chikason22:

Which bank sent you to do this PR. E no go work. OPAY has come to stay. The best of all the best. Say something else.

Mexyz:

He is simply telling you the truth, most of you think the commercial banks are threatened, meanwhile all these fintechs partner with them.
Your declined transactions or dispense error on fintech platforms are processed and refunded by such partnership.

Pascal9:
you are misinformed, if they are not threatened, let them allow the consumer make their choice, i have never allowed my funds to stay in any commercial bank to stay a minute, and i know millions do it, if your soo call commercial banks don't change this there fraudulent practices in 5yrs many of them will be history.forget those dubious profits. If those profits are real why is most of them going down

Mexyz:


Just laughing out loud here, if only you know how banking work, you won't be talking about dubious profits or Banks going extinct in 5yrs time.
Anyways no wahala boss, I hear you.

kingi777:
Since April 2nd 2023, I used POS to buy petrol at a filling station along Kubwa express way in Abuja, the transaction got declined while N7000 was debited. I've written emails to them which they responded and asked me to forward the receipt. Since then they have not been responding to messages and I don't know their physical office in Abuja. Since then, I hardly do serious transactions with this Opay. If it was normal conventional banks, one can easily resolve transactions issues online or at their branches. I brought up this information here to see if there's any guidance on how to get my money.

Mexyz:


Just laughing out loud here, if only you know how banking work, you won't be talking about dubious profits or Banks going extinct in 5yrs time.
Anyways no wahala boss, I hear you.

Besuccesful:
Opay is the best as far as I am concern. I have stop using commercial banks for a long time now. Dem won use charges injure me. Moya japa go where life is easier (Opay)

Before month end I do get opay cash back like #2,000 and above whenever I buy data, airtime etc. My bank has never given me anything if I bought data or airtime from them.

Also, Opay have one of the best network. Infact if you want your transaction to reflect immediately use opay. Nigerian banks should learn business method from Opay honestly.

kingi777:
Since April 2nd 2023, I used POS to buy petrol at a filling station along Kubwa express way in Abuja, the transaction got declined while N7000 was debited. I've written emails to them which they responded and asked me to forward the receipt. Since then they have not been responding to messages and I don't know their physical office in Abuja. Since then, I hardly do serious transactions with this Opay. If it was normal conventional banks, one can easily resolve transactions issues online or at their branches. I brought up this information here to see if there's any guidance on how to get my money.

Gentlesoul2021:
I. Cannot even transfer to palmpay, ND kuda. Does the restrictions limit to that too

Benblaq:
I abandoned my GT and FCMB accounts for close to two years now because of the charges and deductions I can not explain. Someone recently sent money to my FCMB because she couldn't find opay using ussd, before the money even dropped it had reduced. I saw RECRY Q1 card maintenance fee, RECRY Q2 card maintenance fee and what and what not, .. the money reduced annoyingly. I don't even use their cards. These traditional banks make customer service very difficult and still complain when people run away.

You people better not tamper with our mobile banks that have made "I don send am, I never see am, wait small" a story of the past.

kingi777:
Since April 2nd 2023, I used POS to buy petrol at a filling station along Kubwa express way in Abuja, the transaction got declined while N7000 was debited. I've written emails to them which they responded and asked me to forward the receipt. Since then they have not been responding to messages and I don't know their physical office in Abuja. Since then, I hardly do serious transactions with this Opay. If it was normal conventional banks, one can easily resolve transactions issues online or at their branches. I brought up this information here to see if there's any guidance on how to get my money.

kingi777:
Since April 2nd 2023, I used POS to buy petrol at a filling station along Kubwa express way in Abuja, the transaction got declined while N7000 was debited. I've written emails to them which they responded and asked me to forward the receipt. Since then they have not been responding to messages and I don't know their physical office in Abuja. Since then, I hardly do serious transactions with this Opay. If it was normal conventional banks, one can easily resolve transactions issues online or at their branches. I brought up this information here to see if there's any guidance on how to get my money.

