₦airaland Forum

Buxton University was an unaccredited vendor of distance education that used a postal address in the United Kingdom.[1] It is associated with the Instantdegrees.com website.[2][3]

Charter and accreditation status[edit]
The institution did not hold a Royal Charter,[4] which is required for an institution in the United Kingdom to call itself a "university", per the Further and Higher Education Act 1992. However, the institution does not advertise itself as a university in the UK and uses a commercial (instead of academic) internet domain name - buxtonuniversity.co.uk. The domain, however, is registered to a "Camford Institute Subang Jaya" in Singapore.[5]

Buxton claimed accreditation by the World Online Education Accrediting Commission,[6] as well as the Board of Online Universities Accreditation (BOUA), but neither agency is recognized as a higher education accreditor by the United States Department of Education or the Council on Higher Education Accreditation.

Buxton University is on the Texas Higher Education Coordinating Board list of "Institutions Whose Degrees are Illegal to Use in Texas".[7]

History[edit]
On its website, Buxton University stated that it was established in 1991[6] and had awarded a total of 54,000 degrees by 2002.[8]

In August 2004, a San Antonio, Texas, television station investigating bogus academic credentials had an employee order a degree from the InstantDegrees.com website. The station reported that the employee received a Buxton University master's degree, summa cum laude, by mail within a few days after submitting an order.[9] In November of that year, a Knoxville, Tennessee, television station reported a similar experience in which an employee ordered a Ph.D. from InstantDegrees.com and received a back-dated Buxton University diploma by mail just five days after paying $160.[3] Both stations reported that the university was identified as being in London, but the mail had come from Portugal.[3][9]

Also in 2004, The Washington Post reported that a hypnotist, William R. Runnells Jr., had called himself "Doctor" and that his degree was from the American Institute of Hypnotherapy and Buxton University.[10] In that article, the Post wrote, "...repeated Web searches and several calls to overseas operators did not turn up a listing for a Buxton University."[10]

On November 29, 2006, the web version of NBC 4 in Columbus, Ohio, posted a transcript of a Target 4 Investigates program in which Kyle Anderson stated that "Five days after placing that order, I received this in the mail - global priority mail from Portugal. Inside, two signed and sealed diplomas from Buxton University in London, England. So for a few hundred bucks, I've got a Ph.D. in counseling, a master's of divinity in religion, some pretty official-looking letters from Buxton University, and their prospectus, which looks like it's printed on an ink-jet printer."[11]

As of 2011 Buxton University has no web presence and appears to have ceased trading.

According to the Higher Education Degree Datacheck website, Buxton University is not a valid UK degree awarding body.......wikipedia.com

ollaxworld:
hmmnn... Govt of the poor masses indeed

Always do some basic research before you comment. People might take you for an illiterate.

Do not take it personal.

If we want Nigeria to be a 21st century nation, some people would have to pay the price and that is what you can see.

Its rather sad that they dont have an alternative.

Google stores everything privately and here are the 10 important links (URLs) that will unlock everything Google knows about you. They are hidden somewhere deep inside your Google Account dashboard and they may reveal interesting details about you that are otherwise only known to Google. Let’s dive in.

1.Google stores a list of usernames and passwords that you have typed in Google Chrome or Android for logging into various websites. They even have a website too where you can view all these passwords in plain text.
passwords.google.com

2. Google creates a profile of yourself based on the sites you visit, guessing your age, gender and interests and then uses this data to serve you more relevant ads. Use this URL to know how Google sees you on the web.
www.google.com/settings/ads

3. You can easily export all your data out of the Google ecosystem. You can download your Google photos, contacts, Gmail messages and even your YouTube videos; head over the Google Takeout page to grab the download links.
www.google.com/takeout

4.If you ever find your content appearing on another website, you can raise a DMCA complaint with Google against that site to get the content removed. Google has a simple wizard to help you claim content and the tool can be used to remove websites from Google search results that are scraping your content.
support.google.com/legal

5.Your Android phone or the Google Maps app on your iPhone is silently reporting your location and velocity (are you moving and if yes, how fast are you moving) back to Google servers. You can find the entire location history on the Google Maps website and you have the option to export this data as the KML files that can be viewed inside Google Earth or even Google Drive.
google.com/maps/timeline

