropic and corporate
      organisations in Nigeria and overseas who give INTEREST FREE loans without
      collateral.
   
  (3) How to obtain loans from Nigerian microfinance institutions (banks) without collateral
       in 24Hrs. Guaranteed.
   
  (4) Names and addresses of these microfinance institutions in all the 36 states of the
       federation and FCT.
       , and more.

 The cover price for the manual is #4,000. A discount of #1000 is given for order made on or before Saturday 22nd Dec,2007
 
 For more information and order details call 08050639572, 07032620698.

Shipping outside Lagos attracts extra #1000 for courrier.NO extra charge for Lagos residents.

helo sir. it's so nice to see such an information like this, but my main concern is that how true, genuine & authentic
these informations can be and from what source because Nigerians now can do anything to make money forgeting completely what integrity stands for, all they are just interested is your MONEY, so please enlighten me on the manual, the source or the author and i dont even mind speaking the persons concerned before thinking of buying one, thanks & once again i really appreciate your contribution.


adetoyese aliyu
08023082145
e-mail: adetoyese.aliyu@zenithbank.com