kingi777:
Since April 2nd 2023, I used POS to buy petrol at a filling station along Kubwa express way in Abuja, the transaction got declined while N7000 was debited. I've written emails to them which they responded and asked me to forward the receipt. Since then they have not been responding to messages and I don't know their physical office in Abuja. Since then, I hardly do serious transactions with this Opay. If it was normal conventional banks, one can easily resolve transactions issues online or at their branches. I brought up this information here to see if there's any guidance on how to get my money.

papagiddy:
Well.. that's good
.if that's d case....the way and manner pple are dropping opay terminal for moniepoint dey shock 😲...Every where in moniepoint terminal....Opay needs to sit up oo.or else... otilo!!

Coronavirus123:
This clueless govt should tackle insecurity and provide regular power supply as this will encourage but farmer and producers and watch how inflation will reduce drastically and Naira will continue to appreciate against the dollar not some stupid coastal highway to siphon money.

SmartyPants:


What you don't know is that the majority of these digital banks still have to partner with conventional banks to function.

Do the banks seem worried to you? Lol. They are posting record profits.

Nasri100:


I love the online banks in Nigeria, especially Opay. It’s fast and got easy access like Cashapp

But ridiculous people think commercial banks will pack up because of Opay and Palmpay.

Do you have a clue the volume of transactions these banks do in a day? Do people think banking is all about transfers?

Do you realize these commercial banks can create money out of nowhere and an integral part of the economy?

Damn People are not well informed.

Besides it’s God, Government and then commercial Banks. Never forget that.

d5fada:
Yeah this works!

Really enjoyed my stay with Opay and PocketApp by Piggyvest. for years now i've dumped traditional conventional banks.

Funny enough, for years GTB showed me shege! But my PocketApp uses a GTB number and it's seamless... There's something these fintechs know that the big guys have refused to know or they know but refuse to use...

kingi777:
Since April 2nd 2023, I used POS to buy petrol at a filling station along Kubwa express way in Abuja, the transaction got declined while N7000 was debited. I've written emails to them which they responded and asked me to forward the receipt. Since then they have not been responding to messages and I don't know their physical office in Abuja. Since then, I hardly do serious transactions with this Opay. If it was normal conventional banks, one can easily resolve transactions issues online or at their branches. I brought up this information here to see if there's any guidance on how to get my money.

Hezzyluv:
Digital banks the slayers of commercial banks.

bouncin04:
Summary please

highbee02:
₦41,700 was sent to my STANBIC ibtc and ₦700 was deducted for using USSD, ditto for UNION bank. I quickly moved the remaining ₦41k to my Opay account.

The commercial banks are useless, all of them very useless

Pascal9:
go and sit your ass down, you are one of them

Hezzyluv:
Digital banks the slayers of commercial banks.

jrobbins:


Ridiculous and Ignorant lots

Ask them what's the meaning of Letter of Credit(LC), Various Forms, Advanced Payment Guarantee(APG), etc and they'd just be quiet.


If you have a shop and I come to buy Goods worth say 3million and pay in cash, how will they deposit it into their so called Opay account if not because commercial banks exist?

Can you pay school fees to a foreign institution using Opay?

How about world remits and it's likes.

These guys thinks banking is just transfer alone...

kingi777:
Since April 2nd 2023, I used POS to buy petrol at a filling station along Kubwa express way in Abuja, the transaction got declined while N7000 was debited. I've written emails to them which they responded and asked me to forward the receipt. Since then they have not been responding to messages and I don't know their physical office in Abuja. Since then, I hardly do serious transactions with this Opay. If it was normal conventional banks, one can easily resolve transactions issues online or at their branches. I brought up this information here to see if there's any guidance on how to get my money.

Coronavirus123:
This clueless govt should tackle insecurity and provide regular power supply as this will encourage but farmer and producers and watch how inflation will reduce drastically and Naira will continue to appreciate against the dollar not some stupid coastal highway to siphon money.