6.Create a new Google Account using your existing email address. The regular sign-up process uses your @gmail.com address as your Google Account username but with this special URL, you can use any other email address as your username.
accounts.google.com/SignUpWithoutGmail

7.Google and YouTube record every search term that you have ever typed or spoken into their search boxes. They keep a log of every Google ad that you have clicked on various websites, every YouTube video you have watched and, if you are a Google Now user, you can also see a log of all your audio search queries. OK Google.
history.google.com (Google searches)

history.google.com/history/audio (Voice searches)

youtube.com/feed/history (YouTube searches and watched videos)

8. You need to login on to your Gmail Account at least once every nine months else Google may terminate your account according to their programme policies. This can be an issue if you have multiple Gmail accounts; so as a workaround, you can set up your main Gmail account as the trusted contact for your secondary accounts. Thus, Google will keep sending you reminders every few months to login onto your other accounts.
www.google.com/settings/account/inactive

9. Worried that someone else is using your Google account or it could be hacked? Open the activity report to see a log of every device that has recently connected into your Google account. You will also get to know the IP addresses and the approximate geographic location. Unfortunately, you cannot remotely log out of a Google session.
myaccount.google.com/security

10.Can’t locate your mobile phone? You can use the Google Device Manager to find your phone provided it is switched on and connected to the Internet. You can ring the device, see the location or even erase the phone content remotely. You can even find the IMEI Number of the lost phone from your Google Account.
google.com/android/devicemanager

Credits: Ozioma Ubabukoh

Enjoy!!!

Enjoy

confluence:
@bababode825,
Good evening,
please can you help some one just duped my dad a pensioner of about #60,000
his pensioner arrears has not been paid for some time now, i was told criminals who have worked in that office before and have records of these pensioners keep calling them that they can facilitate their payment on time.
When i get home i will have access to the full information.
Please will want you to assist this bastard,

Sorry to hear this, do you have the account details of BVN or phone number of the person? I will be more than glad to help.

Ottawa (CNN)

Six people are dead after a shooting at a mosque in Quebec City, according to Quebec Provincial Police. Eight people were injured. The attack, which took place at the city's Quebec Islamic Cultural Center, is being investigated as an act of terrorism by police.

In what was described as a coordinated attack, witnesses say at least two gunmen wearing black fired indiscriminately into the dozens of worshipers in the mosque.
One person has been arrested, the department said. A previous statement indicated that two arrests had been made. It's not clear what caused the discrepancy.
The Canadian province's premier, Philippe Couillard, called the shooting a terrorist act on Twitter.

--Source: CNN

[quote author=Marvel1206 post=53092279][/quote]I guess my job is done and you have your criminal.

derprince:
I really appreciate it sir
and by the way sir what step should I take now sir

It depends on where you live. If you live in Bayelsa, u can go to the address just to confirm if the person lives there. if thats the case, you can report him to the police with proof that he collected money from you and you need there help. I know the Police cannot be trusted a lot of the time but I do not support violence as you may end up on the wrong side of the conflict. #BeWise

Marvel1206:
Wow!
If this is correct, this is probably his picture
Cc Kassidy90 bababode825

I am not sure of the face my brother but the address is perfectly real and you can investigate further to prove me right or wrong.

All da best

derprince:
Hello brother please can you help me with this one too ,he scammed me of my hard earned #50,000
Ernest kalabo UBA
2061750652
phone number 0810 509 9831
thanks

Busted!!!

stateofresidence: Bayelsa State
local govt: Yenagoa
address: ODUNWABI COMPOUND OGBOLOMA TOWN GBARAIN YENAGOA BAYELSA STATE
Phone: 07039118301
dob: 15-Jul-45

Confusedsoul:
I was surfing the web few days ago when i came across a post by an "Admin" on this website (www.ijebu-ode.adsafrica.com.ng) about Ijebu school nursing form. I quickly copied the contacts there and gave the first a call. I called him to confirm if the form was truly out and the closing date. Then he replied that it was closing the same day at 3:30pm, i should take N7,500 with me to first bank and when i get there i should give him a call.
I doubted his authenticity so i called the second contact not knowing they are both working together.

