Celebrities › Re: Ngozi Okonjo-Iweala Taking A Cultural Dance Steps In Geneva (Video) by Akalia(m): 11:17am On Jul 07 |
No mama swagga like her. She got the bragging right. Igbo women always ahead of women from the other ethnic groups in Nigeria since time immemorial. |
Education › Re: The Most Educated Children In Nigeria By Ethnicity - StatiSense by Akalia(m): 8:10pm On Jul 03*. Modified: 2:31am On Jul 04 |
Igbo are the smartest ethnic group in Nigeria when it comes to formal education. |
Family › Re: “Once African Women Make Money, The First Person They Disrespect Is Their Husban by Akalia(m): 6:37pm On Jul 03 |
Ojagun: Personally,i believe African/Nigerian men should stop trying to control women. Thinking constantly about controlling women as a man,is the mindset/mentality of pathetically weak,insecure men. Leave the women alone to roam free and if they later decide to perch someplace and build a nest,then let them.If they don't,also let them be.It is their right/choice. You sound like a weak man. So if I go all through the troubles to marry a woman and make her well being my responsibility as my wife, I should not set defined boundaries or rather principles that she must respect? Naturally, whom so ever carries the burden of responsibility towards others enjoys the privileged position of having some leverage or control over the ones he/she is responsible for. |
Crime › Re: ATM Fraudster Forced To Dance And Twerk In Benin-City by Akalia(m): 3:10pm On Jul 02 |
The person urging him to display different dance moves is crazily funny. "Oyaa Wayne your waist" "oya twerk, twerk".  |
Pets › Re: Lhasa Apso: Pure Or Not? by Akalia(m): 9:11pm On Jun 29 |
yemmit90: Can one get a Dog like German shepherd or Rott and be giving it normal food we eat at home withiout necessarily has be special or selective foods for Dogs?
A guy told me I can raise Eskimo like that, and it will be fine. protein must be part of your dog's diet, if you decide to do homemade food rather than buying pricy premium dog dry and wet food. |
Pets › Re: My Dog Is Depressed (pictures) by Akalia(m): 7:28pm On Jun 29 |
Your dog bears features of boxer breed. She's cute just needs to be fed more so that her body stature will fill out. |
Politics › Re: Dickson And Kwankwaso Meet, Reaffirm Commitment To Multi-Party Democracy by Akalia(m): 10:07pm On Jun 28 |
Good. No headway for BAT to build a one party system. |
Phone/Internet Market › Re: No Case, No Wahala: Why Itel Power 80 Is Built Tough For Everyday Use by Akalia(m): 7:12pm On Jun 26 |
ITEL P40 plus made me fall in love with the brand. Guys get yourself an ITEL today. |
Romance › Re: You'll Find Love Without Money. But Only When You're A Boy by Akalia(m): 1:10pm On Jun 26 |
AccidentedCars: Someone will read this and think "so poor people can't love?"
Of course they can. I literally said you will FIND love without money.
But preserving it? Sustaining it? Being the person who shows up when it counts – not with grand gestures, but with ₦85,000 that makes the difference between her walking into that room defeated or walking in ready?
That requires money.
Not luxury. Not Lekki Phase 1 money.
Just "the kitchen is stocked, the lights are on, we're not trekking in the sun, and when something important comes up, I can MOVE" money.
