Greetings to political gladiators in this forum. I'm particularly worried about the level of grassroot underdevelopment in most LGAs in Nigeria. Despite autonomic reforms made to promote their efficiency, and draw government institutional presence to local areas, the govt now seems farther to the people than it was nearer envisaged at its creation. This is made manifest in their poor living standards due to inadequate sustainable empowerment programmes. The effect of this inadequacy is increased urban congestion, higher crime rate, incessant killings and other unethical but harmful cultural practises that debases our ecological system. Please share your thoughts on 1. What the likely causes of LGAs inefficiency are 2. the plausible solutions to this malady
3. Is further fragmentation and creation of LGAs necessary? Help me gather necessary points for my seminar paper.
your input is highly appreciated.

We are dead!
This policy no doubt will encourage bank lending
Revive Non Performing loans
and perhaps reduce interest rate on loans( if its intended to favour the Masses).
But believe you me if by now majority who are living on bank debt still can't afford $1 perday. I wonder what will happen when the policy is implemented.
Perhaps Many businesses would be volcanically erupted in bankruptcy. Gross unemployment would result thereby creating more problems than intended to solve.

This policy is rather suitable in developed countries like USA that encourages credit purchase, where you can even afford a car with $0 in your account depending on t&c.

In Nigeria no credit today come tomorrow
What baffles me the most is how Nigeria banks exploit customers under the guise of monthly account or card maintenance. Even if you don't have up to #52.50 in your account forget it they will debit it leaving your account with negative sum. That's a verified experience with access. May God help Nigeria. We are lost

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Witch hunting

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SIZWE BANSI IS DEAD yet his voice is still loud and clear speaking against the ills of SA.