Our conversation goes thus
"Hello sir, this is **** from ikorodu, i'm calling to inquire about Ijebu's nursing form and the closing date cos i just called someone who told me it's closing by 3:30pm"
Then the man replied
"My daughter, don't mind that man o, he's a 419 and i'm the real Admin. I'm going to send the account number of our co-ordinator to you now so send the N7,500 there before 3pm so as to go do the registration for you"
I must confess, i swallowed all what he said cos he sounded responsible and also like someone in his late 50s.

He instantly inboxed me on whatsapp and we started chatting.

I ran helter skelter for the money which i was able to borrow from a friend with my second phone as collateral. I sent it to the account number he gave me
"SCHOOL CO-ORDINATOR'S ACCOUNT NAME: DR OTEDOLA KOLAWOLE. ACCOUNT NUMBER 3110811580. FIRST BANK PLC"

After doing that, we started chatting and he asked me to send my waec result and passport which i did.

Along the line, i asked when i should come to Ijebu Ode to submit my form and he said he has done it for me. I asked for the examination date and he replied "My dear, so you don't know there is no written examination? This year's admission will be given based on your O'level result"
I was so surprised
Then he said "My daughter, admission process here is 25k and i will collect nothing up to that cuz you're my daughter" I then called a friend who told me that the school has been closed few years ago. It was then that it dawned on me that i've been duped! When he also realised that i've gotten his scope, he blocked me on Whatsapp. I called him the next day with another number and when he recognized my voice, he ended the call and blocked me. My friend gave him a call and he promised to refund and ended the call afterwards. He then blocked him too. He hasn't sent the money o! Please help me identify this scammer

His number
08060588319
The number he sent his account number with
08106644747

The first number i called.
07037433010

Busted!!!

Address of Culprit:
Home Address: E7/295A ODE AJE BADA COMPOUND IBADAN
Phone number: 08039439193 and 08055982091

Apologies for the delay. Hope you catch this crook and get your money back

maxti:
Thanks alot. The numbers on record are Barred due to incomplete Registration. Please what area on Record is the address?

From my record, the guy lives in Ughelli North in Delta state

maxti:
Thanks bro. i just hope there is KYC info on the account. I dont trust Diamond accounts.


NAME COLLINS AKPOVOFENE.A/C NO 0071659939. Diamond bank.

marital_status: Single

gender:Male

surname:AKPOVOTENE

middle_name:COLLINS

first_name:robinson

state_of_origin:Delta State

origin :Ughelli North

residence: Delta State

residential_address: 3, IGUN STREET, EREMUKOHARIEN

Phone_number:08076556104 and 07080161969

dob: 10-Sep-1983

That's your man!!

maxti:
Nice one. Please a neighbour was also scammed of 16k. We would also like to get the scammers detail.

Please give me the scammer's bank account detailils or BVN if you have it.

Thanks

Originalsly:
Post the address anyway.... even if he refunds her.... his house must be targeted... if not he moves on to scam the next person. And whether refunded or not...Op should go to the bank and fill the form as advised.... it is our actions or inactions that would allow this kind crime to flourish or fade away.
@Op...more important than the money.... the biggest and most damaging Internet crime is identity theft. You have given out your passport details and most likely somebody may use your identity. You need to report that immediately to help clear your name in case of any future travel wahala that can range from visa denial to arrest at airport.

I will surely post the Full Address of the scammer and even his/her next-of-kin tomorrow unfailingly.
#Watch this space

Confusedsoul:
I was surfing the web few days ago when i came across a post by an "Admin" on this website (www.ijebu-ode.adsafrica.com.ng) about Ijebu school nursing form. I quickly copied the contacts there and gave the first a call. I called him to confirm if the form was truly out and the closing date. Then he replied that it was closing the same day at 3:30pm, i should take N7,500 with me to first bank and when i get there i should give him a call.
I doubted his authenticity so i called the second contact not knowing they are both working together.