If that sounds like luxury to you, then you understand the problem even better than I do. Bro you seem to be fixated on what you can offer to your woman rather than in actually setting standards for yourself. Every account of spending money in your story revolves around your woman. Ask yourself if you ain't got no money would she stick with you? Try test that your woman's loyalty with a challenging life, you seem to have it all rolling soft and easy for her. |
Politics › Re: Senate Passes State Police Bill, empowers Govs to appoint Police Commissioners by Akalia(m): 9:55pm On Jun 24 |
demstone: WITH TINUBU'S COURAGEOUS REFORMS EVEN D BLIND ARE BEGINNING TO SEE A WEALTHY FUTURE FOR NIGERIA
MARK MY WORD WHEN TINUBU COMPLETES HIS 8YRS
HE WOULD NOT JUST B THE FADA OF MODERN NIGERIA, JUST AS HE IS IN LAGOS
HE WOULD B D SUPREME EADER OF MODERN NIGERIA... Any future built at the detriment of many would demand more detrimental costs to sustain. Tinubu is building a modern Nigeria that will take shape in the future without ensuring the availability of security of lives and the means of livelihood of the masses in the present and you think that the modern future would come to be?have you seen where development festers in the face of alarming multi-faceted insecurity? Oga you are just a stooge, abeg hush. |
Foreign Affairs › Re: Iranian President Says Without Missiles His Country Would Be ‘just Like Gaza’ by Akalia(m): 9:13pm On Jun 24 |
Adversity has a way of revealing the undeniable power of our strengths which we were unaware of prior. Iran came, saw, and conquered. Even without a military nuclear program, Iran packs a formidable punch with their advanced conventional missile systems program that can hurt any superpower nation. |
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Politics › Re: Senate Passes State Police Bill, empowers Govs to appoint Police Commissioners by Akalia(m): 8:51pm On Jun 24 |
Basic123: TINUBU WILL BE REMEMBERED BY WELL MEANING NIGERIANS FOR MANY LANDMARKS REFORMS (Most are what pundits all agreed on their importance but each president have always been scared to touch because of fair and politics)
-Subsidy removal -liberalization of forex -TAX Reform -NELFUND -LG Autonomy -Lagos-Sokoto highway -Lagos-Badagry Highway -MMIA reconstruction -Regional commissions in all geopolitical zones -Electricity devolution and decentralization bill -Latest STATE POLICE Let me put it to you that all these aforementioned achievements are all inconsequential because of the rising ugly heads of insecurity and economic hardship in Nigeria as at today. The stings of insecurity and economic hardship is felt badly by the majority of Nigerians as at today;this is in sharp contrast to the gains of those achievements which are not felt by the majority of the masses except a privilege few. So it's better BAT got it right with security and economic prosperity than those propaganda achievements you enumerated up there. |
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European Football (EPL, UEFA, La Liga) › Re: French Court Confirms Hakimi Will Stand Trial For Rape by Akalia(m): 1:50pm On Jun 19 |
Why are men always falling into this trap abroad. As a man you have many options to relieve yourself of conji which includes, marrying, masturbation, hiring escorts , knack your fellow man... |
Family › Re: I Am 46 Years Old And I’ve Never Been Married – Lady Explains Why by Akalia(m): 9:34am On Jun 18 |
OmoOshodi: just another Love Machine warrior.. ranting about how she decides to live her life succinct. Thanks. |
Family › Re: I Am 46 Years Old And I’ve Never Been Married – Lady Explains Why by Akalia(m): 8:23am On Jun 18 |
Can someone pls summarize? |
Travel › Re: I Want My Family And I To Migrate To Luxembourg by Akalia(m): 9:13pm On Jun 17 |
Here to learn cos I wanna japa with my family too. Latest next year. |
Politics › Re: IMF: Nigeria To Spend Over Half Of Revenue On Debt Servicing In 2026 by Akalia(m): 3:32pm On Jun 17 |
HacheNoire: In as much as we still have a lot of work to do, we still have to be thankful and same time applaud our past and previous administration for prudent debt.
If we must compare our self with same climes like the US where debt has surpassed GDP, then you will start appreciating we stand.
With our country blessed with a leader like His Excellency, President Asiwaju Bola Ahmed Tinubu (GCFR), we are definitely in safe hands. Thunder wey dey vex na your portion. |
Business › Re: Latest Ways To Receive Amazon KDP Royalties In Nigeria by Akalia(m): 9:03am On Jun 17 |
Thank you. I think Raenest is working on getting adopted by Amazon KDP as PSP. |
Politics › Re: Bandits Launch Over 50 Attacks In One Week - Police Report by Akalia(m): 3:45pm On Jun 15 |
These bandits are offshoot of different terrorists groups. The idea is to spread groups' tentacles or presence to distant regions across the country so splitting into smaller but more mobile cells would hasten the theyr reach. So bandits should be considered terrorists as well. |
Forum Games › Re: Which Of These Glasses Has Been Filled Correctly? by Akalia(m): 3:16pm On Jun 15 |
C |
Politics › Re: Nnamdi Kanu's Detention Makes No Sense, I Will Speak With All Agitators - Obi by Akalia(m): 7:37am On Jun 13 |
FSBoperator: Ok oh
Kanu was only trolling Nigeria from his UK studio
His labelling of the Nigeria you hope to govern being a zoo that must be destroyed is just free speech.
