My Dad works for the Nigerian Navy and he has sworn that over his dead body will a son of his join the military.

illicit:
My phone

They only temper with your phone when you don't payback and once you pay back the plugin is automatically deleted.

Boogyman557:
Holly Gram real matters. WTF MAN

Alternative solution

I have seen threads upon threads of how these so called loan apps give people loans only to end up sending embarrassing messages to their contacts.
I will be introducing you to PALMPAY, it is an online bank just like Opay and Kuda but in my opinion they are better than the latter two. So let's dive Right into it;
Palmpay offers loans of up to #150,000 to it's users, Your borrowing limit depends on how often you use the app and how often you transact using it.
So let's say you successfully collect a loan from them, you will be given a period of three weeks to payback. So what happens if you don't pay back after the due date? Well Unlike other apps palmpay does not send your contact threatening them and embarrassing you about a small loan you took, Rather, before collecting their loans you will be asked to download a security plugin what this plugin does is that it gives them full control of your mobile device. So let's say u were unable to pay before the due date,

Using that security plugin on your phone Palmpay will broadcast a message on your phone screen which will serve as a remainder for you to pay up and the message doesn't disappear, it remains there for the first week of non payment.
When you cross to the second week without paying back, it will become more harder to use ur phone, cos every 30secs ur phone automatically opens the palmpay app.

When u are yet to pay by the third week, they will restrict you from making outgoing calls, u can only receive calls, these restrictions go on and on until u pay back. Once u pay back the loan, the plugin will he deleted automatically and your phone restored to normal.

Sorry for the long write up

My Dad currently works for the Nigerian Navy, he has sworn multiple times to our faces that none of us his children will join the military.
Handing over your life and freedom to a government that is as ruthless and careless as ours is not worth it.

One boxer per day

I have dated like 7 girls so far, and the longest I have been with one is three months..
I just get tired about the whole thing and end things.

JoyousFurnitire:
Cook it

I have llved in Kaduna for the most part of my life and I can tell u that only the outskirts of kd are kinda insecure but the capital and other LGAs around around the capital are super safe.
I live around the capital and most times come back home around 9pm. So nothing to worry abt as far as the job is in the capital..
Over to u.

Trust the process��