Our conversation goes thus
"Hello sir, this is **** from ikorodu, i'm calling to inquire about Ijebu's nursing form and the closing date cos i just called someone who told me it's closing by 3:30pm"
Then the man replied
"My daughter, don't mind that man o, he's a 419 and i'm the real Admin. I'm going to send the account number of our co-ordinator to you now so send the N7,500 there before 3pm so as to go do the registration for you"
I must confess, i swallowed all what he said cos he sounded responsible and also like someone in his late 50s.

He instantly inboxed me on whatsapp and we started chatting.

I ran helter skelter for the money which i was able to borrow from a friend with my second phone as collateral. I sent it to the account number he gave me
"SCHOOL CO-ORDINATOR'S ACCOUNT NAME: DR OTEDOLA KOLAWOLE. ACCOUNT NUMBER 3110811580. FIRST BANK PLC"

After doing that, we started chatting and he asked me to send my waec result and passport which i did.

Along the line, i asked when i should come to Ijebu Ode to submit my form and he said he has done it for me. I asked for the examination date and he replied "My dear, so you don't know there is no written examination? This year's admission will be given based on your O'level result"
I was so surprised
Then he said "My daughter, admission process here is 25k and i will collect nothing up to that cuz you're my daughter" I then called a friend who told me that the school has been closed few years ago. It was then that it dawned on me that i've been duped! When he also realised that i've gotten his scope, he blocked me on Whatsapp. I called him the next day with another number and when he recognized my voice, he ended the call and blocked me. My friend gave him a call and he promised to refund and ended the call afterwards. He then blocked him too. He hasn't sent the money o! Please help me identify this scammer

His number
08060588319
The number he sent his account number with
08106644747

The first number i called.
07037433010

Sorry to hear about this. However, I can help you with the address of the scammers so that you can get them arrested if you want. Since I know the account number and/or phone number, I can send the address to you. Please let me know if that will help.

---all the best

reserved01:
Hello nairalanders. I need your help and contributions concerning this issue. Had to open a new account for this. Please take your time to read through.
At exactly 3 weeks ago, i made a terrible mistake by sending an amount (#53,000) to a wrong account number.
Immediately, I put a call through to my bank to help reverse the transaction but couldn't reach the customer care representative. I tried several times but exhausted all my credits waiting on the line for someone to pick up. I sent mails and tweets, yet no postive response either.
After about 3 hours i was able to speak with a customer care rep. I explained everything to her, she did a background check, confirmed the transaction but sadly, it was already late, she said the recipient had fully withdrawn the money. My head went blank immediately I heard that. She said they have a team that works on such, and that they will get back to me.
I did a check on the account number i wrongly sent the money to and then I realized it was a nairalander, whom I once paid for his service sometime around middle of this year. I do not know him in person. Then I started searching through for his contacts and luckily I got one. I put a call to him, tried explaining myself but from his tone I realised one would require a long conversation, and also for evidence purposes, I decided to resort to whatsapp. The following are the conversations with him.

Hello All,

There is an opportunity within my organisation for University students to showcase their artistic potential and get rewarded for it.

With that in mind, kindly visit my organisation for more information.

Good luck

Hello Emmanuel Joy,
Sorry 4 ur loss.
I work with a financial Services company in Nigeria.
If ur money was actually stolen via a POS machine I might be able to trace it. I recommend the following

1. Request ur Bank Statement to trace the recipient
2. Provide the following details so I can assist
Your ATM CARD NUMBER but mask it like 506124*********3656, date it was stolen, bank and amount. I will post my findings here based on ur feedback it u believe I can help.

All da best..

NB-some pos machine are being hacked so no guarantees but will do my best.