His orders to his minions to target and kill security personnel in the SE is just empty talk.
Empty talk that saw the army couple waylaid by Kanu's goons, beaten, tortured, raped and beheaded with the woman's privates mutilated was just empty talk.
His orders for his goons to kill any Fulani they see in the forests of the SE is also empty talk.
I believe this Obi is going senile or he has been a mad man that he is all these while. I swear down as an igbo man I don't want perter obi in power, he would divide this country deeper than the divided state the country is in currently. PO is pro IPOB; he has never acknowledged or condemned the mayhem perpetrated by radical armed groups in the southeast inspired by MNK'e hate speech. |
Celebrities › Re: BNXN Relocates To The US, Says "Lagos, More Expensive Than US" by Akalia(m): 2:54pm On Jun 10 |
I just love this guy, he is super cool. |
Travel › Re: President Tinubu Commissions OSEX Main Carriageways In Abuja by Akalia(m): 8:35am On Jun 10 |
I opine based on available facts, that BAT administration is good at executing infrastructural projects. I give it to him. |
Celebrities › Re: Peggy Ovire Accuses Frederick Leonard Of Sleeping With A Married Mother Of 4 by Akalia(m): 8:25am On Jun 10 |
DaudaTheSexyGuy: So if I bang your wife you will come and arrest me? 
Under which law?
Na only mumu policeman go gree follow you  if you bang my wife and I find out, I will part ways with her but as for you, you will go down 6ft because you broke men's code. A real man does not touch what belongs to another man-wife. It's an unforgivable taboo. |
Romance › Re: I Cancelled My ₦6M Wedding On The D-day, Left Her Stranded - Man (video) by Akalia(m): 8:03am On Jun 10 |
WhiteIverson: Thank you for proving my point Audio millionaire
No wonder you use Audiomack  Mr Audio  Don't mind that fellow. Real rich people don't talk like that. |
Romance › Re: I Cancelled My ₦6M Wedding On The D-day, Left Her Stranded - Man (video) by Akalia(m): 12:09am On Jun 10 |
Thundafireseun: Nah poverty dey worry you...
6m is chicken change Yes 6 million is relatively a pittance to big shots, agree but the OP is a crash dummy and a sore looser. He probably is not sweating legitimately to earn money. |
Pets › Re: Stray Dog Throws Ebonyi Government House Into Panic As Workers Flee For Safety by Akalia(m): 2:03pm On Jun 09 |
Na my Rottweiler be that. |
Business › Re: I Earn ₦500,000/month But I Am Poorer Than When I Was Earning ₦150,000 In 2019 by Akalia(m): 7:44am On Jun 08 |
Ifeoluwadev: Before anybody calls me a liar or a complainer, sit down and read this first. Because I have numbers. And numbers don't lie.
In 2019, I was earning ₦150,000 per month. Junior staff. I was not rich at all. But I was comfortable. I could breathe.
Today in 2026, I earn ₦500,000 per month. On paper that is more than 3x growth. I should be living large. I should have savings. I should be talking about investments by now.
Instead I am broke before the 25th of every month.
Let me show you exactly why.
THE NAIRA ITSELF In 2019, one dollar was roughly ₦360. Today in 2026, one dollar is over ₦1,500.
The naira has lost about 75% of its value against the dollar in 7 years. So anything imported, whether electronics, medicine, baby products or even some food, now costs 4 times what it used to.
My ₦500k today equals roughly $333. My ₦150k in 2019 was worth roughly $416.
Read that again.
I earn more naira but fewer dollars. In real purchasing power I have gone backwards even though my salary tripled on paper.
FOOD
In 2019, I fed myself comfortably for around ₦30,000 per month. Decent food, market twice a week, occasionally a small restaurant.
Today that same lifestyle costs me at least ₦120,000 and that is me managing carefully.
| Item | 2019 | 2026 | |---|---|---| | Bag of rice (50kg) | ₦18,000 | ₦85,000+ | | Cooking gas (12.5kg) | ₦3,500 | ₦18,000+ | | Groundnut oil (4 litres) | ₦2,800 | ₦12,000+ | | Tomatoes (paint bucket) | ₦800 | ₦5,000+ | | Full chicken | ₦2,500 | ₦10,000+ | | Big loaf of bread | ₦350 | ₦1,500+ |
My food budget went up by 400%. My salary went up by 233%. The food is winning.
