₦airaland Forum

Iamblessed8888:
Stanbic on 17% 😲😲😲😲. The OG is back in play

Imalwayshorny:
University of Sunderland

BGTranslation:
Every week we translate documents from English into Bulgarian for many applicants. I guess they get approval.
The procedure is somewhat slower than previous years, document turnover increased only in the last two weeks.

Olammi:
Most English-taught programs in Spain don’t strictly require IELTS. What schools usually ask for is proof of English proficiency, which can be a Medium of Instruction (MOI) letter from your school or, in some cases, confirmation from the Ministry of Education.

Regarding tuition, yes,there are expensive private universities, just like in any country. But there are also private institutions with moderate and affordable fees, depending on the program and school.

For proof of funds, it’s compulsory this applies to virtually all countries. However, getting a Spain study visa is quite straightforward once you understand the correct documents to prepare and present properly.

amnotapervert:
I know I write a lot and my statements are usually long but I answered all your question but I will answer again.

Yes — if you enroll in another program after your first year, you’ll need to show proof of funds again when applying for a new study permit or extension (unless you already qualify for PGWP and plan to work instead).

Badadvisor:
Just Forget Canada now except you just Wan waste money

amnotapervert:
Good evening 👋

Let me break this down for you clearly:

1. Using Fixed Deposit as Proof of Funds (POF)

Yes, a fixed deposit / mutual investment fund certificate can work, but IRCC is very particular about liquidity. A few things to ensure:

Evidence of history – show that the fixed deposit account has been active for some time (not just recently created for visa purposes). Provide the certificate + account statement covering the period.

Liquidation proof – if you’re liquidating, get an official letter/statement from Stanbic IBTC confirming liquidation and transfer of funds into your personal (Access Bank) account.

Bank statement (main account) – make sure your Access Bank account shows the inflow from Stanbic and that the balance reflects the required POF. Include 6 months’ statement to prove financial consistency.

Letter of explanation (LOE) – attach a simple explanation in your study permit application: explain that you had the funds invested in a fixed deposit for safekeeping and have now liquidated them to make funds available for your studies.

At this point, the key is to make your Access Bank account look strong and reliable*at the time of application. Immigration officers want to see you have funds readily available, not locked away.

2. Strengthening Your POF

To solidify:

Get official bank reference letters from both Stanbic IBTC and Access Bank confirming account ownership, balances, and dates.
Ensure no sudden suspicious large deposits shortly before application (except the liquidation inflow, which you’ll explain).
if possible, add sponsor’s affidavit (if applicable) or show multiple sources (e.g., partial family support, scholarship, etc.) to diversify.

3. If You Do Another Program After 1 Year ( FYI do not tell IRCC you want to do another program after 1 year for now)

Yes — if you enroll in another program after your first year, you’ll need to show proof of funds again when applying for a new study permit or extension (unless you already qualify for PGWP and plan to work instead).

Example: If you finish a 1-year program and apply for another program, IRCC expects to see POF for that new program (tuition + 1-year living expenses).
If you transition directly to PGWP, you don’t need POF anymore.

Gerrard59:
Okay, I am sorry for my harsh words.

Regarding undergraduate, the information is scarce because most courses, and I am not sure your programme is excluded, are offered in Japanese. Also, there is the EJU, which is an entrance examination for foreigners into Japanese universities at the undergraduate level. My concern is your age, as language schools might be hesitant in admitting you. An overlooked aspect in undergraduate education outside Nigeria (even if na Ghana) is funding. How do you intend to fund this education for the next 3-4 years?

The other option is to use your HND to apply to national universities as a research student (minimum of six months and max of 12 months). If asked about your degree status, do well to explain the differences and put forward your distinction result to show how brilliant and disciplined you are. The other option is to apply to English teaching jobs, which will offer you an entry into the country, then you can pivot to a degree-based education as you save up some funds.

For Japan, the bottleneck isn't the visa but the admission and funding. Once the admission is secured and the school is satisfied with your funding arrangements, the COE is mailed, and with the COE, visa issuance is almost certain.

Gerrard59:
Shey you have seen what I talked about? Na you dey answer these people. The one I responded to, if not for the spam bot, he would have blocked me because I don't understand why someone will come to a 50+ thread without reading from the beginning to know how far.

To show how unserious the person you replied to is, read here:

Anyone who had read the last ten pages would not ask about the bold, but innately indolent people do so, and unfortunately, do so for a living!

Amycanada:
it's well

amnotapervert:
Yes but why are you using it for a study permit ?

nickae:
Use the old app, it is working well there, the new app is something else

destinychildolu:
Congratulations for paying your full tuition and also for having 21k. If you live within budget, you might not spend more than 13k while you keep the remaining for part payment of your second programme. You should be able to get a job under 6 months

ifeanyija:
I also Want to apply, do the have PGWP courses ? Also can dependants join the student?