Emmanueloy:
Today 25th august, I got to Ojota, bus stop around 5:00am waiting for a bus going to Ojuelegba, which is close to my workstation. After like 3 minutes, I heard a guy from a normal yellow danfo bus calling "Ojuelelgba" and as expected I hopped in, along with a Police Officer. Another person boarded some few metres away and the journey continued.
And just like a film scene, i discovered everyone in the bus (about 8 of them) are part of the "one chance" crew, you know what I mean and this included the supposed Policeman. They told me to sit on the floor, searched my bag as if their lives depended on it, took my atm cards and mobile phone. They requested for my pin under the threat of a gun and i obliged. Funny part, they had a POS machine to verify my pin. Alas, it was correct and right there they started sharing the loot, electronically. All these happened while the bus moved at break-neck speed. I even begged them to give me my SIM but they didn't.
Anyway, I thank God cos I wasn't hurt at all, they dropped me around Mushin and sped off in the dark. I got a glimpse of the plate number LAGOS-JJJ-86-something something sha.
I believe God had a purpose for everything that happens to man. I have blocked my SIM and ATM card this morning ASAP.

I'm not a fan of front page stuff but i hope this info will help some commuters and warn them about these criminals here in Lagos. Even when you see an alleged "staff", it does not guarantee the safety of the bus. Only God can protect.

Just drop a comment.

Hmmmmm

As UK decides to leave the EU, share your thoughts.
At least na them colonize us and almost everyone get relation 4 UK.

Results coming in shows that 51% of UK citizens have decided to leave the EU.

Share your thoughts......

850k flat. Will it fly for that price?
If u are sure its in food condition without issues and was not stolen with original documents, i am in. I stay in lag. If we can agree on how it can get to lagos and it can pass a test by my mechanic, i will hand over ur money or transfer asap. Call 08087062410 if u are interested.

reaky:
Super Clean Registered nissan murano
Year of Production - 2005
Engine - V6
Fuel - Petrol
Colour - Black
Air Conditioner - Factory Fitted (chilling)
Audio - CD/AM/FM
Steering - Power
Interior - leather
Gear Transmission - Automatic
Rim - Alloy
location Nnewi Anambra state
call or whatsapp 08034701241

ise82:
Call Gabriel on 08134273596.

I am interested. I will pay 700k if we can reach an agreement for it to get to lagos. Papers and all will also be shown and will be inspected asap. Will hand a cheque to u if confirmed in good shape as described. Call 08087062410 sharply if u agree.
Thanks

Hi,

I am willing to discus about your bus. I have called and buzzed u on whatapp but you are not responding. Let me know if you are down 4 serious biz.

If you want to succeed live in life, you must overcome your biggest fears.

Some fears hold us back more than others. The nasty ones are like straight-jackets that restrain our abilities, making our dreams an impossibility. To be successful, you need to confront them head on.

Here are seven common fears that you must overcome to be truly successful.

1. Fear of criticism
Many people are afraid to live their dreams for fear of what others may think and say about them. Recently, I received a letter from a college student. “My parents want me to finish my master's degree, but I'm ready to start my business,” he wrote. “They would think I'm crazy if I dropped out now. What should I do?"



This is a common theme from many people. But making decisions based on what people think -- even your closest friends and family -- will debilitate you for the rest of your life. Instead, think about what these same people would say if you did achieve success. To this college student, my advice is to think about what your parents would say if your business did succeed -- would they be proud of you? What if it was the best decision you’ve ever made? It very well could be.

2. Fear of poverty
Many people are stuck in “survival mode.”

"I'm 26 years old and I'm trapped in a cubicle for 40 hours a week,” a man recently wrote me. “I pay the bills and live an average life, but I know I can have a better job and reach my fullest potential. I'm tired of being bored and I want to use my gifts. However, I'm afraid that I'll run out of money. What do you suggest?"

Related: 7 Major Steps for Achieving Massive Success

The fear of poverty is crippling. However, this young man did express in his email that he had $10,000 in savings, which would be enough to help him quit his job for a few months and look for his dream occupation or business. Too many people settle for mediocrity because they think they must “survive” instead of “thrive.” The fear of poverty should never hold you back from your dreams.

3. Fear of old age (and death)
There's a certain age where many people quit at life. Benjamin Franklin once said, "Most people die at 25 and are buried at 75." For some people, this metaphorical death -- when they decide to settle for a mediocre lifestyle -- comes earlier than 25. These people figure they can't make it happen, so they end up quitting in advance.