RENT
In 2019, I paid ₦350,000 per year for a decent one bedroom in a Lagos suburb. That is about ₦29,000 per month if you break it down.
Today that same apartment, same area, same size, same leaking ceiling, is ₦1.2 million per year. That is ₦100,000 per month equivalent.
I now spend 20% of my gross salary on rent alone. And landlords still want one to two years upfront. So every renewal season I need to drop over ₦1 million at once like I am buying land.
ELECTRICITY AND GENERATOR In 2019, NEPA was bad but manageable. Fuel was ₦145 per litre. My monthly gen fuel was around ₦8,000.
Today petrol is close to ₦1,500 per litre. My monthly generator fuel alone is ₦45,000. And NEPA is still giving me the same 4 hours they gave me in 2019. Nothing changed on their side except the bills went up.
TRANSPORT
Bus from my estate to office in 2019 was ₦150 each way. That is ₦300 per day, about ₦6,600 per month.
Same route today is ₦700 minimum each way. ₦1,400 per day. Nearly ₦31,000 per month.
Ride hailing? Multiply that by three. I now spend between ₦30,000 and ₦50,000 every month just moving my body from home to work and back.
SO WHERE DOES THE ₦500K GO?
| Expense | Monthly | |---|---| | Rent (broken down monthly) | ₦100,000 | | Food and groceries | ₦120,000 | | Generator fuel | ₦45,000 | | Transport | ₦35,000 | | NEPA bill | ₦18,000 | | Airtime and data | ₦12,000 | | Toiletries and misc | ₦20,000 | | Tithe | ₦25,000 | | **Total** | **₦375,000+** |
That leaves me ₦125,000 for savings, emergencies, hospital, clothes, sending money home, school fees if you have children, and anything unexpected.
In 2019 on ₦150,000, my total expenses were under ₦90,000 and I had ₦60,000 left. That leftover was worth $167 at the time. My ₦125,000 leftover today is worth $83.
I saved more real money when I earned less. That is not a feeling. That is arithmetic.
THE PART NOBODY TALKS ABOUT Beyond the numbers, what has changed is how money feels.
In 2019, seeing ₦100,000 in my account felt like safety. Like I had options. Like I could breathe easy.
Today I see ₦500,000 land on payday and my first feeling is anxiety, not happiness. Because I immediately start calculating what is owed, what is running out, what will still not be enough.
That shift from feeling okay to feeling like you are always one emergency away from trouble, even as your salary grows, is what this economy has quietly done to the Nigerian middle class.
We are not imagining things. We are not lazy. We are not bad at managing money. We are just running on a treadmill that keeps speeding up.
MY QUESTION TO NAIRALANDERS: What was your salary in 2019 and what is it today? Are you genuinely better off or are you like me, earning more and living less?
Drop your numbers in the comments. No judgement for anybody. Let us count together. OP I want to presume that you are still a bachelor and if I am right I can't help but think that you are actually living above your means. For a bachelor, 500k salary is relatively a fat salary this is of course if you don't shoulder the responsibility of providing for someone else as a breadwinner. See, I earn just about the same salary as you earn and I am a family man (2 kids, one wife), I can tell you for free that I am able to save up to 20% out of what I earn. But I must agree with on a general note that the cost of living in Nigeria as at today is really on the crazy high side compared to some years back, no thanks to the draconian fiscal policies of this regime. The money at hand today is of less purchasing value compared to what it would had been a couple of years back. We are all just getting by, God continue to help us. |
Crime › Re: How Police Rescued Olaide Busayo Adegoke John-Paul & Twin Sons (Video) by Akalia(m): 8:54am On Jun 07 |
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Celebrities › Re: There Is A Quest To Islamize Nigeria And It Is Happening Slowly - Verydarkman by Akalia(m): 8:19pm On Jun 06 |
Islamizing Nigeria would tantamount to splitting of the country into different independent geographical regions.
The only parts of the country that can be systematically and easily islamized are the ones that relatively have the highest number of adherents of Islam than other religions-that includes the whole of northern Nigeria and parts of SW and maybe SS but you see SE na no go area. |