Fear of old age can also be harmful when a person has to go through a major career transition. The thinking often goes something like this: "I'm 46. How do you expect me to learn about real estate if I've been in health insurance all my life? Plus, it has to work out perfectly, otherwise I won't be able to support my family."

In the end, however, age is far less important than your belief in yourself.

4. Fear of failure
This is when most people ask the “what if” question. Except typically, they phrase it in a negative way such as: “What if it doesn't work? What if no one likes it? What if it fails?"

These are the wrong questions. Instead of thinking about all the ways you may fail, concentrate on all the ways you may succeed! Even if you fail or make a mistake, it gives you a chance to reflect and correct. You must fail before you succeed. Every master was once a disaster. So go ahead and try!

Related: The Only 5 Ways You Can Become Rich

5. Fear of offending others
Here’s what someone told me the other day:

"I'm not going to call Human Resources until THEY call me for the job. Plus, I'll end up offending them and I don't want them to think I'm too needy. I'll just wait by the phone and they'll follow-up. If I don't get it, then it wasn't meant to be. And anyways, if I call them, it might ruin my chances and then I'll never get the job!"

This is the wrong approach. I firmly believe people must be audacious in their actions if they are going to achieve their dreams. Many people are afraid of offending others with their self-promotion for fear that it comes across as “arrogance.” However, no one will recognize your talents unless you show them.

6. Fear of looking foolish
Many times, we look at our wardrobes and say, "I won't wear that today. It will look foolish. Maybe another time." But why not now? We often act as if what we want to do is wrong, but we need to have more faith in our decision-making ability. We need to test our abilities, whether we are going to give a speech, write articles, shoot videos or anything else.

Some of the greatest decisions in the world were fortuitous. Time after time, people have spontaneously deviated from their original plans and meandered their way into success. Find out who you are and what fits your style. Often, you'll have to start by finding out who you aren't. Trust your gut and know that you're making the right decision--every time. You'll only look foolish if you don't do anything at all.

7. Fear of success
Too often, people are afraid of becoming themselves. They are afraid of their true “self-expression,” which is what real success is all about. They watch others and say, "You know, I could do that too" or "Why couldn't that be me?" In reality, there are afraid of receiving the same level of fame, wealth, recognition and love.

Many of us were taught that we could never be truly successful in life. Many families operate on the belief system that becoming successful is unrealistic, so they never push their kids. They assume success is impossible because they haven't seen it for themselves. Instead of adopting this mindset, believe that you will achieve massive success down the road.

At the end of the day, all of the above fears can be overcome by faith and purpose. If you know what you want and take the necessary actions to overcome your fears, you will achieve far more in your life than if you are held back by doubt and uncertainty.

Pick what you can and trash the rest


Courtesy:Mandi Woodruff | Yahoo Finance UK


Berkshire Hathaway CEO Warren Buffett is widely regarded as the most successful investor in the world. We decided to look at some of the best advice Buffett has ever shared about spending, saving and investing.

1. Read everything you can — the earlier, the better.
“By the age of 10, I’d read every book in the Omaha public library about investing, some twice. You need to fill your mind with various competing thoughts and decide which make sense. Then you have to jump in the water – take a small amount of money and do it yourself. Investing on paper is like reading a romance novel vs. doing something else. You’ll soon find out whether you like it. The earlier you start, the better.”
His favorite book: The 1949 tome “The Intelligent Investor” by Benjamin Graham.

2. Credit cards aren’t your friend.
If you’re willing to pay 18% on a credit card, you will not come out well.

3. Invest in yourself.
Imagine that you had a car and that was the only car you'd have for your entire lifetime. Of course, you'd care for it well, changing the oil more frequently than necessary, driving carefully, etc. Now, consider that you only have one mind and one body. Prepare them for life, care for them. You can enhance your mind over time. A person's main asset is themselves, so preserve and enhance yourself.

4. Most people would be better off not trading stocks.
“Just pick a broad index like the S&P 500. Don't put your money in all at once; do it over a period of time. I recommend John Bogle's books — any investor in funds should read them. They have all you need to know."
“If you invested in a very low cost index fund – where you don’t put the money in at one time, but average in over 10 years –you’ll do better than 90% of people who start investing at the same time.”
“If you like spending 6-8 hours per week working on investments, do it. If you don’t, then dollar cost average into index funds. This accomplishes diversification across assets and time, two very important things.”
5. Know what you don’t know.
There is nothing wrong with a ‘know nothing’ investor who realizes it. The problem is when you are a ‘know nothing’ investor but you think you know something.

6. Don’t follow the pack.
You need to divorce your mind from the crowd. The herd mentality causes all these IQ's to become paralyzed. I don't think investors are now acting more intelligently, despite the intelligence. Smart doesn't always equal rational. To be a successful investor you must divorce yourself from the fears and greed of the people around you, although it is almost impossible.

7. Ask for a raise the right way.
Write down all of the reasons why you believe you deserve a raise. Some of the things which will be important to demonstrate are reliability, honesty, and dependability. You might also be able to demonstrate that other people in the neighborhood are being paid more than you for the same service. Then go visit your employer and present your case. The better prepared you are to present your position, the more likely you will be successful.

8. Look at everyone else’s mistakes — and don’t repeat them.
The best thing is to learn from other guy’s mistakes. [General George S.] Patton used to say, "It's an honor to die for your country; make sure the other guy gets the honor." There are a lot of mistakes that I've repeated. The biggest one, the biggest category over time, is being reluctant to pay up a little for a business that I knew was really outstanding.

9. Work shouldn’t always be about the money.
You should do the job you love whether or not you are getting paid for it. Do the job you love. Know that the money will follow
You're rich if you are working around people you like. You will make money if you are energetic and intelligent. This society lets smart people with drive earn a very good living. You will be no exception.

10. Communication is one of the greatest skills you can learn.
If you improve your value 50% by having better communication skills, it’s another $500,000 in terms of capital value. You can dramatically increase your value by improving oral and written communication skills.

11. Detach yourself emotionally.
In ‘97-’98, people weren’t rational. People got caught up with what other people were doing. Don’t get caught up with what other people are doing. Being a contrarian isn’t the key, but being a crowd follower isn’t either. You need to detach yourself emotionally.

12. Know your own motives for investing.
Rationality is the only thing that helps you. One thing that could help would be to write down the reason you are buying a stock before your purchase. Write down “I am buying Microsoft at $300 billion because…” Force yourself to write this down. It clarifies your mind and discipline. This exercise makes you more rational.

13. Forget the Joneses.
I’m not interested in cars and my goal is not to make people envious. Don’t confuse the cost of living with the standard of living.
Just keep up with the Buffetts. We’ve always been fans of living within your means and income. You’ll have a lot more income later on. [Children] will follow the example of their parents. You shouldn’t increase your cost of living without improving your standard of living.

14. Don’t spoil your kids.
I believe in giving my kids enough so they can do anything, but not so much that they can do nothing.

15. Choose your influencers wisely.
I had a great teacher in life in my father. But I had another great teacher in terms of profession in terms of Ben Graham. I was lucky enough to get the right foundation very early on. And then basically I didn't listen to anybody else. I just look in the mirror every morning and the mirror always agrees with me. And I go out and do what I believe I should be doing. And I'm not influenced by what other people think.

16. Sometimes spending is OK, too.
There are plenty of people I don’t advise to save. If you already have money in a 401(k) and Social Security and have a little left over, who is to say you should give up taking your children to Disney World and the associated happiness now for a 30-foot boat later vs. a 20-foot boat later.
There are benefits to spending now. It is not always better to save 10% than 5%, but definitely better than spending 105%. You need to live a life that is true to yourself. We don’t encourage extreme frugality. You are not a better or worse person if you live differently from your neighbor.

17. Education is everything.
One can best prepare themselves for the economic future by investing in your own education. If you study hard and learn at a young age, you will be in the best circumstances to secure your future.
18. Learn to be lovable.
The most powerful force in the world is unconditional love. To horde it is a terrible mistake in life. The more you try to give it away, the more you get it back. At an individual level, it’s important to make sure that for the people that count to you, you count to them.
I can't imagine people who aren't loved feel very successful.

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